Holiday Insurance Ireland: Find the Best Policy for Your Needs

Irish holidaymakers can enjoy their trips abroad with peace of mind, knowing that they're protected in case of unexpected events.

Many policies cover cancellation or curtailment of a trip due to unforeseen circumstances, such as illness or injury.

Some policies even include cover for pre-existing medical conditions, which can be a lifesaver for those with ongoing health issues.

If you're planning to engage in high-risk activities like skiing or scuba diving, look for policies that specifically cover these activities.

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When evaluating holiday insurance policies for Ireland, consider the excess, which is the fixed amount you must pay on each accepted claim.

A policy's price and excess amount are key factors to consider, as they can greatly impact your overall costs.

Purchasing an annual travel insurance policy can be a cost-effective option if you plan to take more than one holiday within the next 12 months.

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Our pick of the best travel insurance for Ireland is based on key factors such as price and the excess, which is the fixed amount that must be paid on each accepted claim.

We considered whether a policy offers the option to waive the excess by payment of an additional premium, which can be a deciding factor for some travelers.

The rankings below are based on a comprehensive evaluation of these factors, ensuring that our top picks provide the best value for money.

Policies are ranked according to their price and excess, with some offering the option to waive the excess for an additional premium.

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If you don't travel as frequently, a single trip policy can save you a lot of money and stress if anything doesn't go to plan.

This type of policy is tailor-made and designed especially for your trip abroad, offering advantages such as flexibility and customization.

You can select from various geographical locations, including Europe, the US, Australia, or even worldwide, depending on your travel plans.

A single trip policy typically costs less than purchasing multiple single trip policies, making it a cost-effective option for infrequent travelers.

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If you're planning a single trip, you can opt for a single trip policy that offers comprehensive coverage and add-on options to suit your needs.

You can choose from a range of add-on options, including personal money cover, travel delay cover, and excess waiver availability, to ensure you're fully protected.

Here are some key benefits of a single trip policy:

Remember, a single trip policy is designed for infrequent travelers, so it's worth considering if you only take one or two trips per year.

If you're planning a single trip, our Single Trip cover is a good option for trips under 30 days' duration.

We also offer an Annual Multi Trip policy, which covers trips of up to 30 days at home or abroad, with a maximum of 90 days travel in the year.

You can get great value travel insurance policies that protect individuals, couples, or families, including up to seven children under 18 years, and children aged 18-22 who are still in full-time education.

Travel insurance policies cover medical costs if you're injured or fall ill while away. This is especially important for UK residents visiting the Republic of Ireland, where you might not always get free healthcare.

Your policy should also provide cover for cancellation or curtailment of your holiday due to an emergency, such as illness, losing your job, or a family member dying. This can give you peace of mind and protect your investment.

Liability cover is also included, in case you're held financially responsible for injury or death of others, or for damage to their property or belongings. This is a crucial aspect to consider, especially if you're planning a trip with high-risk activities.

Comprehensive coverage options are available, tailored to protect every aspect of your journey. This includes medical emergencies, trip disruptions, and lost baggage.

Our cover options include Single Trip cover for trips of under 30 days' duration, and Annual Multi Trip policy for trips of up to 30 days at home or abroad. This flexibility is great for people with varying travel plans.

We also offer great value travel insurance policies that can help protect individuals, couples, or families, including up to seven children under 18 years, and children aged 18-22 who are still in full-time education.

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If you're planning to travel to Ireland, it's essential to know what won't be covered by your travel insurance policy.

Your policy will not cover any claim arising from drunk and disorderly behaviour, so be mindful of your drinking habits while abroad.

You won't be able to claim if you injure yourself or others after consuming alcohol or drugs.

Disinclination to travel is not a valid reason to cancel your trip, so make sure you've thoroughly thought through your travel plans before purchasing a policy.

If you decide you don't want to travel, you won't be covered under the cancellation section of your policy.

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Comprehensive travel insurance is a must for any holiday, and with so many options available, it can be hard to know where to start.

We offer coverage for a range of scenarios, including medical emergencies and trip disruptions.

Whether you're a solo traveller or heading off with your family, there's a policy to suit your needs.

If you're planning a single trip of under 30 days, our Single Trip cover is a good option.

Alternatively, our Annual Multi Trip policy offers cover for trips of up to 30 days at home or abroad, with a maximum of 90 days travel in the year.

We also offer great value policies that can protect individuals, couples, or families, including up to seven children under 18 years.

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If you're planning a trip to Ireland, you may need to add extra cover to your travel insurance policy to ensure it fits your needs. Depending on your personal requirements and travel plans, you can add extras such as missed departure, travel delay, and end supplier failure cover.

You might need to buy additional protection if you plan to undertake any sporting activity while in Ireland, as some activities like horse-riding, rugby, and mountaineering/climbing are considered high-risk and may require an additional premium.

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Some common extra covers include:

These extra covers can provide valuable protection and peace of mind during your trip, so it's worth checking if they're included in your policy or if you need to add them on.

