Huntington National Bank CD Rates: A Comprehensive Guide

Huntington National Bank CD rates offer a range of terms from 3 months to 10 years, giving you flexibility to choose a term that suits your financial goals.

Huntington National Bank is a reputable bank with a long history of stability, which can provide peace of mind for CD investors.

With a minimum deposit requirement of $1,000, you can start investing in a CD with Huntington National Bank.

Their CDs are insured by the FDIC, providing an additional layer of protection for your investment.

CDs with Huntington National Bank offer a range of benefits, including guaranteed returns.

Interest rates are fixed for the entire term of the CD, so you don't have to worry about market shifts affecting your investment.

A typical minimum deposit requirement for standard, fixed-rate CDs is $1,000.

Here are the key features of Huntington's CDs at a glance:

The early withdrawal penalty varies by term, so it's essential to review the terms and conditions before making a decision.

Certificates of deposit are a type of savings account that offers a fixed interest rate for a specific term.

The FDIC insures these accounts up to applicable limits, giving you peace of mind that your deposits are safe.

If you're considering a Huntington Bank CD, you'll have several term options to choose from, which can be helpful for creating a CD ladder with deposits at various term lengths.

Huntington Bank requires a minimum deposit of $1,000 to open a CD account.

You can take advantage of earning interest at more near-term intervals and getting more robust returns on longer-term deposits with a CD ladder strategy.

Using a savings calculator can help you understand the value of your CD at maturity. For example, the Huntington CD Savings Calculator allows you to add your deposit, term length, interest rate, and compounding frequency to get an estimate.

The calculator can give you a clear picture of how much your CD will be worth at maturity. You can use it to compare different CD options and make informed decisions about your savings.

The Huntington CD Savings Calculator is a useful tool that can help you make the most of your CD investment. By inputting your deposit, term length, interest rate, and compounding frequency, you can get an accurate estimate of your CD's value at maturity.

For instance, if you deposit $1,000 into a 5-year CD with a 2% interest rate, compounded annually, the calculator can show you that your CD will be worth approximately $1,104.20 at maturity.

If you're looking to open a jumbo CD, you'll need a minimum balance of $100,000.

The minimum balance to open and obtain an APY for a Huntington Jumbo Certificate of Deposit is $100,000.

Huntington offers competitive rates for jumbo CDs, with terms ranging from 7 days to 1825 days.

Here are the terms and rates for Huntington's Jumbo CDs:

A penalty will be imposed for early withdrawal, so be sure to consider your financial situation before opening a jumbo CD.

You can open a jumbo CD with a balance of $100,000 or more, and earn a competitive APY.

To get a Huntington Bank CD account, you'll need to live near a branch because you can't open one online. You'll also have to make a minimum deposit of $1,000.

If you're already a Huntington customer, opening a CD account might be a good option for you. However, you should be aware that the interest rates on Huntington's CDs are generally low.

If you decide to open a CD account with Huntington Bank, be prepared to commit to keeping your funds there until maturity. You'll face steep penalties for early withdrawals, so it's essential to choose a term that works for you.

Before opening a CD account, consider your options. Online banks can offer higher interest rates and more flexibility. However, if you prefer to bank with Huntington, you can still open a CD account with their institution.

You can expect to earn higher interest rates with a CD account compared to traditional savings accounts. However, the rates may not be the best, especially with Huntington Bank's Fixed Rate CD.

Huntington National Bank CD rates are a viable option for those looking to earn higher interest rates, but it's essential to understand the account details before making a decision.

You'll need to make a minimum deposit of $1,000 to open a CD account with Huntington Bank.

One of the benefits of a CD is that you can create a CD ladder, with deposits into different CDs at various term lengths, allowing you to earn interest at more near-term intervals.

You can't open a CD online with Huntington Bank, so you'll need to live near a branch to open an account.

You'll face steep penalties for early withdrawals, so be prepared to commit to keeping your funds in the CD until maturity.

The terms range from 1 month to 5 years, depending on the financial institution.

Here are some key benefits of a CD account:

Huntington National Bank offers a variety of CD account types to suit different needs and goals.

Their Classic CD has a minimum deposit requirement of $1,000, with terms ranging from 3 months to 5 years.

For those who want to open a CD with a lower minimum deposit, the Advantage Relationship CD requires just $100.

The Advantage Relationship CD also offers a higher interest rate than the Classic CD for certain terms.

Individuals who want to open a CD with a higher minimum deposit may be eligible for the Premium Relationship CD, which requires $25,000.

Huntington National Bank CD rates offer a range of terms from 3 to 60 months.

To open a CD, you'll need to create an account with Huntington National Bank. Huntington National Bank requires a minimum deposit of $1,000 to open a CD, except for the 3-month term which requires a minimum deposit of $500.

You can manage your CD online or through the Huntington National Bank mobile app, making it easy to keep track of your account and make changes as needed.

Huntington National Bank offers a range of CD rates, including a 5-year CD with a competitive rate of 4.50% APY. This rate is available for CDs with a minimum deposit of $1,000.

You can also manage your CD by phone or in person at a Huntington National Bank branch.

Huntington's CD rates are lower than some of the best available rates, but they're competitive with large banks like TD Bank, which requires a minimum deposit of just $250.

TD Bank offers a higher rate for a 6-month CD, at 1.00% APY, compared to Huntington's 0.50%.

Capital One offers significantly higher rates, with a 4.00% APY for a 6-month CD, making it a better option if you're looking for a high rate.

Here's a comparison of CD rates from Huntington, TD Bank, and Capital One:

Huntington Bank's CD rates are lower than some of the best available rates, but they can be competitive with large banks like TD Bank, which requires a minimum deposit of only $250.

TD Bank offers a 1.00% APY on 6-month CDs, while Huntington Bank offers 0.50%. This difference may not be significant for short-term savings, but it's worth considering if you're looking for a higher return.

If you're looking for a rate that compares to Capital One, you may need to look elsewhere. Capital One offers a 4.00% APY on 6-month CDs, significantly higher than Huntington Bank's rate.

Here's a comparison of CD rates from Huntington Bank, TD Bank, and Capital One:

In general, it's worth shopping around to find the best CD rate for your needs, as rates can vary significantly between banks.

Our verdict is that Huntington's CDs offer a wide range of terms, but the rates are unfortunately quite low.

You'll need to live in one of the 11 states the bank serves to even consider opening a CD.

The bank offers competitive CD rates, with a high of 5.13% APY on a seven-month term.

Standard rates are largely the same across most term lengths, which is a bit disappointing.

You'll need to visit a branch and deposit a minimum of $1,000 to open a fixed-rate CD.

The variety of term options is a plus, ranging from as short as seven days up to six years.

CD rates at Huntington National Bank vary by term length and balance amount. For terms less than 100,000 dollars, interest rates start at 4.25% APY for a 5-month CD, with the APY increasing to 4.34% APY.

For terms 5 months and under, the interest rate is the same for balances between $1,000 and $19,999.99, and between $20,000 and $99,999.99.

Huntington Bank offers standard rates for CDs with terms ranging from 1 to 72 months. The APY for these CDs is 0.50% APY across all term lengths and balance amounts.

Promotional rates are available for 5-month and 9-month CDs, with APYs of 4.34% and 3.05%, respectively.

To open a standard rate CD, you'll need a minimum deposit of $1,000.

Here's a breakdown of the APYs for standard rate CDs:

Keep in mind that these rates are subject to change and may not be available for all locations.