Hagerty Track Insurance for High-Performance Driving Enthusiasts

Hagerty Track Insurance is a game-changer for high-performance driving enthusiasts. Hagerty Track Insurance provides coverage for on-track activities, including track days, racing, and autocross events.

This insurance is specifically designed for drivers who push their vehicles to the limit on the track. Hagerty's track insurance is available for a variety of vehicles, including cars, motorcycles, and even karts.

Hagerty Track Insurance covers damage to the vehicle, as well as medical expenses and liability in case of an accident. Hagerty's insurance policy also includes a 24/7 claims hotline for quick and easy assistance.

Hagerty offers an annual non-competitive track policy, perfect for frequent track days.

This policy is separate from their HPDE coverage, which is only available on a per event basis.

You can check out all their motorsports coverages to learn more about your options.

HPDE coverage is not suitable for year-round vehicle coverage, but their annual track policy might be.

If this caught your attention, see: Who Is the Insured on a Life Insurance Policy

You can purchase Hagerty track insurance on a one-off basis for the duration of your event, or opt for an annual policy for better value if you're a frequent track-goer.

The deductible is your responsibility, but Hagerty covers the rest of the repairs or the full value of your car if it's totaled.

If you're driving an expensive car or your daily driver, track insurance provides peace of mind when pushing your vehicle to its limits on the track.

If this caught your attention, see: Car Insurance

You can purchase track insurance on a one-off basis for the duration of your event, which means you only pay for the days you'll be using it. Some providers offer an annual policy that's more cost-effective for frequent track-goers.

Normally, you'll need to cover the deductible if your track-insured car is damaged, and the insurance provider will cover the rest of the repairs or the full value if the car is totaled. This setup provides peace of mind, especially when driving expensive cars or your daily driver.

Repairing a high-performance car like a Porsche or Corvette can be extremely costly, so having track insurance can be a lifesaver.

For another approach, see: Car Insurance Discounts

Our service is designed to be efficient, with a quick turnaround time for your online claims report. We'll respond within 1 business day, so you can expect a prompt resolution to your inquiry.

Most claims are paid within 15 days of the report, which means you can get the support you need without unnecessary delays.

Track insurance costs can vary greatly depending on the value of your vehicle, with a $30K car costing $150-250 for a single track day, and a $70K car costing $350+.

If you're a beginner, track insurance is especially worth it as a safety net, since your normal insurance policy doesn't apply.

For classic and collectible vehicles that aren't driven daily, Hagerty offers better coverage at significantly lower prices than standard insurers, making it a great option for those who qualify.

Worth a look: Insurable Interest Auto Insurance

Year Round Vehicle Coverage can be a game-changer for car enthusiasts. Hagerty offers an annual non-competitive track policy for year-round coverage. This policy provides protection for your vehicle outside of HPDE events. Hagerty also offers other off-track coverages to consider.

If you have a classic or collectible vehicle that's not driven daily, you can save a significant amount on insurance premiums. Hagerty's policies offer better coverage at lower prices than standard insurers.

For example, a 20-year-old Miata is much cheaper to insure than a Ferrari 488, showing just how big of a difference the type of vehicle can make. The insurance cost is based on factors such as the value of the vehicle, the track, your experience, and previous claims.

Hagerty offers an annual non-competitive track policy and other off-track coverages, so you can enjoy year-round protection for your vehicle.

We recommend track insurance for everyone, but especially for beginners. It's crucial to have a safety net since your normal insurance policy doesn’t apply.

Track insurance is worth it even if your car is worth more than $20K, as the premium generally continues to decrease as your car's value increases.

If your car is worth less than $20K, track insurance might not be as cost-effective, as the premium generally stops decreasing as you go lower than $20K. This is something to consider when deciding whether to purchase track insurance.

Broaden your view: Insurance Premium Financing

Roadside assistance is a crucial aspect of car ownership, especially for classic car enthusiasts. Hagerty's roadside services include guaranteed flatbed towing, which ensures your vehicle is transported safely and securely.

Hagerty's roadside services also offer real-time truck tracking, giving you peace of mind and allowing you to stay updated on the status of your vehicle. This level of transparency is reassuring, especially in unexpected situations.

One of the standout features of Hagerty's roadside services is the unlimited number of service calls annually. This means you can call for help as many times as you need, without worrying about additional costs or limitations.