Getin Bank for Individuals and Businesses

Author

Reads 4.7K

View of Poczta Polska building with iconic signage in Wrocław, Poland.
Credit: pexels.com, View of Poczta Polska building with iconic signage in Wrocław, Poland.

Getin Bank is a Polish bank that offers a wide range of financial services to both individuals and businesses. It was established in 2002 and is a part of the Getin Holding Group.

Getin Bank provides various account types, including personal and business accounts, as well as savings accounts and loans. The bank also offers a mobile app for convenient banking on the go.

Getin Bank's services are designed to meet the needs of individuals and businesses, with a focus on simplicity and ease of use. The bank's website and mobile app are user-friendly and accessible 24/7.

For another approach, see: Banks and Banking Services

History

Getin Bank has its roots in Górnośląski Bank Gospodarczy SA, which was established in 1990.

The bank's first financial operations took place on January 2, 1991, in a branch in Katowice.

Getin Bank gained a strategic investor, Powszechny Bank Kredytowy SA, in 1995.

From 2002 to 2004, Getin Bank was part of the Capital Group of the Bank Przemysłowo Handlowy.

Suggestion: Getin Noble Bank

Credit: youtube.com, Getinbank/Velobank Logo History

The bank changed its branding to Getin Bank SA on September 24, 2004.

In 2004, Getin Bank acquired the Bank Przemysłowy in Łódź and the Wschodni Bank Cukrownictwa.

Some of WBC's branches were taken over by Getin Bank in 2006.

Getin Bank joined Noble Bank in 2010 to form Getin Noble Bank SA.

The bank's mission is to be an institution of first choice, focusing on values such as reputation, accessibility, and flexibility.

Getin Bank has implemented a strategy called Getin UP, which involves launching fully automated branches.

Bank Services and Features

Getin Bank offers a range of convenient online services, including online account management and bill payments.

You can pay bills online with just a few clicks, 24/7. This feature is perfect for those who want to manage their finances on their own schedule.

Their mobile banking app allows you to check your account balance, transfer funds, and pay bills on the go.

What It Does

Credit: youtube.com, The Functions of Modern Banks

Getin Bank offers a convenient payment method for customers who don't have a credit card or prefer not to use one.

Customers can pay using their bank account without needing to rewrite data or manually order transfers.

After selecting Getin Bank as the payment method, customers simply log in to their bank and authorize a predefined transfer order.

The bank confirms the transaction immediately, and the seller receives the money right away.

International Transfers – IBAN, SWIFT

International transfers can be a bit tricky, but with the right information, you'll be all set.

To make international transfers, you'll need to use the SWIFT code, also known as the BIC code.

In Getin Bank, the SWIFT code is GBGCPLPK.

If you're sending money from abroad to a domestic account, you'll also need to use the IBAN format, which is PL followed by 26 digits representing your account number.

Here's a quick rundown of the necessary codes for Getin Bank:

  • Kod BIC/SWIFT Getin Banku: GBGCPLPK
  • Format IBAN: PL + numer rachunku (26 cyfr)

Why Use Getin Bank

Credit: youtube.com, Getin Noble Bank - kod SWIFT, BIC, IBAN

Using Getin Bank is a great option for merchants and consumers alike. It's simple to make online transfers, and customers can complete a transaction in just a few clicks by confirming a predefined transfer form.

The online payment process is smooth and hassle-free, providing customers with a fast and secure checkout experience. This is likely why it's become so popular among local customers in Poland.

Offering Getin Bank as a payment option streamlines the customer experience for e-commerce businesses. By allowing customers to use their existing bank account and internet banking service, there's no need to open new accounts or remember passwords.

Getin Bank customers can make online transfers faster than ever, without the hassle of writing down order numbers and payment details. This convenience is a big draw for local customers who value ease and speed in their online transactions.

Getin Bank in the Market

Getin Bank has become a popular choice among local customers due to the simplicity of paying online by bank transfer.

Credit: youtube.com, Getin Bank - kredyt na PIT (1) [marketing-news.pl]

Paying online by bank transfer is very simple and has become a favorite among local customers.

