HDFC Bank Credit Card Payment Online and Offline

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You can make HDFC Bank credit card payments online through the bank's website or mobile app. Simply log in to your account, select the payment option, and follow the prompts.

The online payment process is quick and secure, taking just a few minutes to complete. You can pay your credit card bill using a debit card, net banking, or UPI.

To pay your HDFC Bank credit card bill offline, you can visit a bank branch, ATM, or authorized payment center. You can also set up a standing instruction for automatic payments.

You can also pay your HDFC Bank credit card bill through a third-party payment service like Paytm or PhonePe.

Offline Payment Options

If you're unable to make your HDFC credit card payment online, don't worry, there are several offline payment options available to you.

You can pay your HDFC credit card bill through cash by visiting any HDFC Bank branch counter or by depositing it at an HDFC ATM.

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You can also pay your HDFC credit card bill by writing a cheque payable to HDFC Bank Card A/c, including your 16-digit credit card number, and depositing it at an HDFC Bank ATM or branch for processing.

Alternatively, you can drop a cheque in the drop box at a nearby HDFC Bank branch, ensuring it's made payable to HDFC Bank Card A/C and includes your HDFC credit card's 16-digit number.

Here are some offline payment options for HDFC credit card bill payment:

  • Using cheque
  • Through the nearest ATM
  • With cash

Digital Payment Methods

You can make HDFC Bank credit card payments online using various digital payment methods. HDFC Bank account holders and non-account holders can use these methods to pay their outstanding credit card bills.

One convenient way to pay your HDFC credit card bill is through the HDFC Bank Mobile Banking app. You can download the app from the Google Play Store or App Store, and then log in to access your account. From there, you can select the 'Pay' option, choose 'Cards', and then select your HDFC Bank credit card to make a payment.

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You can also pay your HDFC credit card bill using the New MobileBanking App. To do this, log in to the app, provide your Customer ID/Password details or opt for Quick Access Pin login, and then find the 'Pay' section and click on 'Cards' to proceed to credit card payments.

Another option is to pay your HDFC credit card bill through mobile banking using a third-party app, such as Cred. You can also use PayZapp or other UPI Apps like GooglePay or PayTM to make payments.

You can also pay your HDFC credit card bill online using HDFC Bank's net banking. To do this, log in to your HDFC Bank net banking account using your customer ID and password, and then provide necessary details for both the sender and the receiver.

Here are the various digital payment methods you can use to pay your HDFC credit card bill:

  • Net banking
  • Mobile banking
  • NEFT
  • RTGS
  • Bill Desk
  • Third-party apps (Cred, etc.)
  • PayZapp
  • Other UPI Apps (GooglePay, PayTM, etc.)

Bank Services

You can pay your HDFC credit card bill through various methods, including NEFT, mobile banking, and HDFC Netbanking.

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HDFC credit card payment is convenient and easy with HDFC's mobile banking app, available across devices and operating systems. Pay your bills anytime, anywhere, and enjoy high levels of protection for your transactions.

To make a payment via mobile banking, you'll need to register for mobile banking and log in to your respective mobile banking app. Then, hover to the "Cards" option and select your HDFC Bank credit card.

You can also pay your HDFC credit card bill through HDFC Netbanking, which is a convenient and straightforward process. To do this, log in to your HDFC NetBanking account using your NetBanking ID and password, and navigate to the 'Credit Cards' section.

To pay your HDFC Bank Credit Card bill, select the type of payment you wish to make - whether it's the minimum amount due, the total outstanding balance, or a custom amount based on your preference. Review the payment details, including the selected card, payment type, and amount, and click on 'Confirm' to proceed with the payment.

Here are the steps to follow for HDFC Netbanking payment:

Payment Process

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To pay your HDFC credit card bill, you can use the HDFC Bank Bill Desk page. Go to the page and enter your HDFC Bank Credit Card number and payment amount. Select your net banker from the drop-down and click on PAY.

You will be securely redirected to the bank payment interface of your chosen net banking option. Enter your authentication details, such as user ID and password. Confirm your payment amount for HDFC Bank Credit Card, and your account will get debited online.

You will receive an online transaction confirmation and a Transaction Reference Number. If you provided an email ID, you will also receive an email acknowledgement of your transaction.

For HDFC Bank customers, you can follow the instructions to pay your outstanding credit card bills online. You can head to the "Third Party Funds Transfer" tab within the net banking portal. Opt for the "Make Credit Card Payment" option, positioned at the top left of the screen.

Fees and Charges

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If you're late with your HDFC credit card payment, you'll be charged a fee. The amount of the fee depends on the total outstanding balance on your card.

If your outstanding balance is up to Rs. 100, you won't be charged anything, but if it's between Rs. 100 to Rs. 500, you'll be charged Rs. 100.

The fee increases as your outstanding balance goes up, with a charge of Rs. 500 for balances between Rs. 501 to Rs. 5,000, and Rs. 600 for balances between Rs. 5,001 to Rs. 10,000.

For balances between Rs. 10,001 to Rs. 25,000, the fee is Rs. 800, and between Rs. 25,001 to Rs. 50,000, it's Rs. 1,100. If your balance is over Rs. 50,000, you'll be charged a whopping Rs. 1,300.

Here's a summary of the late payment charges:

Frequently Asked Questions

How can I pay my HDFC credit card from another bank?

You can pay your HDFC credit card bill from another bank using NEFT, RTGS, or IMPS with HDFC's IFSC code HDFC0000128, or through VISA Money Transfer or IMPS for immediate payments. Simply transfer funds from your other bank account to HDFC to settle your credit card dues.

Can I pay a credit card bill from another credit card of HDFC Bank?

Yes, you can pay another HDFC Bank credit card bill using the wallet amount, by authorising the payment through an OTP sent to your registered mobile number. Simply enter your card details and follow the on-screen instructions to complete the transaction.

Colleen Boyer

Lead Assigning Editor

Colleen Boyer is a seasoned Assigning Editor with a keen eye for compelling storytelling. With a background in journalism and a passion for complex ideas, she has built a reputation for overseeing high-quality content across a range of subjects. Her expertise spans the realm of finance, with a particular focus on Investment Theory.

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