Unlock Exclusive Benefits with ICICI Bank Sapphiro Credit Card

The ICICI Bank Sapphiro Credit Card is a premium offering that comes with a range of exclusive benefits. You can earn 10x reward points on dining and international transactions, which can be redeemed for flights, hotel stays, and more.

One of the standout features of this card is its high reward points earning rate, making it perfect for frequent travelers. The card also offers a welcome gift of 10,000 reward points, which is a great way to get started.

With the ICICI Bank Sapphiro Credit Card, you can enjoy a complimentary airport lounge access, which is a great perk for those who travel frequently. This feature alone can save you a significant amount of money on lounge access fees.

The card also offers a 50% discount on fuel purchases at select fuel stations, making it a great option for those who frequently fill up their vehicles. This benefit can be used multiple times a month, making it a valuable addition to the card's features.

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The ICICI Bank Sapphiro Credit Card offers an impressive array of benefits and privileges that can enhance your travel, entertainment, and everyday spending experiences.

You can enjoy up to 20,000 ICICI Bank Reward points every anniversary year, which can be redeemed for various rewards or cashbacks.

The card provides 2 complimentary international airport lounge visits per calendar year, allowing you to relax and unwind in style before your flights.

Domestic airport lounge access is also available, with 4 complimentary visits per quarter at select lounges in India.

If you're an avid golfer, you can enjoy up to 4 complimentary rounds of golf every month, based on your eligible spends on the card.

You can also get up to Rs 500 off on the second movie/event ticket, twice every month, when you book through BookMyShow using your ICICI Bank Sapphiro Credit Card.

The card offers a rewards points system, where you earn 2 points for every Rs 100 domestic retail spend, 4 points for every Rs 100 international spend, and 1 point for utilities and insurance payments.

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Here's a summary of the key benefits and privileges:

The ICICI Bank Sapphiro credit card offers robust security features, including a microchip that prevents duplication and counterfeiting. The card also comes with a Personal Identification Number, which ensures that you confirm each transaction.

You can manage your account online with ease, using the Internet banking service to perform various tasks, including paying your credit card bill. This convenience allows you to keep track of your expenses and make timely payments.

Some key benefits of the ICICI Bank Sapphiro credit card include:

The card also offers various rewards and benefits, including 2 RP on every Rs. 100 spent on domestic retail purchases, 4 RP on every Rs. 100 spent on international spends, and 1 RP on every Rs. 100 spent on utilities & insurance. Additionally, you can enjoy complimentary lounge access, movie offers, and dining benefits.

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The ICICI Bank Sapphiro Credit Card offers a 1% fuel surcharge waiver on all fuel transactions of up to ₹ 4,000 at any fuel outlet. This can be a huge money-saver, especially for frequent drivers.

To give you a better idea of the card's fees, here's a breakdown:

You'll also get welcome vouchers worth ₹ 9,000+ within 45 days of paying the joining fee, which is a nice bonus.

You can convert transactions into EMIs, which stands for Equated Monthly Installments. This allows you to pay off your loan in manageable monthly payments.

To convert a transaction into an EMI, you need to have a minimum transaction amount of ₹ 5,000 and a maximum of ₹ 2 crores. This is as per the information provided in the article.

Having a good credit score can also help you convert transactions into EMIs, as it shows lenders that you're a responsible borrower. A credit score of 750 and above is considered good.

The tenure for converting transactions into EMIs ranges from 12 to 60 months, depending on your loan requirements. This flexibility in tenure can be helpful in creating a repayment plan that suits your needs.

Converting transactions into EMIs can be done online, making it a convenient option for busy individuals. Simply log in to your account, select the transaction you want to convert, and follow the prompts to complete the process.

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The ICICI Bank Sapphiro Credit Card is a great option for those who want to earn rewards on their daily purchases. It offers 2 RP on every Rs. 100 spent on domestic retail purchases, except fuel, and 4 RP on every Rs. 100 spent on international transactions.

The card has a joining fee of Rs. 6,500, which includes welcome vouchers worth Rs. 9,000+ within 45 days of payment. You can also earn rewards on your utility and insurance bills, with 1 RP on every Rs. 100 spent.

If you spend more than Rs. 6 lakhs in the previous year, your annual fee of Rs. 3,500 will be waived off. This can be a significant saving, especially if you use your credit card frequently.

Here are the key details of the ICICI Bank Sapphiro Credit Card at a glance:

The ICICI Bank Sapphiro Credit Card charges and fees are relatively straightforward.

The joining fee for the ICICI Bank Sapphiro Credit Card is Rs. 6,500.

However, there's a catch - this fee is waived if you spend Rs. 6 lakhs in the preceding year.

The annual fee is a more manageable Rs. 3,500, but it's also waived if you reach an annual spending of ₹6,00,000.

Here's a breakdown of the charges and fees:

Earning Reward Points with the ICICI Bank Sapphiro Credit Card is a breeze, and here's how it works.

You earn 4 PAYBACK points per Rs. 100 spent on international transactions, which is a great incentive to explore new destinations.

For domestic transactions, you'll earn 2 PAYBACK points per Rs. 100 spent, making it a great option for daily expenses.

You can also earn additional points from partner brands for purchases, which is a nice perk.

Here's a breakdown of the reward points you can earn:

This means you can earn bonus rewards of up to 4 Reward Points on every ₹ 100 spent, which is a great way to accumulate points quickly.

You can redeem your reward points for purchases including movies, travel, mobiles, appliance, and lifestyle products, making it a convenient way to treat yourself or gift someone special.

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To be eligible for the ICICI Sapphiro credit card, applicants must be at least 18 years old and have a steady source of income. This is a requirement that is consistent across various sources.

The ICICI Sapphiro credit card limit varies based on individual income and credit score, making it a great option for those with a stable financial history.

You can apply for the ICICI Sapphiro credit card through several methods, including online and offline options. To apply online, you can visit the ICICI Bank website and follow the steps outlined below.

Here are the steps to apply online:

Alternatively, you can apply in person by visiting your nearest ICICI Bank branch or through the EaseMyDeal website or app.

To apply for the ICICI Bank Sapphiro Credit Card, you can choose between online and offline options. You can visit your nearest ICICI Bank branch in person to apply.

There are several ways to apply online, but one common method is to visit the EaseMyDeal website or app, navigate to the Apply Credit Card section, and click on 'Apply Now' for the selected credit card.

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To complete the online application, you'll need to enter your personal details, contact information, employment details, and review the information provided to ensure it's accurate before submitting the application form.

You can also apply online by visiting the ICICI Bank website, navigating to the Sapphiro Credit Card section, and completing the online application by providing the required information and uploading documents.

If you prefer to apply in person, visit an ICICI Bank branch with the required documents for in-person assistance. The bank claims to disburse the card to eligible candidates in 15-20 minutes.

Here are the steps to apply online:

To be eligible for the ICICI Sapphiro credit card, you must be at least 18 years old. This is a standard requirement for most credit cards.

Applicants need to have a stable income to apply for the ICICI Sapphiro credit card. This ensures that you can make timely payments and manage your credit responsibly.

The ICICI Sapphiro credit card limit varies based on individual income and credit score. This means that your creditworthiness and financial situation will play a significant role in determining your credit limit.