Florida CNA Benefits Insurance and Its Importance

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Florida CNA benefits insurance is a vital aspect of a certified nursing assistant's career, providing financial security and peace of mind. In Florida, CNAs can earn a median annual salary of $28,000, but with benefits insurance, they can enjoy additional perks.

Having benefits insurance can help CNAs cover unexpected medical expenses, including hospital stays and surgeries. Florida law requires employers to provide workers' compensation insurance to their employees, which can help CNAs recover from work-related injuries.

In Florida, CNA benefits insurance can also include life insurance, which can provide financial support to loved ones in the event of the CNA's passing. This can be especially important for CNAs who are the primary breadwinners in their households.

What Is CNA Insurance?

CNA insurance safeguards personal assets in case of an unexpected accident, covering fees for legal obligations and financial losses from medical malpractice lawsuits.

As a certified nursing assistant, you perform a wide range of services, making liability insurance essential to protect yourself from unexpected expenses resulting from a legal claim.

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Malpractice insurance for CNAs is portable and provides peace of mind, even if you change jobs. This means you can take your coverage with you wherever you go.

It's crucial to have a separate individual certified nursing assistant professional liability insurance policy, as many healthcare professionals make the mistake of relying solely on an employer's policy.

Risks and Insurance

As a certified nursing assistant (CNA) in Florida, you're at risk of being held liable for professional negligence. This can happen even if you're just in the room or serving as a liaison, whether the task at question was of your doing or not.

You could be held accountable in a medical malpractice lawsuit, which can result in financial losses and damage to your reputation. CM&F's nursing assistant insurance coverage is designed to protect your personal assets and cover unexpected legal costs in the event of a lawsuit.

Having liability insurance is essential for CNAs, as it provides protection for unexpected expenses that can result from a legal claim, whether the accusation is true or false. Our coverage is portable and gives healthcare professionals peace of mind, even if they change jobs.

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Here are some benefits of having certified nursing assistant professional liability insurance:

  • Coverage Options up to $2 Million per Claim
  • Full Consent to Settle Claims
  • Telemedicine/Telehealth Coverage
  • License Defense Coverage
  • Defense Costs in Addition to Liability Limits
  • Sexual Misconduct Defense
  • HIPAA Defense Coverage
  • 24/7 Portable Coverage That Covers You Everywhere You Go – Even in Volunteer, Telehealth, or Moonlighting Assignments

It's essential to have an individual certified nursing assistant professional liability insurance policy that is separate from any employer policy. Many healthcare professionals make the mistake of solely relying on an employer's policy and eventually find out that insurance only provides partial or no coverage at all.

Insurance Options

As a certified nursing assistant in Florida, you're at risk of being held liable for any professional negligence, which is why having the right insurance is crucial.

You could be held accountable in a medical malpractice lawsuit just for being in the room or being the liaison, whether the task at question was of your doing or not.

CM&F's nursing assistant insurance coverage is designed to protect your personal assets and cover unexpected legal costs in the event of a lawsuit.

Cost and Insurance

As a certified nursing assistant, you'll need to consider the costs of your education and career. Tuition and fees for the program can total $390, with additional costs for books and supplies at $314.

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Health requirements may add up to around $975, including liability insurance and background checks. You'll also need to factor in the cost of physical exams, immunizations, and accident insurance, which can range from $52 to $975.

Certification costs are additional, but completing the program will make you eligible to take the Certified Nursing Assistant (CNA) licensing exam in Florida. The state's Ready to Work program is also an option for graduates.

Frequently Asked Questions

Do CNA's get benefits?

Yes, CNA employees receive a variety of benefit plans to support their current and future needs. Our flexible benefits program allows you to customize your benefits to fit your individual priorities.

Angelo Douglas

Lead Writer

Angelo Douglas is a seasoned writer with a passion for creating informative and engaging content. With a keen eye for detail and a knack for simplifying complex topics, Angelo has established himself as a trusted voice in the world of finance. Angelo's writing portfolio spans a range of topics, including mutual funds and mutual fund costs and fees.

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