
If you're a loyal H-E-B shopper, you're in luck because their credit cards offer exclusive rewards and offers that can save you money and enhance your shopping experience.
H-E-B offers two credit cards: the H-E-B Rewards Credit Card and the H-E-B Rewards+ Credit Card, both of which provide rewards and benefits tailored to their customers.
By using an H-E-B credit card, you can earn points on every purchase, which can be redeemed for discounts on groceries and other items.
Benefits and Rewards
The H-E-B Credit Card offers a range of benefits and rewards that make it a great choice for frequent shoppers.
There is no annual fee, so you can enjoy all the benefits of the card without having to pay a yearly fee.
Cardholders earn points for every dollar they spend, which can be redeemed for cash back, travel rewards, or H-E-B gift cards.
The rewards program is tiered, so the more you spend, the more you earn, making it a great choice for those who want to maximize their rewards.
You can earn unlimited 1.5% cash back on all other products and purchases at H-E-B banner stores and locations, including H-E-B Fuel stations and H-E-B restaurants.
The first 20,000 applicants approved for an H-E-B Visa Credit Card can choose a limited-edition H-E-B branded metal card, while the first 10,000 applicants approved for a Central Market Visa Credit Card can do the same.
Cardholders also earn bonus points on select H-E-B brand products and at Central Market, making it a great choice for those who shop at these stores regularly.
New cardholders can take advantage of a sign-up bonus, which typically includes bonus points or cash back when you make your first purchase with the card.
Exclusive Offers and Benefits
You'll get exclusive offers on H-E-B brand products as a cardholder, which can provide significant savings on your grocery bill. These offers are only available to H-E-B Credit Card holders and can be easily redeemed by using your card when purchasing H-E-B brand products.
The exclusive offers are automatically applied at checkout, making it easy to save money on the products you already love. You'll get to enjoy premium benefits on your favorite H-E-B products with these exclusive offers.
The first 20,000 applicants approved for the H-E-B Visa card will be able to choose a limited-edition H-E-B-branded metal card, and the first 10,000 applicants approved for the Central Market card can also choose a limited-edition version.
Exclusive H-E-B Offers
If you're an H-E-B Credit Card holder, you'll have access to exclusive offers on H-E-B brand products, providing significant savings on your grocery bill.
These offers are only available to H-E-B Credit Card holders and can be used by simply using your card when purchasing H-E-B brand products.
You'll automatically receive the discount at checkout, making it easy to save money on the products you already love.
The H-E-B Credit Card offers a tiered rewards program, no annual fee, and exclusive H-E-B brand offers, making it a great choice for frequent H-E-B shoppers.

Eligible items for the 5% cash back promotion include H-E-B, Central Market, Hill Country Fare, and other H-E-B family of brands, among others.
Both the H-E-B and Central Market credit cards offer 5% cash back on products in the H-E-B family of brands, providing a more rewarding shopping experience.
You can also earn unlimited 5% cash back on all on-demand Favor Delivery orders with both cards.
The first 20,000 applicants approved for the H-E-B Visa card will be able to choose a limited-edition H-E-B-branded metal card, while the first 10,000 applicants approved for the Central Market card can also choose a limited-edition version.
H-E-B Central Market Visa Credit Cards with Store Benefits
The H-E-B Central Market Visa Credit Cards with Store Benefits are a game-changer for Texans.
You can earn unlimited cash back on groceries and everyday purchases with no annual fee.
The cards offer 5% cash back on eligible items purchased at H-E-B, Central Market, Joe V’s Smart Shop, and Mi Tienda stores, as well as on all orders placed through H-E-B’s Favor Delivery service.

You'll also get unlimited 1.5% cash back on all other products and purchases at H-E-B banner stores and locations, including H-E-B Fuel stations and H-E-B restaurants such as True Texas BBQ and SouthFlo Pizza.
The cards are accepted wherever Visa is accepted, providing even more opportunities to earn rewards.
The first 20,000 applicants approved for an H-E-B Visa Credit Card can choose a limited-edition H-E-B branded metal card, while the first 10,000 applicants approved for a Central Market Visa Credit Card can do the same.
A credit check is required, and eligibility is subject to credit approval.
Using the H-E-B Credit Card
You can use your H-E-B Credit Card to shop at any H-E-B store and earn rewards on your purchases.
To get the most out of your card, simply use it when purchasing H-E-B brand products to receive exclusive discounts.
The Imprint App allows you to manage your card and view your account balance and transaction history.
You can also make payments online using your virtual card or through touchless payments in-store with Apple Pay, Samsung Pay, or Google Pay.
H-E-B offers options to increase your credit limit or transfer a balance if needed.
Managing your credit responsibly is key, and H-E-B provides tools to help you monitor your credit score and credit report.
By using your H-E-B Credit Card responsibly, you can earn rewards and enjoy shopping and payment flexibility.
Security and Protection
Using the Imprint App is a great way to manage your H-E-B Credit Card, as it allows you to view your account balance and transaction history.
You can also use the Imprint App to manage your card, making it a convenient tool for staying on top of your credit.
H-E-B offers the option to monitor your credit score and credit report, helping you stay on top of your credit and avoid potential issues.
To make payments, you can use your virtual card to make payments online, or use Apple Pay, Samsung Pay, or Google Pay for touchless payments in-store.
If you need to increase your credit limit or transfer a balance, H-E-B offers options for both, giving you flexibility in managing your credit.
Using your H-E-B Credit Card responsibly is key, and taking advantage of the security and management tools available to you can help you do just that.
Frequently Asked Questions
Does H-E-B have its own credit card?
Yes, H-E-B has its own credit card, the H-E-B Visa Signature Credit Card, issued in partnership with First Electronic Bank and Imprint. This card offers rewards on purchases of H-E-B brands, making it a great option for loyal H-E-B customers.
Can an H-E-B credit card be used anywhere?
Yes, the H-E-B credit card can be used anywhere Visa is accepted, offering 1.5% cash back on all purchases outside of H-E-B family brands.
Sources
- https://www.grocerydive.com/news/h-e-b-central-market-unveil-credit-cards-with-new-perks/648008/
- https://www.cardsftw.com/cardsftw-56-imprints-new-heb-card/
- https://www.supermarketnews.com/new-stores/h-e-b-debuts-a-branded-visa-credit-card
- https://progressivegrocer.com/h-e-b-central-market-roll-out-visa-credit-cards-store-benefits
- https://iwantmedia.com/h-e-b-credit-card-what-you-need-to-know/
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