How to Use PayPal in Store Without Card

Author

Reads 784

Close-up of a contactless credit card payment being made at a store terminal.
Credit: pexels.com, Close-up of a contactless credit card payment being made at a store terminal.

To use PayPal in store without a card, you'll need to have a PayPal account and a compatible device.

Just like the "Setting Up Your PayPal Account" section, you'll need to link a bank account or debit card to your PayPal account, which will serve as your payment method.

You can also use PayPal's One Touch feature, which allows you to make payments without entering your login credentials every time.

To access One Touch, you'll need to enable it in your PayPal account settings, just like the "Enabling One Touch" section explains.

Related reading: Netspend Account

What to Know

To use the PayPal app in-store without a card, you'll want to start by choosing a payment method. Go to the menu, then select In-person & QR code, and finally Payment preference.

You can also add PayPal to Google Pay to pay with GPay by going to the Insights tab, then Manage accounts, and linking your account.

To pay with the PayPal app, simply scan the QR code. For Google Pay, just move your phone close to the payment terminal.

If this caught your attention, see: Qr Code Payment Singapore

Using PayPal in Stores

Credit: youtube.com, How To Use Paypal Credit In Store Without Card? - CountyOffice.org

PayPal offers flexible ways to make payments in physical stores without carrying a card. You can use PayPal QR codes, link your PayPal account to mobile wallets like Apple Pay or Google Pay, or use the PayPal app for tap-to-pay functionality.

Many retailers now accept PayPal, including popular chains like CVS, Walgreens, and Walmart. You can look for PayPal signage at the checkout counter or ask store staff about payment options.

To use PayPal QR codes, open the PayPal app, tap on "Scan/Pay", and point your phone's camera to scan the store's QR code. Alternatively, some stores may ask you to display your QR code, which they will scan at checkout.

Here are some popular retailers that accept PayPal:

  • Walmart
  • CVS Pharmacy
  • Home Depot
  • Foot Locker
  • Best Buy
  • Local Businesses

To make a touch-free payment, locate the store's PayPal QR code, open the PayPal app, and tap the QR code icon in the top-right corner. Then, tap "Scan" and align the store's QR code in the camera viewfinder.

PayPal transactions are encrypted and kept secure, reducing the risk of fraud. You'll also receive instant notifications for transactions, helping you track expenses and quickly spot any unauthorized activity.

Worth a look: E Wallet Qr Code

Payment Options

Credit: youtube.com, How to Pay In Store Using the PAYPAL App. Walk through Step by Step

You can use PayPal in stores without a card by leveraging QR codes, mobile wallets, and other digital tools. This makes it easy to make payments without carrying a card.

To start, you can link your PayPal account to a mobile wallet like Google Pay, Apple Pay, or Samsung Pay. This allows you to use tap-to-pay functionality, making it easy to pay without a physical card.

QR codes are another option for making payments in-store. Many stores allow you to scan a PayPal QR code at checkout, which connects directly to your PayPal account and lets you pay with your balance or a linked bank account in seconds.

Some popular retailers that accept PayPal include Walmart, CVS Pharmacy, Home Depot, Foot Locker, and Best Buy. You can also use PayPal at local businesses that accept QR codes or mobile wallets.

To identify PayPal-friendly stores, look for PayPal signage at the checkout counter or ask store staff about payment options.

Consider reading: QR Code Payment

In-Store Payment Methods

Credit: youtube.com, How to Pay With PayPal in Store 2024 - (EASY!)

You can use PayPal in-store without a card by linking your PayPal account to a mobile wallet like Google Pay or Apple Pay. This allows you to tap-to-pay with your phone.

To get started, open the Google Pay app and select the Insights tab at the bottom. From there, select Manage accounts > Link account, and follow the prompts to link your PayPal account.

You can also use PayPal in-store by scanning a QR code at checkout. Many stores, including Walmart and CVS Pharmacy, allow you to do this. Simply open the PayPal app, tap the QR code icon, and scan the code to complete your purchase.

Some popular retailers that accept PayPal include Walmart, CVS Pharmacy, Home Depot, Foot Locker, and Best Buy. You can find these retailers and more on the list below:

You can also use PayPal's touch-free payments service, which allows you to make payments without even opening the app. To set this up, open the PayPal app and tap the QR code icon, then follow the prompts to set up your payment preferences.

Debit

Detailed view of PayPal app icon on a smartphone screen highlighting mobile payment technology.
Credit: pexels.com, Detailed view of PayPal app icon on a smartphone screen highlighting mobile payment technology.

Debit cards are a popular choice for in-store payments, and for good reason. They're widely accepted, just like credit cards.

You can use a debit card to pay for purchases in stores, restaurants, and anywhere else Mastercard is accepted. The PayPal Cashback Mastercard is a good example of a debit card that fits this description.

It's worth noting that a debit card is not a credit card. If you have a PayPal balance, you can use the card to access those funds and pay for your purchases.

A different take: Mastercard Tap to Pay

In-Store Costs

In-store costs can add up quickly, and it's essential to understand what you're paying for. PayPal in-store transactions follow a "PayPal Interchange" schedule, which is different from other fees.

PayPal's interchange fees have changed over time, and as of 2023, they no longer mirror Discover's interchange. You can check the current fees on PayPal's website.

If you're using PayPal Zettle, the replacement for PayPal Here, you'll pay different rates for accepting cards. These rates are specific to PayPal Zettle and don't apply to other PayPal card transactions.

PayPal card transactions, on the other hand, are subject to Mastercard interchange and assessments, as well as your processor's markup. This means your costs will vary depending on your processor and the type of card used.

In-Store Payment Options

Credit: youtube.com, Simplifying…In-store payments

In-store payment options have come a long way, and PayPal is leading the charge. You can use PayPal to pay for products and services in stores, restaurants, and other physical locations, just by linking your PayPal account to Google Pay or Apple Pay. This allows you to check out with PayPal through Google Pay, where you see the Google Pay or PayPal logos.

To get started, you'll need to open the Google Pay app, select the Insights tab, and then select Manage accounts > Link account. From there, you can follow the prompts to link your PayPal account. Alternatively, you can use the PayPal app to make payments in-store by linking your cards or bank account to the app.

Many stores now accept PayPal for in-store payments, including Walmart, CVS Pharmacy, Home Depot, Foot Locker, and Best Buy. You can also use PayPal to make payments at local businesses that accept QR codes or mobile wallets. To identify PayPal-friendly stores, look for PayPal signage at the checkout counter or ask store staff about payment options.

Smartphone displaying PayPal logo next to laptop with online shopping site open.
Credit: pexels.com, Smartphone displaying PayPal logo next to laptop with online shopping site open.

One of the benefits of using PayPal in-store is that it allows you to pay without carrying a card. You can use your PayPal balance or a connected bank account as the source of funds for in-store payments. This is especially convenient when you're shopping at a store that doesn't accept your preferred payment method.

Here are some popular retailers that accept PayPal:

  • Walmart
  • CVS Pharmacy
  • Home Depot
  • Foot Locker
  • Best Buy
  • Local Businesses

To make a touch-free payment, you'll need to locate the store's PayPal QR code and open the PayPal app. From there, you can tap the QR code icon, scan the code, and enter the amount of your purchase. You can also show the store your QR code to pay.

If you're looking for a more traditional payment method, you can apply for a PayPal Cashback Mastercard, which is accepted in stores, restaurants, and anywhere else Mastercard is accepted. This debit card accesses your PayPal balance and uses the funds to pay the bill.

Maurice Pollich

Senior Writer

Maurice Pollich is a seasoned writer with a keen interest in the digital world. With a background in technology and finance, he brings a unique perspective to his writing. Maurice's expertise spans a range of topics, including cryptocurrency tokens, where he has developed a deep understanding of the underlying mechanics and market trends.

Love What You Read? Stay Updated!

Join our community for insights, tips, and more.