
The Free Spirit Card from Bank of America is a fantastic way to earn rewards and travel more. The card offers 3x points on gas purchases, which can add up quickly, especially if you're a frequent traveler.
With the Free Spirit Card, you can earn 25,000 bonus points after making $1,000 in purchases within the first 90 days. This is a great incentive to get started with the card and start earning rewards right away.
To redeem your points, you can choose from a variety of travel options, including flights, hotels, and rental cars. The points can also be redeemed for statement credits or transferred to your Bank of America checking or savings account.
Recommended read: How to Travel for Free Using Credit Cards
Benefits and Perks
The Free Spirit card from Bank of America offers a range of practical benefits that make it a great choice for frequent travelers. You'll receive a 25% discount on inflight food and beverages, which can add up to significant savings over time.

One of the standout features of the card is the ability to earn points that never expire, as long as you have the Free Spirit Travel More card or its no-annual-fee sibling. This means you can accumulate points over time without worrying about losing them.
With the Free Spirit Travel More card, you'll also get Shortcut Zone 2 boarding, which allows you to board your flight sooner than others. This can be a huge perk, especially during peak travel times.
Here are some of the key benefits and perks of the Free Spirit card:
The Free Spirit Travel More card also offers a range of rewards, including earning 3 points per $1 on eligible Spirit purchases, 2 points per $1 on eligible dining and grocery stores, and 1 point per $1 on all other purchases. This can help you accumulate points quickly and redeem them for flights and other travel-related expenses.
For more insights, see: Spirit Master Card
Rates and Fees

The Free Spirit Card from Bank of America has some important details to consider when it comes to rates and fees. The annual fee is $0 for the first year, then $79, which is a decent rate considering the benefits you'll get.
You'll earn rewards points at a rate of 1x-3x, depending on your purchase. There's also a bonus offer of 50,000 bonus points plus a $100 companion flight voucher after making at least $1,000 in purchases within the first 90 days of account opening.
One thing to note is that the intro APR is not available, so you'll need to pay attention to the ongoing APR, which ranges from 20.24%-28.24% Variable APR. If you need to make a balance transfer, be aware that there's a fee of 4% of the amount of each transaction.
Fortunately, there's no foreign transaction fee, which is a plus if you travel abroad. And, as a bonus, if you have the Free Spirit Card, you won't have to pay a redemption fee for award flights.
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Rewards and Sign-up Bonus

The Free Spirit card from BofA offers a generous sign-up bonus of 60,000 points, which I personally value at $1,000. You can earn this bonus by spending $1,000 within three months of opening the card.
The card also features a $100 companion flight voucher, which can be a huge perk for travelers. To qualify for this voucher, you need to make at least $1,000 in purchases within the first 90 days of account opening.
One of the best things about this card is that it earns bonus rewards on more than just travel-related spending. You'll earn 2 points per $1 spent on eligible dining and grocery store purchases, which is a great deal.
Here's a breakdown of the card's earning rates:
- 3X Spirit points per dollar on Spirit purchases
- 2X Spirit points per dollar at restaurants and grocery stores
- 1X Spirit points per dollar on all other purchases
To redeem your points, you'll need 1,000 points for the Free Spirit Points + Cash program. However, if you want to cover a flight with points completely, you'll need a minimum of 2,500 points. Luckily, there are no blackout dates and your points never expire as long as you remain a cardholder.
Frequently Asked Questions
Is free spirit a credit card?
Yes, the Free Spirit Travel Mastercard is a credit card that offers rewards and benefits with no annual fee. It's a great option for travelers looking for a hassle-free credit card experience.
What bank is free spirit mastercard?
The Free Spirit World Elite Mastercard is issued by Bank of America. Learn more about its benefits and features.
Sources
- https://shark-tangerine-nwdn.squarespace.com/home/credit-card-review-bank-of-america-free-spirit-travel-more
- https://www.nerdwallet.com/reviews/credit-cards/free-spirit-travel-more
- https://wallethub.com/answers/cc/spirit-credit-card-login-1000308-2140787260/
- https://www.doctorofcredit.com/bank-of-america-launches-new-spirit-free-spirit-credit-card-40000-points/
- https://www.usatoday.com/money/blueprint/credit-cards/reviews/free-spirit-travel-more-world-elite-mastercard/
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