
Forsikringsselskapet Norge is a Norwegian insurance company that offers a wide range of insurance products to individuals and businesses.
The company was founded in 1996 and has since grown to become one of the largest insurance companies in Norway.
Forsikringsselskapet Norge is headquartered in Oslo, Norway's capital city, and has a strong presence in the country's insurance market.
The company's mission is to provide its customers with reliable and affordable insurance solutions that meet their unique needs.
Consider reading: Nordea Bank Norge
History and Former Providers
There are several insurance companies in Norway that have been acquired, rebranded, or shut down over the years. Here are some examples of former insurance providers:
In the past, several notable insurance companies have ceased operations or changed names. Codan Forsikring and Insr Insurance Group are two examples of companies that have undergone significant changes. Jernbanepersonalets Forsikring and Møretrygd are also among the former providers listed.
Here's a list of some of the former insurance providers in Norway:
- Codan Forsikring
- Insr Insurance Group
- Jernbanepersonalets Forsikring
- Komplett Forsikring
- Møretrygd
- Nemi
- OBOS Forsikring
- Rema 1000 Forsikring
- Tennant Forsikring
- Tide Forsikring
- Troll Forsikring
- Vardia Forsikring
Assuranceforeninger

Assuranceforeninger have been a vital part of Norway's maritime industry for a long time.
These organizations offer ship insurance and liability coverage to shipping companies, offshore industries, and other businesses operating at sea. They often operate as mutual companies.
The largest Assuranceforeninger in Norway are also among the largest globally. Here are the top three:
- Assuranceforeningen Gard
- Assuranceforeningen Skuld
- Norwegian Hull Club
Tidligere Forsikringstilbydere
Let's take a look at some of the former insurance providers in Norway. Codan Forsikring, for instance, is one of them. Insr Insurance Group is another example. Jernbanepersonalets Forsikring and Komplett Forsikring have also been part of the insurance market in Norway. Møretrygd and Nemi are two more companies that have either been bought out or rebranded.
Here's a list of some of the former insurance providers in Norway:
- Codan Forsikring
- Insr Insurance Group
- Jernbanepersonalets Forsikring
- Komplett Forsikring
- Møretrygd
- Nemi
- OBOS Forsikring
- Rema 1000 Forsikring
- Tennant Forsikring
- Tide Forsikring
- Troll Forsikring
- Vardia Forsikring
In some cases, switching insurance providers can lead to significant savings. If you're young and looking to choose an insurance provider for the first time, there are a few things you should keep in mind.
Top Providers in Norway

There are over 20 insurance companies in Norway, with the four largest being Gjensidige, If, Tryg, and Fremtind (Sparebank 1 and DNB).
The four largest insurance companies in Norway account for a significant portion of the market, with Gjensidige holding the largest market share at 26.3% in 2023.
If is the second-largest insurance company in Norway, with a market share of 21.3% in 2023.
Fremtind, which is made up of Sparebank 1 and DNB, holds a market share of 14.7% in 2023.
Tryg is the fourth-largest insurance company in Norway, with a market share of 13.4% in 2023.
Other notable insurance companies in Norway include Eika, Frende, Storebrand, and KLP, which together make up around 24.2% of the market.
Here is a list of some of the top insurance providers in Norway:
- Gjensidige
- If
- Fremtind (Sparebank 1 and DNB)
- Tryg
- Eika
- Frende
- Storebrand
- KLP
Customer Satisfaction
Customer Satisfaction is a key factor to consider when choosing a forsinringsselskap. According to Norsk Kundebarometer, Gjensidige had the most satisfied customers in 2023, followed by If Forsikring, Tryg, and Fremtind.
If you're looking for a forsinringsselskap with high customer satisfaction, you might want to consider these top performers. However, don't let customer satisfaction be the only factor in your decision - make sure to also consider the price.
In fact, if you're on the hunt for affordable forsinring, don't choose a selskap just because of its friendly service if it means lower coverage and higher costs. Instead, prioritize the actual price you'll pay and compare offers from multiple selskap.
