Huntington Bank 24 Hour Grace for Consumers and Business

Huntington Bank offers a 24 hour grace period for overdrafts on consumer accounts.

This means that if you overdraft your account, you won't be charged a fee until the next business day.

For business accounts, Huntington Bank provides a 24 hour grace period for overdrafts, but only if the account is in good standing.

This can be a lifesaver for small business owners who may need an extra day to cover overdrafts.

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Huntington Bank's 24-Hour Grace feature gives customers an extra day to cover overdrafts without incurring fees. This feature is a game-changer for those who occasionally overspend or forget to make a deposit.

The 24-Hour Grace icon will appear in the Huntington Mobile app if your account is overdrawn, and your account balance will turn red. This alerts you to the overdraft and gives you a chance to make it right.

To take advantage of 24-Hour Grace, you need to make a deposit before midnight, Central Time, the next business day. This deposit must cover the overdraft amount and any new transactions that may post that day.

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If you don't make a deposit within the 24-hour window, the transactions will be returned unpaid, and you may incur fees from the merchant. It's essential to keep an eye on your account balance and make a deposit as soon as possible to avoid these fees.

Huntington Bank also offers a no overdraft fee $50 Safety Zone, which means you won't see an overdraft fee if your account is overdrawn by $50 or less. This increased safety zone provides customers with more protection and peace of mind.

In addition to 24-Hour Grace, Huntington Bank has introduced other customer-friendly features, such as Asterisk-Free Checking and The Hub, a digital-banking experience. These features demonstrate the bank's commitment to putting customers first and providing them with the tools they need to manage their finances effectively.

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To avoid overdraft fees, make a deposit before midnight Central Time the next business day. This allows you to get back on track and avoid any potential fees.

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If you're overdrawn, you'll have a $50 Safety Zone before seeing an overdraft fee, thanks to Huntington's new no overdraft fee policy. This means you can be overdrawn by up to $50 without incurring a fee.

To avoid overdraft fees, make sure you have a positive account balance, including new transactions from that day, such as debit card transactions or scheduled automatic payments. You'll also need to consider any potential return transactions.

By making a deposit or transfer that brings your account balance positive, you'll be able to avoid any potential overdraft fees.

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