This type of online payment is smooth and hassle-free, providing customers with a fast and secure checkout experience.

Offering Getin Bank as one of the possible payment options for consumers in Poland streamlines the customer experience for e-commerce businesses.

By using their existing bank account and internet banking service, customers don't need to open new accounts or remember passwords.

Getin Bank for Individuals

Getin Bank offers a wide range of services for individuals, including accounts, loans, and credit options.

Individuals can choose from various types of accounts, such as konta osobiste, which are personal accounts that can be used for everyday banking needs.

Getin Bank also offers a variety of loan options, including kredyty gotówkowe, kredyty samochodowe, and kredyty hipoteczne, which can be used for specific financial needs.

In addition, Getin Bank has a dedicated service for wspólnoty mieszkaniowe and samorządy, showing that the bank is committed to serving the needs of communities and local governments.

The bank's offer is not limited to individual customers, as it also caters to small and medium-sized businesses, as well as large corporations.

Oferta dla Indywidualnych Klientów

Credit: youtube.com, INTERNETOWY ODDZIAŁ GETIN BANKU

Getin Bank offered a wide range of services for individual clients, including locates, which were probably remembered by many from a series of humorous commercials featuring Piotr Fronczewski.

The bank's offer was not limited to personal accounts, but also included other financial products such as credit cards, car loans, and mortgages.

Individual clients could also take advantage of preferential financing options, including those for freelancers.

The bank's offer was designed to cater to different needs and preferences, whether you're a young adult or an experienced professional.

Why Merchants and Consumers Use Banks

Merchants and consumers use banks like Getin Bank because paying online by bank transfer is very simple. This is why it's become so popular among local customers.

Local customers can make online transfers faster than ever, without having to write down the order number and payment received data. All it takes to complete a transaction is confirming a predefined transfer form.

Detailed view of a historic Polish bank facade with classic architectural columns.
Credit: pexels.com, Detailed view of a historic Polish bank facade with classic architectural columns.

Offering bank transfers via local financial institutions like Getin Bank builds trust and recognition in the local market. This is a great option for merchants aiming to establish a strong presence in the local market.

Using existing bank accounts and internet banking services streamlines the customer experience for e-commerce businesses. Customers don't need to open new accounts or remember passwords, making online transactions hassle-free.

Online Transfers and Conversions

Online transfers are a popular payment method in Poland, and Getin Bank is one of the most popular choices among Polish customers. Many customers prefer to pay for e-commerce orders with direct bank transfers, especially when the process can be completed easily and conveniently.

In Poland, the payment landscape is highly localized, and card payments play a smaller role compared to alternative payment methods like cash options and Buy Now Pay Later (BNPL). This is similar to other high-growth markets.

To make online transfers as smooth as possible, Getin Bank offers "pay-by-link" options through various local banks. These options allow customers to receive a pre-defined bank transfer form and approve the transaction via online banking.

Consider reading: Poland Banking

Credit: youtube.com, Online Banking External Transfers

Here are the key details you need to know about online transfers with Getin Bank:

  • Kod BIC/SWIFT Getin Banku: GBGCPLPK
  • Format IBAN: PL + numer rachunku (26 cyfr)

In order to make international transfers or transfer funds from abroad to a Polish account, you'll need to use the SWIFT code, also known as the BIC code. This is a requirement for international transfers.

Controversies

Getin Bank has been involved in some controversies since joining the Noble Bank in August 2010. They have been fined three times by the UOKiK for wrong practices against their clients and for falsehood.

The bank's car insurance policies were found to be imprecise, allowing them to terminate the obligation to repay a loan immediately. This was in contravention of the signed legislation.

The fine imposed by the UOKiK for this incident was almost 6 million złoty.

Angel Bruen

Copy Editor

Angel Bruen is a seasoned copy editor with a keen eye for detail and a passion for precision. Her expertise spans a variety of sectors, including finance and insurance, where she has honed her skills in crafting clear and concise content. Specializing in articles about Insurance Companies of Hong Kong and Financial Services Companies Established in 2013, Angel ensures that each piece she edits is not only accurate but also engaging for the reader.

Love What You Read? Stay Updated!

Join our community for insights, tips, and more.