
Figo Pet Insurance allows you to cancel your policy at any time, but you'll need to review their cancellation policy and associated fees.
If you cancel within the first 30 days of your policy, Figo won't charge you any cancellation fees. This is a standard practice in the industry.
Figo will refund any unused premium if you cancel within the first 30 days. The refund will be processed promptly, usually within 5-7 business days.
To cancel your Figo policy, you'll need to contact their customer support team directly. They'll guide you through the process and answer any questions you may have.
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Cancellation Process
To cancel your figo pet insurance policy, you'll need to submit a written request.
You can cancel your policy at any time, but if you do so within the first 14 days, you'll be eligible for a full refund of your premium.
If you cancel after the 14-day cooling-off period, you won't be entitled to a refund.
To initiate the cancellation process, simply log in to your figo account and follow the instructions to submit your request.
Make sure to keep a record of your cancellation request, as it may be required for future reference.
After submitting your cancellation request, it may take up to 30 days for the cancellation to be processed and your policy to be officially terminated.
Refund and Fees
Figo pet insurance does not charge any cancellation fees, so you can cancel your policy at any time without incurring any additional costs.
If you cancel your policy within the first 30 days, Figo will provide you with a full refund of your premium amount, as long as you haven’t filed a claim. This is part of Figo’s Money-Back Guarantee.
You may also be eligible for a refund of a portion or the entire unused premium, depending on the timing of your cancellation and the specific terms of your policy. The refund amount may vary depending on the duration of your policy and the terms and conditions outlined in your agreement.
Refund Policies

You may be eligible for a refund of the unused portion of your premium if you cancel your Figo pet insurance policy.
Figo pet insurance does not charge any cancellation fees, so you won't incur any additional costs when canceling your policy.
The refund amount will depend on the terms and conditions of your policy, including the duration of your policy and any minimum cancellation period.
You may be able to get a refund of the unused premium, but it's essential to review your policy documents or consult with Figo's customer service to determine the exact refund amount you may be entitled to.
Some policies may have a minimum cancellation period, after which refunds are no longer applicable, so be sure to check your policy documents or contact Figo's customer service for more information.
You can contact Figo's customer service directly to get detailed information regarding the refund timeline, any administrative fees, and the method of reimbursement.
What is a Money-Back Guarantee?

A Money-Back Guarantee is a promise from Figo to refund your premium amount if you cancel your policy within a certain timeframe.
If you cancel your policy within the first 30 days and haven't filed a claim, you'll get a full refund of your premium amount.
Figo's policy states that if you cancel after the first 30 days, they'll compute any refund due to you on a daily pro-rata basis. This means you'll get a refund for the unused portion of your policy.
To qualify for a full refund, you must cancel your policy within 30 days and not have filed a claim.
Additional reading: Pet Insurance Claim
Policy Details
You can cancel your Figo pet insurance policy at any time by emailing or writing to them and stating the future date you want the cancellation to take effect.
To be eligible for a premium refund, you need to provide written notice of cancellation within 30 days of the original start date and have made no claims.
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If you've already made a claim within 30 days of the effective date, you'll only receive a refund for premiums paid beyond the first month, as the first month's premiums become fully earned upon submitting the claim.
After the initial 30 days, any refund due will be calculated on a daily pro-rata basis.
Policy
You can cancel your Figo Pet Insurance policy at any time by emailing or writing to them, stating the future date you want the cancellation to be effective.
If you cancel within 30 days of the original start date and haven't made any claims, you'll get a full premium refund and the policy will be canceled.
After the first 30 days, Figo will calculate any refund due on a daily pro-rata basis.
What Happens at Death?
If your pet passes away, it's essential to notify your pet insurance provider.
You'll need to contact Figo's customer service department to let them know about your pet's passing.
Check your individual policy to see if it covers costs associated with veterinarian-recommended euthanasia.
Figo's policies may cover some of these costs, so it's worth reviewing your policy details carefully.
Impact on Health
Canceling your pet insurance policy can have serious implications for your pet's health coverage. Any future medical expenses incurred by your pet will not be covered by the insurance company.

You'll need to evaluate alternative options to ensure your pet remains protected against unforeseen medical expenses. This might involve researching other pet insurance providers.
Self-insurance is another option to consider. It involves setting aside a specific amount of money each month into a dedicated savings account to cover any future medical expenses for your pet.
Canceling your pet insurance policy doesn't affect any pre-existing conditions your pet may have. These conditions will still need to be managed and treated, and the responsibility for covering the associated costs will fall on you as the pet owner.
It's essential to consult with your veterinarian before making a final decision. They can provide valuable insights and guidance based on your pet's medical history and any ongoing or potential health concerns.
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Pre-Cancellation Considerations
Before canceling your Figo policy, consider the potential impact on your dog's ongoing treatment needs. If your pup requires chronic care, such as allergies, arthritis, diabetes, or cancer treatment, you'll need to calculate the medical costs Figo currently covers.
Calculating your dog's medical costs covered by Figo is essential, as you'll need to determine if you can independently cover those expenses if you cancel your policy. This will help you make an informed decision about your pet's care.
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What Is the Notice Period?

The notice period for canceling your pet insurance can be a bit tricky to figure out. The notice period for canceling Figo pet insurance may vary depending on your specific policy.
To determine the required notice period for cancellation, it's best to review your policy documents or contact Figo's customer service.
Keep in mind that having a clear understanding of the notice period is crucial to avoid any potential penalties or fees associated with early cancellation.
Additional reading: Employer Health Insurance Cancellation Notice Requirement
Issues to Consider Before
Canceling your pet insurance policy can have significant financial implications, especially if your pup requires ongoing treatment for a chronic condition.
Calculating your dog's medical costs covered by the policy is a crucial step in making an informed decision.
As pets age or face certain health conditions, their medical needs may change, and it's essential to have insurance coverage that adequately supports their medical requirements.
If you feel that the coverage provided by your current policy is not sufficient for your pet's current or potential future needs, it may be time to consider canceling your policy.
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You should pay close attention to the specific coverage options available for your pet's health condition when searching for an alternative insurance provider.
Canceling your pet insurance policy should be a well-informed decision that takes into account your pet's health, your financial situation, and your overall satisfaction with the insurance provider.
Managing Subscription
To cancel your Figo pet insurance policy, you'll need to contact their customer service team directly. You can reach out to them by phone or email.
Unfortunately, Figo does not currently offer an online cancellation option, so don't bother trying to cancel through their website.
How Do I Manage My Subscription?
Managing your subscription can be a straightforward process. You can cancel your Figo pet insurance policy by contacting their customer service team either by phone or email.
If you need to make changes to your subscription, you'll want to reach out to the customer service team. They'll guide you through the process and provide any necessary forms or information.
You can also contact customer service to cancel your subscription. They'll take care of the rest and let you know what to expect next.
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Can I Access My Online Account?

Managing your subscription can be a bit of a hassle, but understanding what's possible online can make a big difference. You can access your online account for some services, but it depends on the provider.
You can cancel your Figo pet insurance policy by contacting their customer service team directly, as there's no online cancellation option available.
Enrollment and Changes
Enrollment with Figo Pet Insurance is a straightforward process that can be completed on their website. You'll need to provide your pet's details and receive quotes for the three plans available.
To choose a plan, you'll need to select the reimbursement rate and deductible that work best for you. You can also opt to add veterinary exam fee coverage to your plan, which will be included in the final monthly premium.
Cancelling your Figo Pet Insurance policy is possible at any time by contacting them via email or telephone. A cancellation request via email is also acceptable.
Enrollment

To enroll your pet with Figo, you'll need to visit their website and fill in your pet's details. You'll then receive quotes for the three plans available.
You'll need to choose the plan, reimbursement rate, and deductible that work best for you, and you can also opt to add veterinary exam fee coverage to your plan.
A brief set of questions about your pet's medical history will follow, after which you'll be directed to a page detailing payment options.
Cancelling your Figo Pet Insurance is possible at any time, and can be done by contacting them via email or telephone.
Preparing Necessary Information
Before making any changes to your enrollment, it's essential to gather all the necessary information. This includes your policy number, pet's details, and any pertinent documentation.
Having your policy documents handy will save you time and effort later on. Review them to understand any specific requirements or procedures for changes.
Gather all relevant documents beforehand to avoid any delays or confusion. This will also help you stay organized and focused throughout the process.
Sources
- https://www.caninejournal.com/how-to-cancel-figo-pet-insurance/
- https://www.petinsuranceu.com/how-to-cancel-figo-pet-insurance/
- https://www.pawlicy.com/blog/pet-insurance-cancellation-policies/
- https://www.usinsuranceagents.com/how-to-cancel-figo-pet-insurance/
- https://bestreviews.net/figo-pet-insurance-reviews/
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