How Do You Put Cash on a Netspend Card with These Simple Steps

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Adding cash to your Netspend card can be a convenient way to manage your finances, and it's easier than you think. You can load cash onto your Netspend card at a variety of locations, including retail stores and ATMs.

To start, you'll need to find a Netspend reload location near you. These locations are usually marked with a Netspend sign and can be found at retailers like Walmart, CVS, and 7-Eleven.

Methods to Deposit

You can deposit cash onto your Netspend card in several ways. One option is to use the Mobile Check Load feature through the Netspend app, which allows you to take pictures of the front and back of a paper check and transfer the funds to your card.

To load cash onto your Netspend card, visit participating retailers like CVS, Walmart, Walgreens, and 7-Eleven stores. You can also use the Netspend location finder to identify no-fee reload locations.

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You can also link your Netspend card to your bank account and transfer money from your bank account to your Netspend card through the online portal or mobile app. This method is convenient and easy to use, but be aware that some banks may charge a fee for this service.

Here are some ways to deposit money onto your Netspend card:

  • Mobile Check Load: Use the Netspend app to deposit paper checks.
  • Bank Transfers: Link your Netspend card to your bank account and transfer funds.
  • Cash Reload: Visit participating retailers and load cash onto your card.
  • Debit Card Transfers: Use your debit card to transfer funds to your Netspend card.

Some reload locations may charge a transaction fee of up to $3.95, so it's a good idea to check the fees beforehand. Your deposit is available on your card as soon as the agent transmits the information to Netspend.

Adding Value to Your Card

You can add money to your Netspend card in several ways, including transferring funds from your bank account or debit card.

You can initiate a bank transfer from your checking or savings account or bank debit card. This is a convenient option if you already have a bank account linked to your Netspend card.

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To transfer money from your PayPal account, you'll need to have a PayPal account linked to your Netspend card. This can be a great option if you frequently use PayPal for online transactions.

If you have another Netspend cardholder, they can transfer money to your card, making it easy to share funds with family members or friends.

To set up direct deposit, contact your employer or the relevant government agency to arrange for your payroll check, tax refund, or other government-issued check to be deposited directly into your Netspend account.

You can also deposit a check using the Mobile Check Load feature via the Netspend app, which allows you to deposit checks for free, depending on the processing time you select.

Some free reload options include direct deposit, no-fee reload locations, and mobile check deposits. Here are some details on these options:

  • Direct deposit: Employers and government agencies often offer free direct deposit to Netspend accounts.
  • No-fee reload locations: Use the Netspend location finder to identify participating retailers that offer free reloads.
  • Mobile check deposits: Deposit checks for free through the Netspend app, depending on the processing time you select.

You can also add funds to your Netspend card using a debit card transfer. This involves logging into your Netspend account, selecting the debit card transfer option, and entering your debit card information. Be aware that fees may apply for this service.

Transferring Funds

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You can transfer funds to your Netspend card using your debit card, which is a convenient option if you have a linked bank account.

Log into your Netspend account through the Online Account Center or mobile app to select the debit card transfer option.

Enter your debit card information and confirm the transfer, but be aware that fees may apply for this service.

You can also link your PayPal account to your Netspend account to send money from PayPal to your Netspend card.

To do this, have your friend or family member link their PayPal account to your Netspend account.

PayPal also allows its customers to add money to their PayPal prepaid cards at Netspend reload network locations across the country.

Here are some other ways to transfer funds to your Netspend card:

  • Initiate a bank transfer from your checking or savings account or bank debit card.
  • Transfer money from your PayPal account.
  • Have another Netspend cardholder transfer money to your card.
  • Set up direct deposit for your payroll check, tax refund or other government-issued check.
  • Deposit a check using the Mobile Check Load feature via the Netspend app.

Understanding Your Card

You can put money on your Netspend card in a variety of ways. One option is to enroll in direct deposit, which can get your paycheck or government benefits up to two days faster.

You can also use Mobile Check Load to load checks directly from your smartphone if you have paper checks. This is a convenient way to add funds without having to physically go somewhere.

To add cash in person, you can visit a Netspend reload location near you.

My Card?

Woman using a laptop and managing finances with cash and card on a wooden table indoors.
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You can put money on your Netspend card in a number of ways.

One option is to enroll in direct deposit, which can get your paycheck or government benefits up to two days faster.

You can also use Mobile Check Load to load paper checks directly from your smartphone.

There are over 130,000 retail locations across the U.S. where you can add cash to your Netspend card.

Just visit a participating retailer and provide your Netspend card to load cash onto it.

You can also visit a Netspend reload location in person to add cash or checks.

It's convenient to have so many options to add money to your Netspend card.

Are There Fees with My NetSpend Card?

Certain methods of adding money to your NetSpend card may incur fees.

Bank transfers and debit card transfers have associated costs.

It's essential to check the fee schedule on the NetSpend website or app to know exactly what you're getting into.

Frequently Asked Questions

How much can you load on a NetSpend card at Walmart?

For in-store cash value loads at Walmart, the maximum amount you can load on a NetSpend card is $2,500 within any 24-hour period.

Can you load money on a NetSpend card at CVS?

Yes, you can load money on a NetSpend card at CVS, along with other popular retailers like Walgreens and Walmart. Find a full list of reload locations on the NetSpend website.

Timothy Gutkowski-Stoltenberg

Senior Writer

Timothy Gutkowski-Stoltenberg is a seasoned writer with a passion for crafting engaging content. With a keen eye for detail and a knack for storytelling, he has established himself as a versatile and reliable voice in the industry. His writing portfolio showcases a breadth of expertise, with a particular focus on the freight market trends.

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