Georgia's Own Credit Union Financial Products and Solutions

Georgia's Own Credit Union offers a wide range of financial products and solutions to its members.

Their financial products include checking and savings accounts, certificates, and IRAs.

These accounts are designed to help members save and manage their money effectively.

Georgia's Own Credit Union also offers loans for members, including auto loans and personal loans.

With competitive rates and flexible repayment terms, these loans can help members achieve their financial goals.

The credit union's financial solutions also include financial planning and budgeting tools to help members make informed decisions about their money.

By providing these products and solutions, Georgia's Own Credit Union aims to empower its members to take control of their financial lives.

Georgia's Own Credit Union has a strong presence in the state, with over 150,000 members and 25 locations across Georgia.

The credit union offers a wide range of financial services, including checking and savings accounts, loans, and investment services.

Georgia's Own Credit Union is a well-established financial institution. Their annual revenue was $142.9 million in 2025.

They have a significant presence in Georgia, offering a range of financial services to their members. The Georgia's Own Credit Union annual revenue was $142.9 million in 2025.

Their financial stability is a testament to their sound management practices.

If you're a member of Georgia's Own Credit Union, you have access to a range of credit card options. The regular APR for these cards ranges from 17.24% to 28.99% (Variable).

You can choose from cards with no annual fee, which is a great perk for those who want to keep their expenses low. Some cards require excellent credit, with a credit score of 750 or higher recommended.

Georgia's Own Credit Union offers credit cards that cater to different needs and credit profiles, so it's worth exploring their options to find the best fit for you.

Georgia's Own Credit Union made a top priority of investing in a quality control (QC) audit platform to automate its review process. This decision was driven by process inefficiencies.

The ACES Quality Management & Control software was chosen as the QC audit platform due to its industry-leading features and functionality. By selecting this platform, Georgia's Own gained access to a range of tools, including ACES CONNECT, which allows secure collaboration and monitoring of key data and metrics.

ACES CONNECT enables users to review audit activity, remediate defects, and manage corrective actions in a secure and collaborative environment. This feature was particularly valuable for Georgia's Own, as it allowed them to work more efficiently.

ACES SAMPLING is another feature of the ACES system, which automates criteria-based sampling to create better, larger samples in minutes, not hours. This replaces manual input from multiple files and saves time.

The ACES system also includes ACES REVIEW, which increases loan review speed while reducing defects. This is achieved through the use of ACES Managed Questionnaires, customized question sets, or both.

ACES REPORTING is another valuable feature of the ACES system, which leverages standard or customized templates to produce executive-level reports in minutes, not days. This provides real-time insights to make more informed business decisions.

Here are the key features of the ACES Quality Management & Control software:

If you're in the market for a credit card, it's essential to compare cards to find the one that suits your needs.

The Georgia's Own Credit Union Credit Card has a Regular APR of 18.24% - 28.99% (V) and an Annual fee of $0.

For those with excellent credit, a score of 750+ is recommended to qualify for the card.

The Regular APR for another card offered by Georgia's Own Credit Union is 17.24% - 27.99% (V).

This card also has an Annual fee of $0.

The Platinum Card from Georgia's Own Credit Union is a solid option for those looking for a straightforward rewards card. It earns 1 point per $1 spent on all purchases.

You can redeem those points for cash back, gift cards, travel, charitable donations, and merchandise, which is a nice flexibility. There's no cap on points, and they expire only 5 years from the date earned, so you don't have to worry about losing your rewards.

The card works with popular mobile payment systems like Apple Pay, Samsung Pay, and Google Pay, making it easy to use on the go. It also offers Visa Secure Remote Commerce for simplified online payments.

Here are some key features of the Platinum Card:

Georgia's Own Credit Union is a not-for-profit financial cooperative, which means it's owned and controlled by its members. Members have a say in the direction and decisions made by the credit union.

The credit union was founded in 1954 by a group of employees at the Georgia Railroad and Banking Company. The credit union has since grown to serve over 250,000 members across the state of Georgia.

Georgia's Own, a credit union, had a highly manual quality control process for its consumer lending channel.

Powered primarily by spreadsheets and email, this process was inefficient and time-consuming.

The QC team would pull up to 12 reports from different systems to determine new loan applications.

From there, the team would select sample loans and manually assign them over a 1-2 day period.

The entire process took around 1-2 days to complete, and then another one to two business days to compile the results into a report.

The credit union's directors and regional area managers would then review the report for rebuttal before finalizing the audit.

The NAICS code for Georgia's Own Credit Union is 52213, 522130, 522, 5221, and 52. These codes are used to categorize the credit union's business activities.

Each NAICS code is specific to a particular industry, and having the correct code can be important for various purposes, such as tax purposes or business planning.

The SIC code for Georgia's Own Credit Union is 60, 61, 606, and 616.

Understanding SIC codes is essential for businesses and organizations, as they provide a standardized way to classify industries and activities.

These codes can help you identify the specific sector or industry that a union or credit union operates in, which can be useful for research or comparison purposes.

Georgia's Own Credit Union is classified under multiple SIC codes, indicating its diversified services and operations.

Kevan Williamson is the CTO of Georgia's Own Credit Union. He's the one in charge of the tech side of things there.

The person in charge of the tech side of things is a crucial role in any organization, and it's interesting to see who fills that role in different unions.