To use a virtual card at an ATM, you'll need to follow some simple steps. First, ensure your virtual card is activated and linked to your regular debit card or bank account.
Next, locate an ATM that accepts virtual cards, as not all ATMs may be compatible. Some ATMs may have a specific icon or message indicating they support virtual cards.
To initiate the transaction, insert your debit card and select the option to use a virtual card. You may need to enter your PIN or authenticate the transaction using a fingerprint or facial recognition.
Once you've selected the virtual card option, the ATM will prompt you to enter the virtual card number, which can be found in your online banking or mobile banking app.
Using Virtual Card at ATM
Using a virtual card at an ATM is a breeze. You can use a physical debit card at cardless ATMs, which are essentially the same as regular ATMs.
To access cash, you can also use a debit card saved in your mobile wallet, and tap it on a contactless ATM to withdraw cash.
Some cardless ATMs even allow you to use your mobile banking app to withdraw cash, which typically involves a QR code, verification process, or near-field communication.
What is a Virtual Card
A virtual card is a digital representation of a physical credit or debit card, issued by banks and financial institutions to their customers. It's like having a card in your wallet, but it exists only in the digital world.
Virtual cards can be used to make online purchases, pay bills, and even withdraw cash from ATMs.
They are often used for online shopping, as they provide an additional layer of security and can be easily cancelled if lost or stolen.
Benefits of Using Virtual Card
Using a virtual card at an ATM can be a game-changer. One of the benefits of using a virtual card is that you don't need to carry a physical card, making it a more convenient option.
You can access your virtual card from your phone or device, allowing you to make transactions from anywhere. This is especially useful when you're traveling or don't have your physical card with you.
One of the most notable perks of using a virtual card is that it's more secure than a physical card. This is because virtual cards can be easily cancelled or replaced if they're compromised.
You can also use a virtual card to make contactless transactions, which can be faster and more convenient than using a physical card.
Cardless ATM Options
You can use a physical debit card at cardless ATMs, or if you have a debit card saved in your mobile wallet, you can use a contactless ATM to tap the card and access cash.
Some cardless ATMs also allow you to withdraw cash using your mobile banking app, which usually involves a QR code, verification process, or near-field communication.
You can always use a physical debit card at cardless ATMs, making it a convenient option for those who don't have a mobile wallet or prefer to use their physical card.
If your bank supports mobile banking app withdrawals, you can use the app to initiate the process and receive cash from the ATM.
Sources
- https://privacy.com/blog/how-to-use-a-virtual-visa-card
- https://www.paywithextend.com/resource/how-to-use-a-virtual-card
- https://sbi.co.in/web/personal-banking/cards/debit-card/sbi-virtual-debit-card
- https://www.capitalone.com/learn-grow/money-management/how-to-use-virtual-cards-from-capital-one/
- https://www.gobankingrates.com/banking/mobile/cardless-atm/
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