Florida Blue Dental Insurance Plans for Individuals and Families

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Vivid pink bougainvillea flowers contrasting against a bright blue sky, captured outdoors in Orlando, Florida.
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Florida Blue offers a range of dental insurance plans designed for individuals and families. These plans provide comprehensive coverage for routine cleanings, fillings, and other dental procedures.

You can choose from several different plan options, including the BlueCare Dental plan, which offers affordable coverage for individuals and families. This plan covers a wide range of services, including preventive care, fillings, crowns, and root canals.

With Florida Blue dental insurance, you'll have access to a network of participating dentists, making it easy to find a provider near you. Some plans also offer additional benefits, such as orthodontic coverage and dental implants.

Florida Blue dental insurance plans are designed to fit a variety of budgets and needs, so you can choose the plan that's right for you.

Choose a Plan That's Right for You

If you're not satisfied with your current dental insurance coverage, you can consider enrolling in a separate or stand-alone plan.

You can buy a separate or stand-alone dental plan from Anthem at any time of the year.

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These plans cover a wide range of services, including routine preventive care and complex procedures like root canals.

A dental plan can save you money on dental care and help protect the health of you and your family.

Here are some benefits of separate or stand-alone dental plans:

  • Covers cleanings, exams, and X-rays at 100% with no waiting period when you visit a dentist in your plan’s network.
  • Provides coverage for complex procedures like root canals.
  • Can be purchased at any time of the year.

Plan Options

You have several plan options to choose from with Florida Blue dental insurance. Separate or stand-alone dental plans can be bought at any time of the year and cover routine preventive care to complex procedures like root canals.

You can enroll in a plan like Anthem's separate or stand-alone dental plan, which covers cleanings, exams, and X-rays at 100% with no waiting period when you visit a dentist in their network. This can save you money on dental care and help protect the health of you and your family.

If you're looking for a PPO plan, consider Florida Blue's Essential Choice PPO Dental Plans. These plans offer a range of options to help you save money on dental care, including diagnostic and preventive care covered at 100% with no waiting period.

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Here are some key features of Florida Blue's dental plans:

Essential Choice PPO

The Essential Choice PPO is a great option for individuals or families looking to save money on dental care. It offers a range of options to fit your needs.

You can visit any dentist you prefer, or pay less when you choose a dentist from their extensive PPO network. This flexibility is a big plus, especially if you have a favorite dentist.

Here are some key benefits of the Essential Choice PPO:

  • Diagnostic and preventive care covered at 100% with no waiting period
  • No deductible for diagnostic and preventive services when you visit a doctor in your plan’s network
  • Shorter waiting periods than traditional plans for basic, complex, and major services
  • Higher annual benefit maximums up to $2,500

With these benefits, you can get the dental care you need without breaking the bank.

Blue Choice Plus

Blue Choice Plus offers a wide range of benefits that make it a great option for those looking for flexibility in their dental care.

You'll have access to a network of over 100,000 dentists across the country, ensuring that you can find a dentist that fits your needs.

In Florida, you can choose from nearly 7,500 dentists, giving you a wealth of options for routine care and more complex procedures.

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No referrals or authorizations are necessary to see a specialist, making it easy to get the care you need.

Out-of-network coverage is also available, so you can get care from dentists outside of the network if needed.

The coinsurance percentages for preventive, basic, and major dental care are the same, whether you're seeing a dentist in-network or out-of-network, making it easier to budget for your care.

Members have online access to their dental benefits through their Florida Blue account, making it easy to keep track of your coverage and benefits.

Blue Choice

Blue Choice offers a range of benefits that make it a popular option for individuals and families. With access to nearly 7,500 dentists in Florida and a national network of over 100,000 dentists, you'll have plenty of choices when it comes to finding a dentist.

You can choose from a network of dentists with no need for referrals or authorizations, making it easy to get the care you need. Out-of-network coverage is also available, so you're not limited to just in-network providers. In fact, in- and out-of-network benefits are based on the same coinsurance percentages for preventive, basic, and major dental care.

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The Blue Choice plan is part of the BlueDental Choice Plus option, which also includes industry-leading Oral Health for Overall Health and Maximum Rollover programs. These programs help you save money and stay on top of your oral health.

Here are some key benefits of the Blue Choice plan:

  • Nearly 7,500 dentists in Florida to choose from
  • Access to a national network of over 100,000 dentists
  • Out-of-network coverage
  • No referrals or authorizations are necessary to see a specialist
  • In- and out-of-network benefits are based on the same coinsurance percentages for preventive, basic, and major dental care

Blue Copayment

The Blue Copayment plan is a great option for those who want predictable and affordable dental care. You'll have access to a vast network of dentists to choose from.

With over 4,000 dentists in Florida to select from, you'll never be far from quality dental care. You'll also have access to a national network of 60,000 dentists.

Here are some key benefits of the Blue Copayment plan:

  • Fixed copayments for in-network services
  • No referrals or authorizations are necessary to see a specialist
  • Out-of-network coverage

You'll also appreciate the convenience of online access to your dental benefits through your Florida Blue account. This allows you to easily track your coverage and stay on top of your dental care.

More Savings

People Pointing at a Dental Shade Guide
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If you're looking for ways to save money on dental care, you're in luck. Separate or stand-alone dental plans can cover routine preventive care to complex procedures like root canals.

You can choose from a network of 1,500 dentists in Florida with BlueDental Care. However, keep in mind that this plan has no national network access, no out-of-network coverage, and no specialist coverage.

BlueDental Choice and Choice Copayment PPO plans feature top-rated effective discounts in Florida. These discounts can add up to significant savings for businesses and their employees.

Our Oral Health for Overall Health program helps employees with eligible medical conditions affected by oral health get significant medical cost savings. This is a unique offering that stand-alone dental plans can't provide.

Here are some of the benefits you can get with BlueDental Choice and Choice Copayment PPO plans:

  • Discounts on cosmetic and orthodontic services from our network of participating providers
  • Special preferred rates offered by Byte Clear Aligners, a convenient at-home treatment for straightening teeth
  • The Maximum Rollover benefit, which allows you to save a portion of your unused benefit dollars for use the following year

This benefit gives you added security to cover the cost of unexpected dental costs in the future. Our plans offer one of the highest rollover amounts of any dental carrier in Florida.

Frequently Asked Questions

What is the average monthly cost of dental insurance in Florida?

The average monthly cost of dental insurance in Florida is between $23 and $57 for individuals and $42 to $165 for families. Actual costs may vary based on plan details and providers.

What is the best dental plan in Florida?

For a dental plan in Florida, consider Delta Dental for its comprehensive coverage and efficient claims process.

Teresa Halvorson

Senior Writer

Teresa Halvorson is a skilled writer with a passion for financial journalism. Her expertise lies in breaking down complex topics into engaging, easy-to-understand content. With a keen eye for detail, Teresa has successfully covered a range of article categories, including currency exchange rates and foreign exchange rates.

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