Huntington Cashback Credit Card: Earn 1.5% Cash Back and More

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The Huntington Cashback Credit Card is a great option for those looking to earn rewards on their daily purchases. It offers a straightforward 1.5% cash back on all purchases, with no rotating categories or spending limits to keep track of.

You can earn this cash back reward on every purchase, big or small, making it easy to accumulate rewards over time. Just use your card for your daily expenses, and the cash back will add up.

The cash back reward is automatically deposited into your Huntington Bank account, making it easy to redeem and use your rewards as needed.

Cashback Card Overview

The Huntington Cashback Credit Card is an excellent choice for those looking for a straightforward cashback reward. It offers unlimited 1.5% cash back rewards on every purchase.

This card is a great option for avoiding hidden fees, as it has no membership fees. You'll also appreciate the lack of foreign transaction fees when traveling abroad.

Credit: youtube.com, Huntington Cashback Credit Card Review - Watch Before You Apply

One thing to keep in mind is that there's no initial rewards bonus, so you won't get a one-time boost to kickstart your rewards. Additionally, there's a balance transfer fee, which might be a consideration for those looking to transfer existing balances.

To put it simply, the card earns unlimited 1.5% cash back on every purchase, with no reward cap. This means you'll get the same cash back rate on every transaction, no matter how much you spend.

Here are the key features of the Huntington Cashback Credit Card at a glance:

Rewards and Benefits

The Huntington Cashback Credit Card offers a simple yet rewarding rewards program. You'll earn unlimited 1.5% cash back on every purchase, with no reward cap.

The earning rate is on par with several popular options from larger banks, such as the Chase Freedom Unlimited and American Express Cash Magnet, which also provide 1.5% cash back on every purchase.

Curious to learn more? Check out: Can Credit Cards Do Cash Back

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One key benefit of this card is that it doesn't have any membership fees, so you can enjoy the rewards without any extra costs.

Here are the key benefits of the Huntington Cashback Credit Card:

To qualify for this card, you'll need to have good or excellent credit, so make sure to check your credit score before applying.

Fees and Pricing

The Huntington Cashback Credit Card offers a straightforward fee structure.

The annual fee is $0 for the first year, and $95 after that.

You can avoid the annual fee by canceling your card before the first anniversary of opening it, or by downgrading to a different card product.

The credit card comes with no foreign transaction fees, making it a great option for international travel.

No Penalty Pricing

No Penalty Pricing is a refreshing change in the world of credit cards. Your APR won't increase just because you go over your credit line.

This means you can enjoy a predictable interest rate, without worrying about sudden hikes due to minor oversights.

You're also protected from penalties if you miss payments or incur other delinquency. This gives you a bit of breathing room if you need it.

No Annual or Foreign Fees

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One of the best things about this service is that you don't have to worry about annual fees. You can use it as long as you need without breaking the bank.

No annual fees mean you can save money in the long run. This is especially helpful if you're not sure how often you'll use the service.

You also won't have to worry about foreign fees when traveling abroad. This is a huge relief for anyone who frequently travels or does business overseas.

Application and Comparison

The Huntington Cashback Credit Card offers a straightforward rewards program, giving you 2% cashback on all purchases, with no rotating categories or spending limits to keep track of.

You can earn cashback rewards in the form of a statement credit, which is deposited directly into your Huntington Bank account, making it easy to redeem your rewards.

One of the standout features of this card is its lack of annual fee, making it a great option for those who want to earn cashback rewards without incurring extra costs.

Apply for the Card?

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If you're considering applying for the Huntington Cashback Credit Card, you'll want to know that it offers 0% APR for 12 months on balance transfers.

The card's lack of hidden fees, thanks to Huntington's Fair Play Banking, is a major plus.

You can expect a quality, everyday APR, making the card a versatile option.

Ultimately, the Huntington Cashback Credit Card's features make it worth considering for your financial needs.

A fresh viewpoint: 0 Apr Visa Credit Cards

Compare Bank Cards

When choosing a credit card, it's essential to consider the fees involved. The Huntington Cashback Credit Card stands out for its lack of hidden fees through Huntington's Fair Play Banking.

The card's 0% APR for 12 months on balance transfers is a significant advantage, especially for those looking to consolidate debt. This feature can save you money in interest payments over time.

One of the card's most notable features is its unlimited 1.5% cash back rewards on every purchase. This means you won't have to worry about reaching a reward cap or earning less for frequent purchases.

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The Huntington Cashback Credit Card requires good or excellent credit, so it's not suitable for everyone. However, for those who qualify, the benefits can be substantial.

Here's a comparison of the Huntington Cashback Credit Card's key features:

Overall, the Huntington Cashback Credit Card offers a range of benefits that make it a versatile option for those with good or excellent credit.

Redeeming Rewards

Redeeming rewards with the Huntington Cashback Credit Card is a straightforward process. You can choose to have your rewards automatically applied as a monthly statement credit to your Cashback Credit Card account.

You can also opt to hold onto your rewards for a deposit into any Huntington or other financial institution checking or savings account. This way, you can save up your rewards and deposit them whenever you need to.

Rewards deposited into a checking or savings account are generated as an ACH deposit, which typically takes 3 business days to process. This means you'll have access to your rewards quickly.

One of the best things about redeeming rewards with Huntington is that they don't expire as long as your account remains active and open. This gives you peace of mind and flexibility to redeem your rewards at your convenience.

Card Reviews and Information

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The Huntington Cashback Credit Card is an excellent option for those seeking a hassle-free cash back experience. It's an unlimited cash back reward credit card from Huntington Nation Bank.

This card provides 1.5% cash back rewards on every purchase, no matter how big or small. You can earn rewards without worrying about reaching a spending limit or earning cap.

One of the standout features of this card is its avoidance of hidden fees common with other credit cards. This means you can focus on earning rewards without incurring surprise charges.

For your interest: Chase 2 Cash Back Card

Frequently Asked Questions

What credit score do you need for a Huntington credit card?

To qualify for most Huntington credit cards, you'll need a credit score of 700 or higher. However, the Huntington Secured Credit Card has a lower requirement of at least 300 for approval.

Matthew McKenzie

Lead Writer

Matthew McKenzie is a seasoned writer with a passion for finance and technology. He has honed his skills in crafting engaging content that educates and informs readers on various topics related to the stock market. Matthew's expertise lies in breaking down complex concepts into easily digestible information, making him a sought-after writer in the finance niche.

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