
To find the Swift code of a bank, start by checking the bank's official website or mobile banking app. This is usually the most straightforward way to get the code.
You can also check the bank's branch or ATM location, as the Swift code is often displayed on signs or printed on receipts.
The Swift code is usually a unique 8-11 character code that identifies the bank's location.
What is a BIC Code?
A BIC code is essentially the same as a SWIFT code, used for international transactions. It's an abbreviation for Bank Identifier Code.
A BIC code is used by banks to identify themselves within the SWIFT network, which connects thousands of security agencies and corporate customers in over 200 countries worldwide.
The Society for Worldwide Interbank Financial Telecommunications (SWIFT) is the association behind the BIC code. It ensures the security of online money transactions, especially when sending or receiving money between banks in different countries.
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A BIC code is made up of a combination of letters and numbers, which can be found on your bank statements. It follows a specific format, being 8 or 11 characters long.
Here's a breakdown of the different parts of a BIC code:
- AAAA – 4-character bank code, often a shortened version of the bank's name.
- BB – 2-character country code, specifying the bank's country.
- CC – 2-character location code, expressing where the bank's head office is located.
- DDD – 3-character branch code (optional), representing the branch code is an optional addition.
If you leave the branch code off, your transfer will be directed and channelled through the relevant bank's head office.
Finding a Bank's BIC Code
If you're looking for a bank's BIC code, you can find it in various places. You can check your account statements, both online and offline, to see if your bank has included your BIC/SWIFT code.
Most banks include their BIC/SWIFT code on account statements. This is a common practice, so it's worth checking first.
You can also search for a bank's BIC code using an online SWIFT/BIC tool. Simply put in details such as the country, bank, and location, and the tool will identify the correct BIC code for you.
To be 100% safe, triple-check the code you have found with the recipient before proceeding with any international transfer.
Here are some trustworthy SWIFT/BIC tools you can use to find a bank's BIC code:
- International bank account number (IBAN)
- The SWIFT Codes
- Bank Codes
How to Find BCA Bank Code
To find the BCA Bank code, you can start by calling the bank and asking an employee for the SWIFT code. This is one of the easiest ways to get the code, and bank employees will be able to provide it to you.
The SWIFT code for BCA Bank is a unique code that identifies the bank and its location. It consists of 8-11 characters that identify the bank's name, country code, city, and branch details.
You can also find the BCA Bank code on the bank's website, if they have listed it. Additionally, you can ask the person or business you intend to pay for their bank's SWIFT code.
The BCA Bank code is usually listed on bank statements, both online and offline. If you're searching for a SWIFT code to send money to someone else, you can use an online SWIFT/BIC tool to find the correct code.
Here are the key components of a SWIFT code:
- AAAA: 4-character bank code
- BB: 2-character country code
- CC: 2-character location code
- DDD: 3-character branch code (optional)
For example, the SWIFT code from the JAKARTA branch of BCA Bank is CENAIDJAXXX.
Searching and Verifying
To verify the Swift code of a bank, you can start by checking the bank's official website for a list of participating banks.
You can also search for the bank's Swift code on online databases such as the Society for Worldwide Interbank Financial Telecommunication (SWIFT) website.
Verify the code by matching it with the bank's name and location to ensure accuracy.
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Same BICs?
You might be wondering, are BICs the same everywhere? Yes, they are used interchangeably with SWIFT codes to refer to the essential code needed for transactions.
In fact, SWIFT and BIC are the same thing, with SWIFT being the system and BIC being the coded identifier used to verify bank identity. They serve the same purpose, ensuring your money reaches its destination securely and efficiently.
If you're trying to verify a BIC code, you can use an online tool to check if it's correct.
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Search by Country
If you're searching for a SWIFT code by country, you can use online tools like the SWIFT/BIC finder or an online SWIFT code tool.

These tools allow you to search by country, bank, and location to find the correct SWIFT code.
You can put in details such as the country, bank, and location, and the online tool will identify the correct SWIFT code for you.
To be 100% safe, triple-check the code you have found with the recipient.
Here are some trustworthy online SWIFT/BIC tools you can use for your search:
- International bank account number (IBAN)
- The SWIFT Codes
- Bank Codes
Importance and Usage
A SWIFT code is a sequence of 8 or 11 characters that helps make transferring money overseas a more secure process. It can be found on a bank's website, on your bank statement, or through an online search.
To use a SWIFT code, you'll need to find out the SWIFT code of the bank that will be receiving the payment. This can be done by asking the person or business that you're sending money to what their bank's SWIFT code is, or by looking it up online.
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A valid SWIFT code is essential for ensuring that funds reach the intended destination without delays or errors. Without it, intermediary banks might struggle to correctly direct the funds, leading to potential delays, misrouting, or even rejection of the transaction.
Here are the key steps to use a SWIFT code:
- Send money internationally using the recipient's bank SWIFT code.
- Give your bank's SWIFT code to the person or business that will be paying you.
This information is essential for intermediary banks that facilitate the transfer along its journey.
Why Is Code So Important?
Imagine trying to send money to a relative in Canada without the right code. Without a valid SWIFT code, the complexities of transferring money across borders become daunting.
The SWIFT code provides vital information about the recipient's bank, including its location and identity within the global banking system. This information is essential for intermediary banks that facilitate the transfer along its journey.
Intermediary banks might struggle to correctly direct the funds without a valid SWIFT code, leading to potential delays, misrouting, or even rejection of the transaction. This can cause frustrating hurdles, including prolonged waiting times and additional fees.

The lack of a proper SWIFT code could result in the funds being returned to the sender, causing further inconvenience. SWIFT's stringent naming conventions and encryption protocols provide significant transaction security, offering peace of mind to everyone involved.
The introduction of SWIFT GPI (Global Payment Initiative) has further accelerated transaction speeds, enabling many international transfers to process in under 30 minutes.
Recognizing and Using
A SWIFT code is an 8-11 character sequence of numbers and letters that helps make transferring money overseas a more secure process. It can be found on a bank's website, on your bank statement, or through an online search.
Make sure to copy down the correct characters when recording a SWIFT code, and check that it has 8 or 11 characters. This is crucial to ensure that your international transfer goes smoothly.
To use a SWIFT code, you'll need to find out the SWIFT code of the bank that will be receiving the payment. You can either ask the person or business that you're sending money to what their bank's SWIFT code is, or look it up online.

A SWIFT code consists of several parts, including a 4-character bank code, a 2-character country code, and a 2-character location code. Here's a breakdown of what each part means:
If you leave the branch code off, your transfer will be directed and channelled through the relevant bank's head office.
Steps and Process
To check your bank's SWIFT code, you have several straightforward options. You can start by visiting your bank's official website, where the SWIFT code is often located in sections like "Contact Us", "Branch Locator", or the footer.
If you have online banking set up, log in to your account and check the international transfers or account details sections, as many banks and neobanks display the SWIFT code there.
You can also check your bank statement, especially if you've received international wire transfers before, as the SWIFT code of your bank's primary branch is usually listed.
If you're unable to find the SWIFT code through these methods, you can reach out to your bank's customer service or support hotline, but be prepared to verify your account details.
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Alternatively, you can use a reputable online SWIFT/BIC code directory, such as the official SWIFT website or other reliable financial databases, to search for your bank's SWIFT code. Simply enter your bank's name, country, and sometimes the city to pinpoint the correct SWIFT code.
Here are the options summarized in a list:
- Visit your bank's official website
- Log in to your online banking account
- Check your bank statement
- Contact your bank's customer service
- Use a reputable online SWIFT/BIC code directory
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