Adding Extra Cover can be a lifesaver on your next trip. You may need to add extra cover on to your policy, to ensure it fits your needs.

Some common extras you can add include Missed Departure, Travel Delay, and End Supplier Failure. These extras can provide financial support if your trip is disrupted due to unforeseen circumstances.

If you're planning to undertake any sporting activity while traveling, you may need to buy additional protection if the activity is deemed ‘hazardous’. Each policy will have its own list of high-risk sports, so you should check.

High-risk sports that may require additional premium include horse-riding, rugby, and mountaineering/climbing. These activities can be thrilling, but they also come with a higher risk of injury or accident.

Here are some common extras you can add to your travel insurance policy:

By adding these extras to your policy, you can have peace of mind knowing that you're protected against unexpected events.

When traveling, it's essential to consider what happens if your belongings get lost, stolen, or damaged. With AA Travel Insurance, you can get cover for personal belongings of up to €1,500, with a Single Item limit of €250 and Valuables limit of €250.

This means you can have peace of mind knowing your valuables are protected. If your baggage is delayed for more than 12 hours, you can get up to €300 in compensation, which is broken down to €50 per day.

If you're traveling with expensive items, you can consider adding on extra coverage to ensure you're fully protected.

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When planning a trip to Ireland, it's essential to consider the various risks that come with traveling. You might be wondering what kind of coverage you need to protect yourself.

Travel insurance for Ireland can usually offer extras such as missed departure, travel delay, and end supplier failure cover. These extras can be added to your policy depending on your personal requirements and travel plans.

If you're planning to undertake any sporting activities while in Ireland, you'll need to check if the activity is deemed 'hazardous'. High-risk sports like horse-riding, rugby, and mountaineering/climbing may require the payment of an additional premium.

Comprehensive coverage options are available to protect every aspect of your journey, including medical emergencies and trip disruptions. Lost baggage is also covered, giving you peace of mind while traveling.

Some common extra covers you might find in a policy include:

It's worth noting that each policy will have its own list of high-risk sports, so it's essential to check what's included in your policy.

To find the best travel insurance for Ireland, you need to compare policy prices and excess amounts. This will help you choose a policy that suits your budget and provides adequate cover.

When comparing quotes, look for policies with flexible excess options, such as the ability to waive the excess by paying an additional premium. This can save you money in the long run.

It's also essential to check a policy's small print for any exclusions or limitations, to ensure it provides adequate cover for your specific needs. For example, if you're planning to take expensive gadgets with you, choose a policy with gadget cover that's high enough to cover their value.

When buying travel insurance, you want to make sure you're getting the best deal. Competitive pricing is key to finding the most cost-effective solution without compromising on coverage.

Comparing policy prices is crucial, as it will directly impact how much you pay for the cover. You should compare the premium you will have to pay for the cover, as well as the excess amounts, which is the first part of each claim, per incident, that you will be required to pay.

To get the best value, consider what types and levels of cover you need. If you're planning to take expensive items like laptops and cameras, look for a policy with gadget cover that's high enough to cover their value in case they're lost or stolen.

It's also essential to check the policy's small print for any exclusions or limitations to ensure it provides adequate cover. This will help you avoid any surprises down the line.

Here's a quick rundown of what to consider when comparing quotes:

By following these tips, you'll be well on your way to finding the best travel insurance policy at a competitive price.

Finding cheap car insurance in Ireland is as simple as using a comparison site to shop around for the best deal. Our comparison tool allows you to enter a few details about yourself and your vehicle to get quotes from various insurance providers.

By comparing quotes, you can find the cheapest car insurance policy that suits your needs. It's a great way to save money without sacrificing coverage.

Using a comparison site can save you time and effort, and often yields better results than calling around to individual insurance companies.

To find the best deal on travel insurance for Ireland, use a comparison site like the one mentioned in Example 1. It's a great way to compare different policies and find the cheapest one that suits your needs.

Enter your details and destination into the comparison tool, and it will show you the cheapest travel insurance quotes available. This will help you save time and money.

An Post Insurance is another option to consider for your travel insurance needs. They offer a range of benefits, including single, annual multi-trip, and family cover, as mentioned in Example 2.

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Holiday insurance in Ireland can be a lifesaver, especially when things don't go as planned.

You can get cover for personal belongings of up to €1,500, with a single item limit of €250 and valuables limit of €250. This means you can rest assured that your belongings are protected in case of loss or theft.

If you get Covid-19 while traveling, you can get up to €3,000 in cover for the expense of staying on, subject to a €90 excess. This is a great feature to have, especially in these uncertain times.

You can also get cover for delayed baggage, up to €200. This can be a huge relief if you're stuck without your luggage for an extended period.

Here are some key features and benefits of holiday insurance in Ireland:

Medical expenses are also covered, up to €5 million, with a €90 excess. This means you can get the medical attention you need without breaking the bank.

You can also get medical and emergency assistance while abroad, which is a huge peace of mind.