
To dispose of credit cards safely, you should consider shredding them. Shredding credit cards can prevent identity thieves from making unauthorized purchases.
According to the article, shredding credit cards is the most effective way to prevent identity theft. This is because shredded credit cards are nearly impossible to reassemble.
You can also cut credit cards into small pieces to make them unusable. However, this method is not as effective as shredding, as some pieces may still be recoverable.
It's also a good idea to remove any magnetic strips from the credit cards before disposing of them.
Demagnetizing and Disabling
To demagnetize the magnetic strip, slowly run a magnet along the strip, erasing your personal information stored on the card.
This simple step is crucial because cutting the credit card alone doesn't help, as the data could still be recovered.
After demagnetizing the strip, you can cut it as an added precaution to prevent any potential misuse of your credit card information.
Demagnetize Magnetic Strip
To securely dispose of your credit card, you need to damage the magnetic strip first. These strips are designed to aid fast credit card processing, hence they are encoded with all the data that is written on the card along with transaction information. Cutting the credit card alone doesn’t help as you could still become a victim of credit card fraud. To demagnetize the strip, slowly run a magnet along the strip. This will erase your personal information stored on the credit card. After doing so, you can cut the strip as an added precaution.
Cancel Metal Credit Cards
Canceling a metal credit card is a straightforward process. You can start by mailing it back to your credit card issuer, as this is the easiest and safest way to dispose of it.
Most credit card issuers recommend mailing it back and will ensure a smooth process for the customer. This way, the issuer takes care of destroying the card for you.
If you prefer not to mail your card, you can drop it off at a local bank branch, but be aware that they may not destroy metal credit cards themselves, and they'll know where to send them.
Contact your credit card issuer to request a prepaid envelope to mail back your metal card for disposal. This is a convenient option, especially if you have a metal credit card like The Platinum Card from American Express or the Chase Sapphire Reserve.
For your interest: Credit Cards Not Working
Shredding and Destruction
Shredding and destruction are the most secure methods to dispose of credit cards. Shredding is a more secure method than cutting the chip, and passing a credit card through a cross-cut shredder is the quickest way to destroy it.
If you have a credit card with a chip, it's recommended to use a machine that can shred CDs as well, to avoid damaging the machine. A typical office shredder is not designed to shred durable plastics and can leave your business open to a data breach.
There are different shredding methods, and one of them is cutting the card into pieces. To do this securely, you need to cut each set of four numbers on the front of your card into six pieces, cut through your signature, and demagnetize the card's chip.
Another option is to shred your credit card at home, but this can leave your business open to a data breach if security protocols are not in place. Recycling the shredded card also means that those looking to steal your confidential data may be able to retrieve it.
A professional shred service is the most secure option, as it ensures that your old credit card is securely destroyed, making your information unretrievable. A professional service like Shred-it can offer many benefits, including improved security and sustainability.
If you have a metal credit card, you'll need to take an alternative path to dispose of it. Most metal credit card issuers will destroy your card for you if you send it back to them, or you can drop it off at a bank branch for disposal.
Here are some secure shredding methods:
- Cross-cut shredder: the quickest way to destroy a credit card
- Cutting into pieces: cut each set of four numbers into six pieces, cut through your signature, and demagnetize the chip
- Shredding at home: use a machine that can shred CDs and follow security protocols
- Professional shred service: the most secure option, ensuring your information is unretrievable
It's essential to destroy your credit card securely to protect your confidential data from falling into the wrong hands.
Special Cases
For certain situations, special care is needed when disposing of credit cards.
If you have a credit card with a chip, you should cut it into pieces before disposing of it in a secure manner.
In some cases, such as when a credit card is no longer usable, you can simply recycle it.
For another approach, see: Master Card Expiry Date
What to Do If I Have a Metal Card?
If you have a metal credit card, mailing it back is the easiest and safest way to dispose of it. Almost all credit card issuers recommend this method.
You can request a prepaid envelope from your credit card issuer to make the process smooth. Just call the number on the back of your card to get one.
Destroying metal credit cards with tin snips is another option, but be sure to use ones specifically designed for metal cutting. Shredders won't work, and third-party services may not be reliable.
If you're near a bank branch, you can drop your credit card off for disposal. The bank may not destroy the card itself, but they'll know where to send it.
A unique perspective: U.s. Bank Credit Card Approval Odds
Where Do We Fit?

We're part of a bigger movement towards sustainability. In 2009, we launched carbon footprint programs to reduce gas emissions from our operations and freight.
By working with customers, we've made significant progress. We have a carbon offset program that's supported our customers in reaching carbon neutrality, reducing 25,000 tons of CO2eq so far.
We're also innovating in eco-friendly products. Our bio-sourced payment cards made from PLA (corn-derived polymer) are a great example. This alternative to petroleum-based plastic is a small but significant step towards reducing waste.
Papa Cartão's recycling service is another key initiative. This partnership with Thales has already collected over 65,000 cards from seven clients in the country, showing its scalability and impact.
Here are some key facts about Papa Cartão's recycling service:
- Launched in partnership with Thales
- Collected over 65,000 cards from seven clients in the country by the middle of 2024
- Empowers clients to enhance customer engagement through eco-friendly initiatives
- Allows clients to select their preferred recycled objects
By working together, we're setting new standards in eco-friendly practices and enhancing brand reputations. This is a rapidly evolving market, and we're proud to be at the forefront of it.
Frequently Asked Questions
Is it OK to throw away old credit cards?
To securely dispose of old credit cards, cut through the magnetic stripe, chip, and embossed information, then dispose of the pieces in separate trash bags or containers. Proper disposal helps protect your identity and financial information.
Do I have to return my old credit card?
No, you don't have to return your old credit card, but it's recommended to ensure it's properly destroyed. Returning it with your new card can be done safely and securely with prepaid postage.
Sources
- https://cardinsider.com/blog/how-to-dispose-of-credit-cards/
- https://www.bankrate.com/credit-cards/advice/what-to-do-with-an-old-or-expired-card/
- https://www.nerdwallet.com/article/credit-cards/destroy-a-credit-card-properly
- https://www.thalesgroup.com/en/markets/digital-identity-and-security/banking-payment/inspired/old-credit-cards
- https://www.shredit.ie/en-ie/blog/confidential-information-risk-management/how-to-destroy-old-credit-cards
Featured Images: pexels.com