To make things easier, you can use Tjenestetorget.no to compare offers from several forsinringsselskap at once. This way, you can get a better deal and save time by not having to contact each selskap individually.
Here's a breakdown of the top customer satisfaction rankings from Norsk Kundebarometer and EPSI Norway:
Choosing a Provider
Choosing a provider is a crucial step in finding the right insurance company for you. It's essential to understand the different types of insurance you need, so don't be afraid to take some time to figure it out.
To avoid being double-insured, make sure to check if you're already covered through your workplace or a professional organization you're a member of. This can save you a lot of money in the long run.
When evaluating different insurance companies, pay attention to the coverage and excess amounts. The coverage shows what the insurance actually covers in case of damage or loss, while the excess is the amount you need to pay yourself before the insurance kicks in.
To get a better understanding of the costs involved, calculate the monthly premium for each insurance company and weigh it against the coverage and excess amounts. This will give you a clear picture of what you're getting for your money.
Here are some key things to consider when choosing an insurance company:
- Finn ut hvilke forsikringer du trenger: Bruk litt tid på å finne ut hvilke forsikringer du trenger og ikke, og sørg for at du ikke er dobbeltforsikret.
- Sjekk dekning og egenandel: Dekningen viser til hva forsikringen faktisk dekker i tilfelle skade eller tap. Egenandelen er beløpet du må betale selv før forsikringen dekker resten.
- Forsikringspremie: Hvor mye må du betale for forsikringen fra måned til måned?
Ved Valg Eller Bytte Av?
When choosing a provider, it's essential to consider what kind of coverage you need. You should find out which insurance policies you require, and make sure you're not double-insured.
To ensure you're not over-insured, consider the following types of insurance: Hvilke forsikringer trenger du?Pass på at du ikke er dobbeltforsikret.
You should also think about the level of coverage you need. What would you pay out of pocket in case of an accident or damage? The article suggests that you should "sørg for at du ikke er dobbeltforsikret" and "slik at du forstår hva som skal til for å få penger hvis noe skulle skje."
Additional reading: Cassa Centrale Banca - Credito Cooperativo Italiano
In addition to coverage, you should also consider the cost of the insurance policy. How much will you pay each month? This should be weighed against the level of coverage you receive.
It's also a good idea to think about the type of accidents or damage that are most likely to occur. Are you more likely to experience a small or large accident? The article suggests that you should "skill mellom store og små ulykker/skader" and "vurder hva du reelt sett kan betale for selv gjennom en bufferkonto."
Er du kunde i et utenlandsk selskap?
If you're a customer of a foreign company, you should know that Norwegian companies and those from the EEA area with a branch in Norway are part of the Guarantee Scheme for Insurance.
You're not covered by the Norwegian guarantee scheme if you're a customer of a foreign company without a branch in Norway, which engages in cross-border business.
Here's an interesting read: Norwegian Hull Club
If that's your situation, you should contact your insurance provider or broker to find out if there's a guarantee scheme in their home country and if you're covered there.
Foreign insurance intermediaries can start operating in Norway through a branch or as cross-border business one month after the Financial Supervisory Authority has received a notification from the supervisory authority in their home country about the planned business.
Insurance agencies from EEA countries can start operating in Norway after notifying the relevant authority in their home country.
Foreign insurance companies with headquarters outside the EEA can establish a branch in Norway with special permission from the Financial Supervisory Authority. The laws in Norway apply as far as they are relevant.
Frequently Asked Questions
Hva er Norges beste forsikringsselskap?
Norges beste forsikringsselskap er Tryg etter en test gjennomført av Norsk Familieøkonomi i 2021. Tryg vant kåringen som beste husdyrforsikringsselskap i landet
Er Storebrand og Gjensidige det samme?
Storebrand and Gjensidige are not the same company, but there has been a significant connection between them in the past. Gjensidige was once the largest shareholder of Storebrand, owning 24.33% of the company's shares.
Sources
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