ICICI Bank Coral Credit Card Overview and Benefits

The ICICI Bank Coral Credit Card is a popular choice among credit card enthusiasts, and for good reason. It offers a range of benefits that make it an attractive option for those looking to earn rewards and save money.

With the ICICI Bank Coral Credit Card, you can earn up to 10,000 reward points per year, which can be redeemed for flights, hotel stays, and other exciting experiences.

The card also comes with a 10% cashback offer on dining, movies, and other lifestyle expenses, up to a maximum of Rs. 1,000 per month.

The ICICI Bank Coral Credit Card is a great option for those looking for a rewards-based credit card. It comes with a joining fee of Rs. 500.

You can expect to earn 2 reward points for every Rs. 100 spent on the card, excluding fuel. This means you'll earn more points for your non-fuel purchases.

One of the unique features of this card is that you'll receive 10,000 reward points every anniversary year. This is a great way to boost your rewards earnings and redeem them for exciting rewards.

Here's a breakdown of the key features of the ICICI Bank Coral Credit Card:

The ICICI Bank Coral Credit Card offers a range of benefits and features that make it a great choice for cardholders. You can earn reward points on every eligible transaction, with two points for every Rs. 100 spent on goods and services and one point for every Rs. 100 spent on utilities and insurance.

One of the standout features of this card is the ICICI Bank Culinary Treats Programme, which provides exceptional dining offers at partner restaurants. You can get a 25% discount on BookMyShow and Inox movie tickets, up to Rs. 100, when you buy at least two tickets in one transaction.

The card also offers a 1% fuel surcharge waiver, valid exclusively at Hindustan Petroleum Corporation Limited pumps. This can help you save money on fuel purchases.

In terms of travel benefits, the ICICI Bank Coral Credit Card provides lounge access at domestic airports and railway lounges in India. You can get one complimentary visit every quarter, but you need to spend a minimum of Rs. 5,000 or more in a calendar quarter to qualify for the benefit in the following quarter.

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You can earn up to 10,000 bonus reward points every year by achieving certain spending milestones with the card. For example, you get 2,000 reward points on achieving a spend of Rs. 2 lakh, and 1,000 bonus reward points on achieving the target of Rs. 1,00,000 within an anniversary year after that.

Here's a summary of the key features and benefits of the ICICI Bank Coral Credit Card:

Overall, the ICICI Bank Coral Credit Card offers a range of benefits and features that make it a great choice for cardholders. Whether you're looking to earn reward points, enjoy dining offers, or save money on fuel purchases, this card has something to offer.

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The ICICI Bank Coral credit card has a joining fee of Rs. 500, which is a one-time payment. This fee is non-refundable.

You can waive the annual fee of Rs. 500 if you spend Rs. 1.5 lakh or more in the previous year. This is a great incentive to use your credit card regularly.

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The annual fee of the ICICI Bank Coral credit card is Rs. 500, which is a recurring payment every year. This fee can be waived if you meet the spending requirement.

If you spend Rs. 1.5 lakh or more in the previous year, you can get a renewal fee waiver of Rs. 500. This is a great benefit for frequent users of the credit card.

Here's a summary of the annual fee charges:

The ICICI Bank Coral Credit Card application process can be completed online or offline. You can visit your nearest ICICI Bank branch with essential documents and fill out the application form, or click on the Apply Now button on the bank's website.

To apply online, you'll need to be prepared with documents like a PAN Card, and fill out a few details about yourself. The online method is a convenient option, saving you time and allowing you to apply from the comfort of your home.

The renewal fee of the ICICI Bank Coral Credit Card is Rs 500, but it can be waived on spending Rs 1.5 lakh or more in the previous year.

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To be eligible for an ICICI Bank Coral Credit Card, you must meet certain criteria. The age requirement varies depending on whether you're a primary or supplementary cardholder.

Primary cardholders must be at least 23 years old. For supplementary cardholders, the age requirement is 18 years or more.

The net income requirement for primary cardholders is Rs 5 lakh per annum, as per their ITR.

To be eligible, you must also be between 21-65 years of age.

To apply for an ICICI Bank Coral Credit Card, you'll need to submit some documents. The age requirement for primary cardholders is 23 years or more, while supplementary cardholders must be 18 years or more.

You'll need to provide proof of address, which can be an Aadhar Card, Driving Licence, Passport, or utility bills. This is a common requirement across most credit card applications.

As an identity proof, you can submit any of the following: Voter's ID, Aadhar Card, PAN Card, Passport, and so on. This is mentioned in the ICICI Bank Coral Credit Card documents required section.

Salary slips or the latest ITR are required as income proof. This is stated in multiple sections, including the documents required for ICICI Bank Coral Credit Card.

Here's a summary of the documents required:

You may need to provide additional documents, such as 2 passport size photos and signature-bearing national identity cards, or proof of salary, employment, or business details. However, these are not the primary requirements.

To apply for the ICICI Coral Credit Card, you can either go online or offline. If you're comfortable with the online process, you can click on the Apply Now button on the ICICI Bank website and fill out the application form with your details, including your PAN card.

The online application process is convenient and saves time, allowing you to apply from the comfort of your home. You'll need to be prepared with your documents, such as a PAN card, to complete the application.

You can also apply offline by visiting your nearest ICICI Bank branch with all the essential documents and filling out the application form available there.

To apply online, follow these steps:

1. Visit the ICICI bank’s official website.

2. Under the ‘Cards’ section, click on the option ‘Credit Cards.’

3. Under 'Special Credit Card' section you will find ‘ICICI Coral Credit Card’.

4. Click on “Apply Now” under the card description.

5. Enter the mobile number, followed by email address and PAN no.

6. Fill in all the required details and upload the required documents in order to complete the process.

Before applying, make sure you meet the basic eligibility requirements set by the bank, including age, location, occupation, and income.

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If you're considering applying for the ICICI Coral Credit Card, you should know that there's a joining fee of Rs. 500. This fee is non-refundable, so make sure you're committed to using the card.

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To waive the renewal fee, you'll need to spend a significant amount on the card. According to the terms, spending Rs. 1.5 lakh or more in the previous year will get you a waiver on the renewal fee of Rs. 500.

Alternatively, if you're looking at the ICICI Bank Coral Credit Card, you'll be happy to know that the renewal fee is significantly lower at Rs. 99 per annum. This fee can also be waived if you spend Rs. 50,000 or more annually on the card.

Here's a summary of the joining and renewal fees for the ICICI Coral Credit Cards: