How to Turn on Tap to Pay and Start Using Your Card

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A Person Tapping the Phone on a Payment Terminal
Credit: pexels.com, A Person Tapping the Phone on a Payment Terminal

To turn on tap to pay, first make sure your device and card are compatible, as mentioned in the "Checking Compatibility" section. This is usually indicated by a notification or a setting in your phone's wallet app.

Next, open your wallet app and look for the "Add Card" or "Add Payment Method" option. From there, you can select your card and follow the prompts to add it to your device.

Your card will then be added to your wallet, and you can use it to make payments by tapping it on a contactless payment terminal.

Using Tap to Pay

Using Tap to Pay is a breeze. To start, make sure your phone is compatible with near-field communication (NFC) or that the NFC setting is enabled in settings.

You'll need to check if your phone meets the requirements for Google Pay, which is only available on Android 7.0 and higher. Don't worry if you have an Apple device, you can still download the app.

Credit: youtube.com, How to Use Tap to Pay on iPhone

To use Google Pay, simply unlock your phone and hold the back of your phone near the payment reader until a blue checkmark appears on the screen. This will complete the payment.

If you want to use a different card than your default setting, open the app and select “Tap to pay.” You'll be able to swipe through your available cards and select one to tap.

Keep in mind that you may be asked to enter a PIN or submit a signature, depending on the store you’re in. Internet connection isn’t required for Tap & Pay payments, so you can make payments on the go.

To make contactless payments, turn on Near Field Communication (NFC) on your phone. In your bank’s app, check your card settings to ensure that your card is enabled for contactless payments.

Here are the basic steps to make contactless payments:

  • Turn on NFC on your phone.
  • Check your card settings in your bank’s app.
  • Make sure Google Pay is set as the default app for contactless payments.

Payment Methods

To use Tap to Pay, you'll need to have the right payment methods set up on your device. Google Pay is a popular option that can be used on Android devices running 7.0 and higher, as well as on Apple devices through the app.

Credit: youtube.com, How To Use Contactless Payment on Android (EASY!)

To add a card to Google Pay, open the app and select "Tap to pay", then swipe through your available cards and select one to tap. You can also check if your card is set up for "Tap to pay" by opening the Google Pay app, tapping your profile picture, and checking if the desired card is added and shows up under "Payment methods."

If you're using an Apple device, you can also use Apple Wallet to store your loyalty cards, discount cards, and points cards, which can be read with Tap to Pay independently of or at the same time as payment cards.

Here are the steps to ensure your card is "Tap to pay" ready:

  1. Ensure contactless setting is enabled in the card issuing bank’s application.
  2. NFC must be turned on your device.
  3. Before tapping to pay, ensure that your phone must be unlocked.
  4. Once your phone is unlocked, tap your phone onto the terminal.

You can pay at any store that has a "Tap & Pay" activated terminal, and don't worry about needing an internet connection for Tap & Pay payments.

Card Management

To use Tap to Pay, you'll need to manage your payment cards properly. First, check if your card is set up for "Tap to pay" by opening the Google Pay app and tapping on your Profile picturePay with credit or debit cards.

Credit: youtube.com, How Does Tap to Pay Contactless Payment Work?

If your card isn't listed, you can add a new one by following the on-screen instructions. You can also check if your contactless setting is enabled in the card issuing bank's application and NFC is turned on your device.

To add a card, you'll need to unlock your phone and tap it onto the terminal. Make sure your phone is unlocked before attempting to pay. You can pay at any store that has a "Tap & Pay" activated terminal.

Is My Card Ready?

To use your card for "Tap to pay", you need to check if it's set up in the Google Pay app. Open the Google Pay app on your mobile device and tap your Profile picture, then Pay with credit or debit cards.

If you can't find your card, follow the on-screen instructions to add a new card. This will make sure you can use your card for contactless payments.

Credit: youtube.com, Card Management: At Your Fingertips - Self Service

Ensure that your contactless setting is enabled in the card issuing bank's application and NFC is turned on your device. This will allow you to tap your phone onto the terminal to make a payment.

To make a successful contactless payment, your phone must be unlocked. Tap your phone onto the terminal, and you can pay at any store that has a "Tap & Pay" activated terminal.

Here's a quick checklist to ensure your card is ready:

  1. Check if your card is added to the Google Pay app.
  2. Enable contactless setting in the card issuing bank's application.
  3. Turn on NFC on your device.
  4. Unlock your phone before making a payment.

Loyalty Card Management

You can read NFC-enabled loyalty cards, discount cards, and points cards in Apple Wallet with Tap to Pay on iPhone.

These cards can be read independently of or at the same time as payment cards.

Merchants with loyalty cards supported by Apple Wallet can send requests to Apple Pay customers to join their loyalty program during a Tap to Pay on iPhone transaction.

This feature allows for seamless integration of loyalty programs with Apple Pay, making it convenient for customers to join and redeem rewards.

Colleen Boyer

Lead Assigning Editor

Colleen Boyer is a seasoned Assigning Editor with a keen eye for compelling storytelling. With a background in journalism and a passion for complex ideas, she has built a reputation for overseeing high-quality content across a range of subjects. Her expertise spans the realm of finance, with a particular focus on Investment Theory.

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