First Community Credit Union Savings Account Interest Rate Information

First Community Credit Union offers a competitive savings account interest rate that can help your money grow over time.

The interest rate for First Community Credit Union's savings account is variable, meaning it can change over time.

Rates may be higher for certain account types, such as youth savings accounts, which can encourage young people to start saving early.

First Community Credit Union's savings account requires a minimum balance to earn interest, which helps to keep costs low for members.

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The interest rates for certificates at First U.S. are quite competitive, with rates ranging from 1.982% to 3.445% APY, depending on the term and minimum balance.

For shorter terms, such as 3 and 6 months, the rates are relatively low, but they increase significantly for longer terms like 24 and 36 months.

Here's a breakdown of the rates for certificates with different minimum balances:

The Smart Start Savings Account has a blended APY, with rates ranging from 4.00% to 0.14% APY, depending on the balance tier.

The Regular & Special Savings account has a dividend rate of 0.05% APY, which is earned on balances of $250 or more.

The Security+ Checking account has a dividend rate of 1.49% APY, but to qualify for this rate, you must have at least 20 posted debit card transactions per month.