Health Insurance Carriers in Arizona: Options and Coverage

If you're a resident of Arizona looking for health insurance, you have several options to consider. There are numerous health insurance carriers in Arizona that offer a range of coverage plans.

One of the most well-known health insurance carriers in Arizona is Blue Cross Blue Shield of Arizona, which offers a variety of plans for individuals, families, and small businesses.

Arizona Health Care Cost Containment System (AHCCCS) is another major health insurance carrier in the state, providing coverage to over 2 million Arizonans. This includes children, pregnant women, and low-income individuals and families.

Health Net is a top health insurance provider in Arizona, offering a variety of health insurance plans including HMO, PPO, and POS plans.

Health Net has a large network of doctors and hospitals in the four states where it operates, and it is committed to providing quality care to its customers.

Some of the key features of Health Net's plans include a large network of providers, quality care, and online and mobile tools that make it easy for members to manage their health care.

Here are some of the top health insurance carriers in Arizona:

Sloan & Ayre Benefits provides insurance policies for individuals and families in Arizona, offering numerous health insurance types, including accidental, vision, dental, telemedicine, and critical illness.

UnitedCare, a popular health insurance option in Arizona, offers a variety of health insurance plans, including HMO, PPO, and POS plans. This makes it a great choice for individuals and families looking for flexibility in their coverage.

UnitedCare has a large network of doctors and hospitals in Arizona, ensuring that customers have access to quality care. UnitedCare is also committed to providing quality care to its customers.

UnitedCare is a leader in innovation, offering online and mobile tools that make it easy for members to manage their health care. This includes easy access to their online portal and mobile app, where customers can find a doctor or hospital in their network.

Aetna is a large insurance company with a strong presence in Arizona, offering individual/family plans, as well as HMOs, PPOs, and EPOs with varying levels of coverage.

They also offer prescription drug coverage and dental care as add-ons with plans, making it easier for Arizonans to get the care they need.

Aetna has an extensive network of doctors throughout Arizona that are accessible through their online portal and mobile app, making it convenient for policyholders to find and connect with healthcare providers.

If you're looking for a health insurance carrier in Arizona, Aetna is definitely worth considering.

You can find more information about Aetna's plans and services on their website, or by visiting their office in Phoenix.

Here are some key facts about Aetna:

Health insurance carriers in Arizona offer a variety of plans to suit different needs and budgets. UnitedHealthcare of Arizona, for example, offers HMO, PPO, and POS plans, giving customers a range of options to choose from.

UnitedHealthcare Arizona has a large network of doctors and hospitals in the state, making it easy for customers to find care. Its commitment to quality care is evident in its innovative online and mobile tools that help members manage their healthcare.

Health Net is another top health insurance provider in Arizona, offering a range of plans including HMO, PPO, and POS options. Its large network of doctors and hospitals in four states ensures that customers have access to quality care, regardless of their location.

Both UnitedHealthcare Arizona and Health Net are leaders in innovation, providing online and mobile tools that make it easy for customers to manage their healthcare. This is a major advantage for customers who want to stay on top of their health.

If you're looking for a health insurance carrier that offers a range of plans and has a large network of providers, UnitedHealthcare Arizona and Health Net are definitely worth considering.

To buy Marketplace health coverage in Arizona, you must live in the state, be lawfully present in the U.S., and not be incarcerated. You also can't be enrolled in Medicare.

To qualify for financial assistance through the Arizona Health Insurance Marketplace, you must not be eligible for affordable coverage offered by an employer, and you can't be eligible for AHCCCS (Medicaid) or KidsCare (CHIP). If married, you must file a joint tax return and not be able to be claimed by someone else as a tax dependent.

There are eight private insurance companies offering coverage through Arizona's health insurance Marketplace for 2025, with varying coverage areas. Some areas of the state have plans available from only one insurer.

In Arizona, you have several options to choose from when it comes to Marketplace health insurance. Eight private insurance companies will offer coverage through Arizona's health insurance Marketplace for 2025, with varying coverage areas.

These eight insurers include companies that are new and ones that have been around for a while, like Medica, which is leaving the Arizona market at the end of 2024. Antidote Health Plan is a new addition for 2025.

While there were also eight insurers in the Arizona Marketplace in 2024, the landscape is changing. In 2024, only one carrier offered coverage statewide, but the others had varying coverage areas, so be sure to check your options.

Here are the eight private insurance companies that will offer coverage through Arizona's health insurance Marketplace for 2025:

Arizona has a program called KidsCare, which is its version of the Children's Health Insurance Program (CHIP). It provides affordable health insurance to children in low-income families who don't qualify for Medicaid.

KidsCare covers essential services like doctor visits, immunizations, prescriptions, and dental care. This means kids get the medical attention they need to stay healthy and thrive.

KidsCare aims to give parents peace of mind about their children's healthcare needs. It's a vital program that helps families in need.

Arizona's Medicaid program has undergone significant changes, thanks to the Affordable Care Act (ACA). In 2014, the state accepted federal funding to expand its Medicaid program to people with incomes up to 138 percent of the federal poverty level (FPL).

This expansion has been a game-changer, allowing 432,100 more adults to access low-cost or free health insurance through the state's Medicaid program, known as the Arizona Health Care Cost Containment System (AHCCCS).

The Medicaid program now offers free or low-cost health insurance to those who qualify, including parents and caretaker relatives of children, children, and former foster care youths up to age 26.

If you're wondering if you qualify, check your income and see if you fit into one of the following eligible groups: Parents and caretaker relatives of childrenChildrenFormer foster care youths up to age 26 (regardless of income)Pregnant womenNon-citizens with medical emergenciesElderly (65 and older) and disabled adults who don’t currently receive Social Security Income (SSI)

You can enroll in a Marketplace health plan in Arizona through various channels.

Directly through HealthCare.gov is one option, or you can enroll by phone at (800) 318-2596. You can also work with a local agent/broker, Navigator, or certified application counselor. Additionally, you can use an approved enhanced direct enrollment entity (EDE) to enroll.

If you want your coverage to begin on January 1, enroll by December 15. If you sign up between December 16 and January 15, your coverage will start on February 1.

You can also enroll in a Marketplace plan if you lose AHCCCS or KidsCare (Medicaid/CHIP) coverage between March 31, 2023 and November 30, 2024.

Here are the main ways to enroll in a Marketplace health plan in Arizona: