
First Bank's mobile banking service allows users to access their accounts and perform various transactions using their mobile phones. This service is available 24/7.
To activate mobile banking, you need to dial *894*0# from your registered phone number. This code will direct you to a menu where you can select your preferred language and continue with the registration process.
Once registered, you can use the USSD code *894*0# to access your account and perform transactions such as checking your balance, making payments, and transferring funds.
First Bank's mobile banking service is secure and convenient, allowing users to manage their finances on the go.
What Is First Bank Code
First Bank Code is a set of numbers used to identify a First Bank account in Nigeria. It's usually a 3-digit code that's required for transactions.
The code is used to verify the account holder's identity and ensure that funds are transferred to the correct account. This helps prevent unauthorized transactions and keeps your money safe.
To find your First Bank code, you can check your account statement or visit a First Bank branch with your account details.
What Is the First Bank Code

The First Bank Code is a unique identifier assigned to customers by First Bank, a financial institution in Nigeria.
First Bank Code is a nine-digit code that starts with a zero, followed by the bank's unique code, and ends with a unique customer number.
This code is used for online transactions, bill payments, and other banking services, making it an essential piece of information for customers.
You can find your First Bank Code on your debit card, on your FirstBank mobile app, or by contacting the bank's customer service.
The First Bank Code is used to verify your identity and ensure secure transactions, so it's essential to keep it confidential and never share it with anyone.
Using Codes
You can use USSD codes to carry out various transactions on your FirstBank account, including transferring money and checking your balance.
To make a transfer, dial *894*amount of money to send*account number#.
The process is straightforward: dial *894#, select "2" to "transfer", choose a destination bank, enter the recipient's account number, and confirm the details of the transaction.
There's a fee of N10 each time you check your balance using the *894*00# code.
To use the USSD code for transfer, ensure you have enough money in your FirstBank account.
You can also use the *894# code to access other services, including transferring money.
Airtime Purchase
To buy airtime from First Bank, you can use their USSD code. Dial *894# from your mobile phone to get started.
Select the option for airtime purchase, usually option 2 or similar. This will take you to the next step in the process.
You can choose to recharge your own phone or another phone number. Just enter the phone number you want to recharge.
Next, enter the amount of airtime you wish to purchase. You can do this by dialing *894*Amount#. For example, if you want to recharge N1,000 airtime, dial *894*1000#.
Confirm the transaction with your PIN to complete the process. Your phone will be credited with the specified amount of airtime within seconds.
Other Transactions
You can use the First Bank USSD code for various other transactions beyond just checking your account balance.
To buy data, dial *894*2# for yourself or *894*2*PHONE NUMBER# for others.
Buying data using the First Bank USSD code is a convenient way to top up your data plan without having to physically visit a bank branch.
More About Transfer
The FirstBank transfer code is specifically designed for sending money, so you can't use it for other banking services. You can initiate transactions at any time, day or night, thanks to its 24/7 availability.
To use the transfer code, you must possess an active FirstBank account. This code can only be utilized on SIM cards that have been activated or linked to a FirstBank account.
The transfer code does not rely on a data connection to send money, it functions independently. This means you can send money even in areas with poor network coverage.
Account Management
Managing your First Bank account is a breeze, thanks to their online portal and mobile app. You can easily log in to view your account balance, transaction history, and account details.
To access your account online, simply go to the First Bank website and click on the "Login" tab, where you can enter your username and password.
First Bank also offers a mobile banking app that allows you to manage your account on-the-go. With the app, you can transfer funds, pay bills, and even deposit checks remotely.
How to Check Account Balance Without an ATM Card
If you're a FirstBank account holder, you can check your balance without using your ATM card through the USSD code *894# or the FirstBank mobile app.
First, you need to register and activate your line to check your balance using the USSD code on your mobile.
To activate your line, dial *894*0# using the mobile line linked to your account. Using any other line apart from the linked one will not work.
You'll see a list of your debit card numbers on your phone's screen, and you need to choose the debit card you want to activate.
After choosing your debit card, you'll be required to put your 4-digit PIN code on your chosen card. Enter the PIN and tap send.
You'll then be requested to create a 5-digit PIN code.
