
The Illinois prior authorization law reform aims to reduce the administrative burden on healthcare providers and patients.
Under the new law, health insurers must provide a decision on prior authorization requests within 24 hours for emergency services and 72 hours for non-emergency services.
This change is a significant improvement, as previously, insurers had up to 15 days to respond to prior authorization requests.
The Illinois Department of Insurance will oversee the implementation of the new law and ensure that health insurers comply with the new timeframes.
Prior Authorization Reform
Prior authorization reform is a game-changer for Illinois residents. Effective January 1, 2022, HB0711 makes significant changes to prior authorization and utilization review.
Insurers and utilization review organizations are now required to ensure that physicians make all adverse determinations when requested. This means that patients will no longer have to deal with unnecessary delays and denials of care.
Prior authorization requirements will be reviewed and removed when appropriate. This should reduce the number of medically necessary services that are subjected to prior authorization requirements.
A prior authorization shall be valid for the lesser of 12 months after the date the healthcare professional or healthcare provider receives the prior authorization approval, or the length of treatment as determined by the patient's healthcare professional.
If a utilization review organization fails to comply with the requirements of HB0711, health care services will automatically be deemed authorized.
Here's a breakdown of the key changes:
These reforms aim to ensure faster access to medically necessary treatments and hold health insurance companies accountable. They're a step in the right direction towards making healthcare a right, not a privilege.
Impact on Patients and Healthcare
Illinois's prior authorization law has made significant changes to the way patients and healthcare providers interact. Specifically, the law now requires health care practitioners to provide patients with full medical records for the purpose of supporting a claim for benefits under the Social Security Act.
This change is a significant improvement for patients, as they now have access to all the information they need to get the care they require. The law also requires that patients can obtain updated medical records free of charge, as long as they provide a valid and signed authorization for release of information.
Here are some key benefits of the law for patients:
- Health care practitioners must provide one complete copy of a patient's record, rather than multiple copies.
- Patients can obtain updated medical records not included in the original request free of charge, as long as they provide a valid and signed authorization for release of information.
System Delays Care, Causes Patient Suffering
System delays can lead to patient suffering, and one key issue is the lack of timely access to care. This can result in patients waiting for extended periods to receive treatment, often exacerbating their condition.
According to a study, patients who experience delays in care are more likely to experience complications and require longer hospital stays. Delayed treatment can also lead to increased healthcare costs and decreased patient satisfaction.
System delays can also cause patients to experience physical and emotional distress, including anxiety and depression. In one case, a patient experienced a significant increase in pain and discomfort due to delayed treatment.
Delayed care can also have long-term consequences for patients, including a higher risk of readmission to the hospital and decreased quality of life.
Medical Records & Healthcare Practitioners
In Illinois, the definition of a "health care practitioner" has been expanded to include registered nurses and licensed practical nurses. This change is a result of HB0714, which went into effect on January 1, 2022.
As of January 1, 2022, health care practitioners in Illinois are required to provide patients with full medical records to support claims for benefits under the Social Security Act. This is a significant change from the previous requirement.
Here are the key changes to medical records and healthcare practitioners:
- Health care practitioners must provide one complete copy of a patient's record, rather than multiple copies.
- They cannot provide medical records to patient representatives without documentation of their authority to act for the patient.
- Medical records may be released to a requester authorized by statute if the patient is deceased.
- Patients can obtain updated medical records not included in the original request free of charge, provided they accompany the request with a valid and signed authorization for release of information.
This change aims to make it easier for patients to access their medical records and receive the care they need.
Sources
- https://www.beckerspayer.com/policy-updates/illinois-passes-prior-authorization-reform-bill.html
- https://www.uncovered.health/evidence/the-prior-authorization-saga-in-illinois-could-be-making-some-headway/
- https://jacksonllp.com/new-illinois-healthcare-laws-to-know-in-2022/
- https://capitolnewsillinois.com/news/lawmakers-tout-strict-limits-on-prior-authorization-insurance-requirements/
- https://www.illinois.gov/news/press-release.23765.html
Featured Images: pexels.com