
Gas stations have been a staple of our daily lives for decades, providing a convenient way to refuel our vehicles. Many of us have been using credit cards to pay for gas for years, but have you ever wondered how this system works?
In the United States, the majority of gas stations accept major credit cards such as Visa, Mastercard, and American Express. According to the article, 85% of gas stations in the US accept credit cards, making it a widely accepted form of payment.
Most credit card companies charge a small transaction fee to gas stations for processing credit card payments. This fee can range from 1.5% to 3% of the total transaction amount, depending on the credit card company and the gas station's agreement.
As a result, gas stations may pass on these fees to consumers in the form of higher prices at the pump. However, this is not always the case, and some gas stations may absorb the fees themselves to keep prices competitive.
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Gas Station Chains

Shell, ExxonMobil, BP, and Chevron are just a few of the major gas station chains that accept credit cards.
ExxonMobil and BP are also notable for accepting American Express cards, making them a great option for Amex users.
If you're a fan of Caltex, you can pay with your Mastercard and Visa credit card, and you may even receive a rebate depending on your credit card.
Here are some of the major gas station chains that accept credit cards:
- Shell
- ExxonMobil
- BP
- Chevron
- Citgo
- Speedway
- Phillips 66
- 76
- ConocoPhillips
- Murphy USA
- ARCO (at most locations)
Some gas station chains that take American Express include BP, Exxon, Shell, Gulf, Murphy USA, 7-Eleven, Texaco, Mobil, and Hess.
Payment Options
At most gas stations, you can pay for gas with credit cards. Shell, for example, accepts major credit cards like Visa, Mastercard, and American Express at all their stations in the U.S.
To pay for gas with a credit card, you'll usually need to insert your card into the pump and follow the on-screen directions. In some cases, you might be asked to remove your card almost immediately, and in others, you'll need to leave it in and enter your zip code to prevent fraud.
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Major credit cards accepted at most gas stations include Visa, Mastercard, UnionPay, and American Express. You can check with your local gas station to see if they accept your specific credit card.
At SEAOIL, you can pay for fuel purchases with Visa, Mastercard, UnionPay, and American Express. It's always a good idea to check the credit card options at your local gas station before you fill up.
If you're a frequent gas station visitor, you might want to consider getting a gas card. Shell offers their own gas cards, which can be used exclusively at Shell stations.
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Payment Policies
Shell accepts credit card payments, just like all other major gas stations in the U.S. You can use your credit card to pay for gas at the pump or inside the store.
To pay for gas with a credit card, make sure the hose will reach your tank before starting the process. This might seem obvious, but it's worth checking to avoid starting over.

Insert your credit card into the pump and follow the directions. In some cases, you'll be asked to remove your card almost immediately.
Entering your zip code helps prevent fraud by preventing thieves from using your card. This is an important security measure that's in place to protect you.
After your transaction is complete, return the nozzle to the pump and follow the instructions for ending your visit. You might be asked if you want a receipt, so be prepared to press "yes" or "no".
Payment Methods
At most gas stations, including Shell, you can use a credit card to pay for gas. Shell accepts all major credit cards, such as Visa, Mastercard, and American Express, making it easy to fill up your tank.
To use a credit card at the pump, you'll need to insert your card and follow the on-screen instructions. In some cases, you might be asked to remove your card immediately, while in others, you can leave it in and enter your zip code.
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Entering your zip code is an important step to prevent fraud, as it helps prevent thieves from using your card. You'll be asked to remove your card after it's been authorized, and you'll receive a message confirming the transaction.
As you're done, return the nozzle to the pump and follow the instructions for ending your visit. You might be asked if you want a receipt, so be sure to press "yes" or "no" accordingly.
Travel and Payment
If you're traveling from abroad and need to pay for gas, there are a few workable solutions depending on your country of origin. Most gas stations in the US won't work with just any zip code, but there are some codes that have historically worked for foreign cards.
One such code is 90210, which is a familiar zip code for many international visitors. Another option is 00000, but its success rate is reportedly around 20%.
If you're a Canadian, you can enter the numbers from the postal code of the Canadian city where you live, plus 00. For example, if your billing address is in Montreal, you would enter '21200'.
Entering a zip code helps prevent fraud by preventing thieves from using your card.
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Payment Information

Shell accepts credit card payments, just like all other major gas stations in the U.S., and offers their own gas cards, the Shell Gas Card and the Shell Credit Card.
To pay for gas with a credit card at the pump, start by making sure the hose will reach your tank. Insert your card into the pump, follow the directions, and be prepared to remove your card almost immediately.
Entering a zip code helps prevent fraud by preventing thieves from using your card. You might hear a beep that alerts you to remove your card after it's authorized.
Unioil
Unioil accepts a variety of payment methods, making it convenient for customers to pay for their transactions.
One of the payment options available at Unioil is credit cards, specifically Mastercard, Visa, and JCB.
GrabPay is also accepted at Unioil, allowing customers to use their mobile wallets for payments.
WeChat Pay and Maya QR are other payment methods that Unioil supports, providing customers with flexibility in choosing how they pay.
Petron Value Card

If you're looking for a credit card that offers rewards for fuel purchases, you might want to consider a Petron Value Card.
These cards earn Petron Peso Points each time you buy Petron products, such as fuels, Gasul LPG, and lubricants using cash, credit cards, and debit cards.
You can also enjoy year-round personal accident insurance with ₱10,000 accidental death and disablement coverage and ₱1,000 worth of medical reimbursement.
Additionally, cardholders who meet the eligibility criteria can get free 24-hour towing and roadside assistance.
Here are some of the benefits you can get with a Petron Value Card:
- Earn Petron Peso Points
- Year-round personal accident insurance
- Free 24-hour towing and roadside assistance (for eligible cardholders)
- Exclusive privileges at select major establishments
Sources
- https://wallethub.com/answers/cc/gas-stations-that-accept-credit-cards-2140866700/
- https://wallethub.com/answers/cc/what-stations-take-american-express-2140673834/
- https://maphappy.org/how-to-pay-for-gas-in-the-u-s-with-a-foreign-credit-card/
- https://www.moneymax.ph/credit-card/articles/gas-stations-that-accept-credit-cards
- https://www.sapling.com/6528195/use-creditdebit-cards-gas-pump
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