Once your phone is activated, you can check your balance using the USSD code.
To do this, dial *894*00# on the phone number linked to your account.
You'll be requested to enter your 4-digit PIN, so enter it and tap send.
Your balance will appear on your mobile screen, and a text message will also be sent to you on your phone showing your balance.
Note that this service is not offered for free, and there is a fee of N10 each time you check your balance. This amount is deducted from your account as a fee for the service.
Here are the steps to check your balance using the USSD code:
- Dial *894*00# on the phone number linked to your account.
- Enter your 4-digit PIN and tap send.
- Your balance will appear on your mobile screen.
- A text message will also be sent to you on your phone showing your balance.
How to Buy Airtime
Buying airtime is a straightforward process with First Bank's USSD code. Simply dial *894# from your mobile phone.
To purchase airtime, you'll need to select the option for airtime purchase, usually option 2 or similar. This will prompt you to choose whether you want to recharge your phone or another phone number.
You can recharge your own phone or another phone number using the USSD code. To do this, dial *894*Account Number# and confirm the transaction with your PIN.
If you want to buy airtime from FirstBank, dial *894*Amount#. For example, if you want to recharge N1,000 airtime, dial *894*1000#.
Transfer Process
To transfer money to another bank using FirstBank's transfer code, dial *894# and follow the prompts. You can transfer money to any other Nigerian bank.
FirstBank's transfer code allows you to transfer money to any other bank, making it a convenient option for sending and receiving funds. This feature is available 24/7, allowing you to make transactions at any time.
What Is Transfer Code
So, what is transfer code? It's a unique code given to students to transfer their credits from one institution to another. This code is usually 10 digits long and is specific to each student.
Transfer code is used to verify the authenticity of a student's transcript. It's like a secret password that only the student and the sending institution know.
The transfer code is usually provided on the student's transcript, and it's essential to include it when applying to another institution.
Loan Approval Process
The loan approval process for First Bank customers is quite straightforward. To initiate a loan request, customers can dial *894# from their mobile phone.

Selecting the option for loans, usually option 4 or similar, is the next step in the process. This allows customers to follow the prompts and provide necessary information, such as the loan amount and repayment period.
Follow the prompts carefully to avoid any delays in the loan approval process. Reviewing the terms and conditions of the loan is also crucial, so customers can understand what they're getting into.
Once customers have reviewed the terms and conditions, they can confirm their request with their PIN. This final step completes the loan approval process, and customers can expect to receive their loan amount shortly.
Here's a quick summary of the loan approval process:
What is the Transfer Code for Checking Balance?
To check your balance, you need to dial *894*00#. This is the FirstBank transfer code for checking balance.
You will receive an SMS notification that will show all your account balances.
Transfer Information
FirstBank's transfer code is a game-changer for anyone who wants to send money quickly and safely. You can use this code to transfer money to any other Nigerian bank, and it's one of the fastest ways to do so.
The FirstBank short code *894# enables you to perform banking transactions anywhere, anytime. This includes checking your account balance, transferring money, buying credit, and more.
To transfer money using the FirstBank USSD code, you'll need to dial *894*Amount*Account Number#. This code guarantees speed, convenience, and safety for all your banking operations.
The USSD code works on all mobile phones, regardless of operating system, making it accessible to everyone. FirstBank's transfer code is a lifesaver for those who don't have an internet connection.
Here's a summary of the USSD codes you can use for various transactions:
FirstBank's transfer code is a must-know for anyone who wants to manage their finances efficiently. It's a quick and safe way to send money to anyone in Nigeria.
Frequently Asked Questions
What is your bank code?
Your bank code is a combination of your institution number and transit number, which can be found at the bottom of a cheque. This unique code identifies your bank and the branch where your account was opened.
Sources
- https://siliconafrica.org/first-bank-ussd-code/
- https://wise.com/us/routing-number/bank/first-bank
- https://www.legit.ng/ask-legit/guides/1514656-how-check-bank-account-balance-mobile/
- https://www.riamoneytransfer.com/en-us/first-bank-routing-number/
- https://www.legit.ng/ask-legit/guides/1114431-how-transfer-money-first-bank-bank/
Featured Images: pexels.com