
If you've misplaced your Discover Card, you're not alone. According to Discover's website, over 10 million cards are reported lost or stolen each year.
You'll need to contact Discover's customer service to report your card as misplaced. You can reach them by phone at 1-800-DISCOVER (1-800-347-2683) or through their online chat service.
Don't worry if you've already tried to make a purchase with your misplaced card - Discover has a zero-liability policy, which means you won't be held responsible for any unauthorized transactions.
What to Do If Your Card Is Lost
If your Discover card is lost, don't panic. You can report it and get a replacement.
To start, call Discover customer service at 1 (800) 347-2683. This is the first step in getting your lost card replaced.
You'll need to inform the customer service representative that you've lost your credit card. Be prepared to verify your identity by providing your date of birth or the last four digits of your Social Security number.

You can ask the Discover rep to cancel your old credit card and send a replacement. Replacement cards from Discover will generally arrive within 4-6 business days.
If you need your replacement card faster, you can ask about rush delivery when you call to report the lost card. However, be sure to ask if there will be a fee.
Once you receive the replacement card, you'll need to activate it before making any purchases.
Fortunately, Discover has a $0 liability guarantee, so you won't be held liable for fraudulent charges made by anyone who may have found or stolen your card.
How to Report a Lost Discover Card
Reporting a lost Discover card is a straightforward process. Call Discover customer service at 1 (800) 347-2683 to start.
You'll need to inform the customer service representative that you've lost your credit card. They'll ask for some verification information, such as your date of birth or the last four digits of your Social Security number, to confirm your identity.
Once you've verified your identity, ask the representative to cancel your old credit card and send a replacement. Replacement cards from Discover usually arrive within 4-6 business days.
You can try to get rush delivery, but be aware that there may be a fee. It's worth asking about the fee when you call to report the lost card.
Here are the steps to report a lost Discover card in detail:
- Call Discover customer service at 1 (800) 347-2683.
- Inform the customer service representative that you’ve lost your credit card.
- Verify your identity by providing any requested information, such as your date of birth or the last four digits of your Social Security number.
- Ask the Discover rep to cancel your old credit card and send a replacement.
Once you receive your replacement card, you'll need to activate it before making any purchases.
Frequently Asked Questions
How do I cancel my Discover card replacement?
To cancel your Discover card replacement, call 1(800)-DISCOVER or mail Discover's customer service team in Salt Lake City. After cancellation, physically destroy your card to prevent unauthorized use.
Sources
- https://www.discover.com/credit-cards/card-smarts/how-to-cancel-a-credit-card/
- https://www.bankrate.com/credit-cards/advice/lost-or-stolen-card/
- https://www.wikihow.com/Cancel-a-Discover-Credit-Card
- https://wallethub.com/answers/cc/discover-lost-card--1000283-2140744496/
- https://thecyberarc.com/how-to-cancel-discover-card/
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