HBL Digital Bank: Your Partner in Digital Banking

HBL Digital Bank is a game-changer for Pakistan's banking landscape, offering a seamless and secure online banking experience. It's designed to make your life easier, with features like real-time account updates and instant transaction alerts.

The bank's mobile app is user-friendly, allowing you to manage your accounts, pay bills, and transfer funds with just a few taps. You can even deposit cheques remotely, saving you time and effort.

With HBL Digital Bank, you can access your accounts from anywhere, at any time, as long as you have an internet connection. This means you can check your balance, pay bills, or transfer funds even when you're on the go.

The bank's digital banking platform is built with security in mind, using advanced encryption and authentication methods to protect your sensitive information.

With HBL InternetBanking, you can bank from anywhere, anytime. This means you can access your account information and perform transactions on the go.

You can access HBL InternetBanking from both your PC and mobile phone, with a dedicated application available for both iOS and Android. This makes it easy to stay on top of your finances no matter where you are.

The system also allows you to access your account statement, transaction details, and statement download facility. This is super helpful for keeping track of your spending and staying organized.

You can also transfer funds domestically and internationally, check and cancel direct debits, and schedule and amend recurring payments. Plus, you can view loan balances and manage beneficiaries.

Here are some of the key features of HBL InternetBanking:

HBL had a remarkable year in terms of card spending, with a total spend of PKR 264B, a 46% increase from the previous year.

The bank's market position remained strong, but its throughput per terminal of PKR 5.7M in 2022 was lower than the industry's average of PKR 6.74M.

Card spending by HBL's own customers skyrocketed by 71% to PKR 342B, with credit cards accounting for 53.2% of the total.

The bank's credit card share slipped for the third year in a row, while Konnect cards gained popularity.

HBL issued only 389K new debit and credit cards in 2022, a 6% increase from the previous year.

Debit card throughput on e-commerce transactions accounted for 30% of the total, or PKR 36.6B, while credit card online spending was estimated at PKR 47.3B.

HBL Pay Checkout reported a throughput of PKR 35B across 4.6M transactions in 2022, with a growth of 21% in value and a modest 2% in volume.

QR code transactions crossed the billion rupee mark, reaching PKR 1.36B through 304K transactions.

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Fusion is a powerful feature that enables digital submission of trade and foreign remittance approvals. This is made possible through HBL Fusion, which streamlines the process for corporate users.

With HBL Fusion, you can access your account from both PC and mobile phone, thanks to the mobile application available for both iOS and Android. This means you can stay on top of your finances and make transactions on the go.

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The Fusion feature also offers back-end support for corporate users, providing bulk uploads and dual authorization of transactions. This ensures that all transactions are secure and compliant with regulatory requirements.

You can also manage your beneficiaries, update your contact details, and schedule recurring payments, all from the comfort of your mobile device. This level of convenience and control is a game-changer for anyone who wants to manage their finances efficiently.

Here are some of the key benefits of HBL Fusion:

At HBL Digital Bank, managing your account is a breeze. You can easily view your account information, including your account balance, transaction history, and account details, all in one place.

With HBL Digital Bank, you can also set up account notifications to stay on top of your finances. Whether you want to be notified of large transactions or when your account balance falls below a certain threshold, you can customize your notifications to fit your needs.

And, if you ever need to reach out for help, HBL Digital Bank's customer support team is available 24/7 to assist you with any account-related issues.

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The Foreign Currency Roshan Account for Resident Pakistanis is now available. This account is designed specifically for Pakistani residents who want to manage their foreign currency transactions more efficiently.

You can open a Foreign Currency Roshan Digital Account, as mentioned, for Resident Pakistanis. The account will allow you to receive, hold, and manage foreign currency in your local Pakistani account.

The account is introduced as a convenient way to manage foreign currency transactions, making it easier to send and receive money internationally.

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Managing your pension fund contributions requires careful planning and attention to detail. To ensure you're on track to meet your retirement goals, you'll need to fill out a pension fund contribution form.

The form typically asks for your personal and employment details, including your name, address, and employer's name and address. Make sure to double-check this information for accuracy.

You'll also need to specify the amount you want to contribute to your pension fund each month. This can be a fixed amount or a percentage of your income, whichever is more manageable for you.

The deadline for submitting your pension fund contribution form is usually the end of each month, so be sure to get it in on time to avoid any penalties.