
As a holder of the HSBC Premier account, you're in for a treat. You'll get access to the HSBC Premier Lounge, which is available in select locations.
The lounge is a great place to relax and unwind, with complimentary food and drinks. You can enjoy a variety of snacks and refreshments, including tea, coffee, and soft drinks.
To access the lounge, simply present your HSBC Premier card and a valid form of identification. This will grant you entry to the lounge, where you can enjoy a comfortable and convenient experience.
The HSBC Premier Lounge is a valuable benefit of holding the HSBC Premier account, offering a peaceful retreat from the hustle and bustle of travel.
HSBC Premier Lounge Access
To access the HSBC Premier Lounge, you'll need to register your card for LoungeKey access at the LoungeKey website. Once you've signed up, you can show your card when you visit to gain complimentary access.
Your LoungeKey HSBC Premier UK credit card will be checked against your passport, so there's no way around this.
Here's a list of some of the airport lounges accessible under the MasterCard India Lounge Program for HSBC Credit Cards:
The complete list of accessible lounges with HSBC Mastercard Credit Cards is available on the MasterCard India Lounge Program website.
Premier List
The Premier List is a comprehensive directory of lounges available to HSBC Premier cardholders. You can find a full list on the LoungeKey website, but for convenience, here's a list of lounges for all UK airports:
- Aberdeen International: Northern Lights Executive Lounge
- Belfast George Best City: Aspire Lounge
- Belfast International: Causeway Lounge
- Birmingham: Aspire Lounge / Aspire Lounge South / No 1 Lounge Birmingham
- Bristol International: Aspire Lounge
- City of Derry Airport: Amelia Earhart Lounge
- Durham Tees Valley: Premium Lounge
- Edinburgh International: Aspire Lounge / No 1 Lounge
- East Midlands: The Escape Lounge
- Humberside: Aspire Lounge
- Inverness Dalcross: Aspire Lounge
- Liverpool John Lennon: Aspire Lounge
- London Gatwick North Terminal: Club Aspire Lounge / My Lounge / No 1 Lounge Gatwick
- London Gatwick South Terminal: Grain Store Café & Bar / No 1 Lounge
- London Heathrow T2: Plaza Premium Lounge / Plaza Premium Lounge Arrivals
- London Heathrow T3: Club Aspire Lounge / No 1 Lounge
- London Heathrow T4: Plaza Premium Lounge / Plaza Premium Lounge (Arrivals) / SkyTeam Lounge
- London Heathrow T5: Aspire The lounge
- London Southend: Skylife Lounge
- London Stansted: The Escape Lounge
- Manchester International T1: Aspire Lounge / The Escape Lounge
- Manchester International T2: Aspire Lounge / The Escape Lounge
- Manchester International T3: The Escape Lounge
- Newcastle International: Aspire Lounge
- Southampton International: Priority Lounge
The No 1 lounges are particularly popular, but they can get busy during peak times, especially school holidays.
What Is the Key Worth?
The LoungeKey HSBC airport lounge access is worth considering if you travel frequently, as the quantifiable benefits of a lounge can add up quickly and outweigh the £195 card fee if you travel up to 5 times a month.
However, if you only travel 4 times a year and always travel with the family, the cost of lounge access can be steep, with a £48.75 per visit fee plus £15 per guest, making it a more expensive option.
In this case, opting for the American Express Gold card with 2 free passes and then paying £20 for every visit thereafter might be a more cost-effective choice.
Benefits and Features
HSBC Premier Mastercard Credit Card holders get access to over 850 worldwide airport lounges, making it a great option for frequent travelers.
The HSBC Cashback Credit Card offers 4 complimentary domestic lounge visits per year, one per quarter.
If you have a HSBC TravelOne Card, you can enjoy up to eight lounge visits in your first membership year, with four visits granted upon approval and four more on January 1st of the following year.
HSBC TravelOne Cardholders can share their lounge allowance with a guest from October 17, 2024, making it easier to bring someone along on your travels.
If you've used up all your complimentary lounge visits, you'll be charged $32 for any additional visits.
Here's a quick summary of the lounge benefits for HSBC credit cards:
Choosing the Best Option
To choose the best HSBC credit card for airport lounge access, consider the lounge access coverage. The card's reach in terms of both domestic and international lounge access is crucial for frequent travelers.
Make sure to analyze the card's lounge access coverage in relation to your travel destinations. You'll want a card that provides access to lounges in the places you visit most.
The quantity of free lounge entries provided annually is another key factor. If you travel frequently, look for a card that offers a high number of complimentary visits.
Cards that grant memberships to esteemed lounge networks like Priority Pass are a great option. These memberships provide access to a wide range of lounges globally.
Be aware of the fees linked with the card, including the joining fee and annual fee. Make sure the advantages of lounge access outweigh the associated costs.
Consider other travel-centric benefits, such as travel insurance, enhanced reward point accrual, and collaborations with airlines. These can enhance your travel experience and make the card more valuable.
Here's a summary of the key factors to consider:
- Lounge Access Coverage: Domestic and international lounge access
- Complimentary Visits: Number of free lounge entries annually
- Additional Memberships: Priority Pass or other lounge networks
- Joining Fee & Annual Fee: Total costs associated with the card
- Extra Travel Benefits: Travel insurance, reward points, and airline collaborations
- Rewards & Cashback: Card reward scheme and cashback options
Travel and Visits
HSBC TravelOne Cardholders can now share their lounge allowance with a guest from 17 October 2024.
Primary cardholders can bring guest(s) to airport lounges utilising the available 4 complimentary visits per calendar year.
The lounge allowance is based on calendar year, meaning you can enjoy up to eight visits in your first membership year.
For example, if your card is approved in October 2024, you'll receive 4x lounge visits to be used by 31 December 2024, and another 4x lounge visits to be used by 31 December 2025.
Any additional visits in excess of the free allowance will be charged at US$32.
Visa India Lounges
If you're a holder of an HSBC credit card, you're in luck because you can access some amazing airport lounges through the Visa India Lounge Program. You can unwind in style at the Primus Lounge in Agartala, located at the Domestic Terminal.

The program also offers access to the 080 Domestic Lounge in Bangalore, situated at Terminal 2. You can grab a bite to eat or catch up on work while enjoying the lounge's amenities.
In Amritsar, you can head to the Primus Lounge, which is conveniently located at the domestic terminal. Unfortunately, the lounge's terminal is not specified, so be sure to check ahead of time.
If you're traveling to Goa, you can relax at the Good Times Bar, which is situated at the Domestic Terminal. This lounge is a great spot to unwind before your flight.
Here's a list of some of the lounges accessible under the Visa India Lounge Program for HSBC credit card holders:
In Hyderabad, you can visit the Encalm Lounge, although its terminal is not specified. Be sure to check ahead of time to confirm the lounge's location.
The Travel Club in Kolkata is located at Terminal 1, making it a convenient option for travelers. You can enjoy the lounge's amenities while waiting for your flight.
TravelOne Card Visits Now Shareable

The HSBC TravelOne Card's lounge visits have just gotten a whole lot more shareable. Starting from 17 October 2024, primary cardholders can bring guest(s) to airport lounges using their available 4 complimentary visits per calendar year.
This means you can now enjoy up to eight visits in your first membership year. For example, if your card is approved in October 2024, you'll receive 4x lounge visits to be used by 31 December 2024, and another 4x lounge visits to be used by 31 December 2025.
The allowance granted to HSBC TravelOne Cardholders is based on calendar year, so be sure to fully utilise your visits by the end of the calendar year. Any additional visits in excess of the free allowance will be charged at US$32.
If you're planning to use this benefit frequently, you might want to keep track of your visits. Here's a rough outline of how the allowance works:
- Upon approval, you receive 4x lounge visits to be used by 31 December 2024
- On 1 January 2025, you receive 4x lounge visits to be used by 31 December 2025
Bank Cards List

If you're looking for a credit card with lounge access, HSBC has some great options. The LoungeKey HSBC Premier credit card comes with an annual fee of £195 pa.
To qualify for the card, you'll need to pay your annual income into an HSBC Premier current account and meet one of the two further requirements: income of over £75k and either an HSBC mortgage, investment, life insurance or protection product, or over £50,000 of investments or savings with HSBC.
The HSBC Cashback Credit Card offers 4 complimentary domestic lounge visits per year, one per quarter, with a joining fee of Rs. 999 and an annual fee that will be refunded if total annual spending exceeds Rs.200,000.
The HSBC Premier Mastercard Credit Card, on the other hand, offers access to over 850 worldwide airport lounges, but only for Premium HSBC Customers, with no joining fee.
Here is a list of some of the key details about these credit cards:
The LoungeKey HSBC pass charges £15 for every additional guest, which could add up quickly for a family.
Frequently Asked Questions
Does the HSBC credit card have airport lounge access?
Yes, the HSBC Visa Infinite Credit Card offers unlimited access to over 1,100 airport lounges worldwide. Enjoy VIP airport lounge access with your card, plus bring a guest for just $32 per visit.
Sources
- https://thriftypoints.com/loungekey-hsbc-premier/
- https://www.mymoneymantra.com/hsbc-bank-credit-card-airport-lounge-access
- https://cardinsider.com/hsbc-bank/hsbc-bank-credit-cards-for-airport-lounge-access/
- https://www.refinedpoints.com/credit-cards/hsbc-travelone-credit-card-review
- https://milelion.com/2024/10/11/hsbc-travelone-card-now-allows-sharing-of-lounge-entitlements/
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