
The GM Card Barclays Partnership is a collaboration between General Motors and Barclays, offering a range of benefits to car buyers and owners.
The partnership provides a unique financing option for customers, allowing them to purchase a GM vehicle with a lower down payment and more flexible payment terms.
With the GM Card Barclays Partnership, customers can also earn rewards and cashback on their purchases, making it an attractive option for those looking to save money on their car payments.
One of the key features of the partnership is the ability to earn rewards on fuel purchases, which can help offset the cost of owning and maintaining a vehicle.
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General Motors and Barclays Partnership
General Motors has partnered with Barclays to offer a co-branded credit card, the GM Card Barclays.
The GM Card Barclays is accepted at over 80 million locations worldwide, making it a convenient option for cardholders.
This partnership allows cardholders to earn rewards and benefits from both General Motors and Barclays.
The GM Card Barclays offers a 0% introductory APR for 12 billing cycles on purchases and balance transfers.
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GM Rewards Cards
GM Rewards Cards offer a range of benefits to customers, including the ability to earn and redeem reward points for purchasing new Buicks, Cadillacs, and other GM vehicles.
Starting next summer, Barclays will become the exclusive issuer of the GM Rewards Mastercard and GM Business Mastercard, replacing the program's current credit card provider.
These cards will provide customers with opportunities to earn points toward vehicle purchases and other perks, making them a strategic win for both GM and Barclays.
The GM credit card program will continue to operate under the Mastercard network, ensuring seamless service for existing cardholders.
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Rewards Program Overview
The GM Rewards credit card program is a game-changer for car enthusiasts. You can earn and redeem reward points for purchasing new Buicks, Cadillacs, and other GM vehicles, including electric models.
Barclays is the new exclusive issuer of the GM Rewards Mastercard and GM Business Mastercard, starting next summer. This means they'll take over from the current credit card provider.
The GM credit card program will continue to operate under the Mastercard network, ensuring seamless service for existing cardholders. This is a win-win for everyone involved.
By partnering with Barclays, GM is enhancing its customer loyalty program with new incentives through branded credit cards. This deal is part of Barclays' growing portfolio of credit card partnerships with major brands, including American Airlines and Gap.
With the GM Rewards credit card, you'll have access to attractive perks like cashback and rewards points. This is a great opportunity to earn points toward vehicle purchases and other perks.
Launch and Features
The GM Rewards Cards are designed to make your life easier, with a simple and straightforward application process. You can apply online or by phone, and you'll typically receive a decision within minutes.
The cards offer a range of rewards, including 3 points for every dollar spent on gas at participating GM brands, 2 points for every dollar spent on dining and travel, and 1 point for every dollar spent on everything else.
GM Rewards Cards have no annual fee for the first year, and a $95 annual fee thereafter. This is a relatively low fee compared to other rewards cards on the market.
Dive Insight

Goldman Sachs will eventually stop issuing GM credit cards, a decision made public in November 2023.
Barclays is taking over the business, and GM will now offer two credit cards through Barclays.
GM's rewards can be redeemed on various vehicles, including Chevrolet, Cadillac, Buick, and GMC, as well as electric vehicles.
Those rewards can also be used for accessorizing and servicing your vehicle.
GM is expecting to attract thousands of new customers through this partnership, especially with the growth of electric vehicles.
Frequently Asked Questions
Is the GM card being discontinued?
No, the GM credit card is being phased out as Goldman Sachs stops issuing new cards. Barclays will take over issuing two remaining GM credit cards.
What bank issues the GM credit card?
The GM credit card is issued by Barclays U.S. Consumer Bank. This exclusive partnership began in summer 2025.
Sources
- https://home.barclays/news/press-releases/2024/10/general-motors-and-barclays-sign-long-term-credit-card-partnersh/
- https://www.businesstimes.com.sg/companies-markets/banking-finance/gm-barclays-sign-long-term-credit-card-partnership-agreement
- https://www.paymentsdive.com/news/barclays-replaces-goldman-sachs-as-gm-card-issuer/729730/
- https://www.paymentsjournal.com/barclays-moves-into-the-gm-card-business-pushing-goldman-aside/
- https://www.cbtnews.com/gm-partners-with-barclays-to-launch-new-gm-rewards-credit-cards-for-u-s-customers/
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