First Guaranty Bank Overview and Financial Details

First Guaranty Bank is a community bank with a long history of serving the financial needs of its customers. Founded in 1920, the bank has been around for nearly a century.

First Guaranty Bank is headquartered in Baton Rouge, Louisiana, and operates 36 locations across the state. Its main office is located at 1 First Guaranty Plaza, Baton Rouge, LA 70802.

With assets of over $2.5 billion, First Guaranty Bank is a significant player in the Louisiana banking market.

First Guaranty Bank's leadership has a strong track record of community involvement and financial expertise.

The bank's leadership team has a combined experience of over 100 years in the financial industry, with many members serving on local boards and committees.

First Guaranty Bank's commitment to community development is evident in its leadership's involvement with local organizations such as the United Way and the Chamber of Commerce.

The bank's president and CEO has been recognized as one of the top 100 most influential people in the state, a testament to the bank's influence and reputation.

First Guaranty Bank's leadership team has a deep understanding of the local market and economy, allowing them to make informed decisions that benefit both the bank and the community.

The bank's leadership has a strong focus on employee development, with many team members having advanced degrees and certifications in finance and banking.

First Guaranty Bank offers a range of deposit accounts, including checking and savings accounts, to help customers manage their finances.

Their checking account comes with a low monthly fee of $10, which can be waived with a minimum daily balance of $1,000.

The bank also provides a 0.05% APY on their savings account, which is a relatively low interest rate compared to other banks.

First Guaranty Bank's deposit accounts are FDIC-insured, giving customers peace of mind knowing their deposits are insured up to $250,000.

Annual revenue is a key financial metric that represents the total income earned by a company over a specific period of time, typically a year.

The annual revenue of First Guaranty Bank was $103.3 million in 2025.

This figure can fluctuate from year to year and is often influenced by various factors such as market conditions, business operations, and economic trends.

First Guaranty Bank's annual revenue of $103.3 million is a significant amount, indicating the bank's stability and growth in the financial sector.

Annual revenue is an essential metric for investors, analysts, and stakeholders to assess a company's financial performance and make informed decisions.

SIC Code is a numerical classification system used to categorize businesses based on their primary industry or activity. The SIC code for First Guaranty Bank is 602, 60.

SIC codes are used to identify the type of business and provide a standardized way to classify companies. This information can be useful for financial analysis and comparison.

First Guaranty Bank has a SIC code of 602, 60, indicating that it is a commercial bank.

First Guaranty Bank and Trust Company of Jacksonville provides its customers with dividend information, which can be a valuable resource for investors.

The bank's dividend history is available for review, offering a glimpse into the company's past dividend payments.

Dividend payments can be a significant source of income for investors, especially for those who have held onto their shares for an extended period.

Unfortunately, there is no information available on the frequency or yield of the bank's dividend payments.

First Guaranty Bank's assets have been acquired by CenterState Bank of Florida, N.A.

The acquiring bank, CenterState Bank of Florida, N.A., has taken over all deposit accounts from First Guaranty Bank, with the exception of those held by Cede & Co. These accounts are now available for use at the former First Guaranty Bank locations, which will reopen as branches of CenterState Bank of Florida, N.A.

Your deposits will be separately insured for six months after the bank's failure, providing an extra layer of protection.

You can contact an FDIC representative by calling 1-800-508-8289 with any questions about your transferred accounts.

For general questions about FDIC deposit insurance coverage, call 1-877-275-3342 or visit the FDIC's Electronic Deposit Insurance Estimator, EDIE.

First Guaranty Bank has a long history of serving the community, with over 100 years of experience.

The bank's claims process is straightforward, with a dedicated team handling all complaints and issues.

One notable claim is the bank's commitment to resolving disputes quickly, with an average resolution time of just 30 days.

In terms of priorities, First Guaranty Bank focuses on providing excellent customer service, with a team of experienced professionals available to assist with any questions or concerns.

First Guaranty Bank and Trust Company of Jacksonville recently made some significant changes, laying off 15% of its workforce. This move was likely a difficult decision, but one that may have been necessary to ensure the bank's long-term stability.

The bank's dividend history suggests that they have a history of paying dividends, but their most recent decision to cut their dividend may indicate a shift in priorities.

The bank's dividend history shows that they have been paying dividends regularly, but it seems that they have now decided to cut their dividend payments.

In the United States, claims are paid out in a specific order, as mandated by Federal law.

Claims are paid out after administrative expenses, and the order of priority is clear.

Depositors are at the top of the list, with their claims being paid out first.

General Unsecured Creditors come next, with their claims being paid out after those of depositors.

Subordinated Debt holders are paid out after General Unsecured Creditors.

Stockholders are at the bottom of the list, with their claims being paid out last.

Here's a quick rundown of the priority order:

First Guaranty Bank's Center is its main hub, where customers can access a wide range of services.

Located in downtown Baton Rouge, the Center is easily accessible by car or public transportation.

From personal banking to business services, the Center offers a variety of resources for customers.

The Center is staffed by experienced bankers who are happy to help with any questions or concerns.

With extended hours on weekdays, customers can visit the Center during their lunch break or after work.