
Fidelis Care New York Health Insurance offers a range of affordable coverage options to suit different needs and budgets.
Their Essential Plan provides comprehensive coverage to individuals and families with incomes up to 200% of the Federal Poverty Level.
This plan offers a range of benefits, including doctor visits, hospital stays, and prescription medications, all at a lower cost than traditional health insurance plans.
Fidelis Care's Essential Plan also includes preventive care services, such as vaccinations and screenings, at no additional cost.
Their coverage options are designed to be flexible and adaptable to changing needs, with the ability to add or remove coverage as needed.
Fidelis Care Plans
Fidelis Care offers a range of Essential Plans tailored to different income levels. These plans provide comprehensive health insurance coverage at no cost or low cost to individuals with limited incomes.
For those with incomes between 150% and 200% of the Federal Poverty Level, Fidelis Care Essential Plan 1 is a great option. It offers a wide range of services, including preventive care, primary and specialist care, and prescription drug coverage, all with no deductibles.
Individuals with slightly lower incomes (138% - 150% of the Federal Poverty Level) can consider Fidelis Care Essential Plan 2. This plan offers identical coverage to Plan 1 but with no-cost copays and lower-cost prescriptions, making it a more affordable option.
Here's a breakdown of the different Fidelis Care Essential Plans and their corresponding income levels:
These plans are designed to meet the needs of individuals with limited incomes and provide comprehensive health insurance coverage at no cost or low cost.
Affordable Coverage for All
Fidelis Care offers a range of plans to fit different income levels, making it easier for people to access affordable healthcare.
For those with incomes between 150% and 200% of the Federal Poverty Level, the Fidelis Care Essential Plan 1 is a great option, offering a wide range of services including preventive care, primary and specialist care, and prescription drug coverage.
No deductibles mean you don't have to meet an upfront cost before receiving care, and dental and vision care are also included.
You can expect low co-pays for prescription drugs and routine dental cleaning and vision screenings.
For those with incomes slightly lower than Plan 1, the Fidelis Care Essential Plan 2 offers identical coverage, but with no-cost copays and lower-cost prescriptions, making it a more affordable option.
Some benefits of Plan 2 include no deductibles or copayments, prescription drug coverage, and dental and vision care.
The Fidelis Care Essential Plan 3 is designed for individuals with even lower income levels (100% to 138%), providing comprehensive coverage at no cost to those who have immigration status but do not qualify for Medicaid.
This plan offers no premiums, full coverage for all essential health benefits, and affordable access to prescription medications.
Here are some key features of the Fidelis Care plans:
- Essential Plan 1: No deductibles, low co-pays for prescription drugs, and dental and vision care
- Essential Plan 2: No-cost copays, lower-cost prescriptions, and dental and vision care
- Essential Plan 3: No premiums, full coverage, and affordable prescription medication
- Essential Plan 200-250: Slightly higher co-pays, but still offers comprehensive coverage
Essential Plan 4
Fidelis Care's Essential Plan 4 is designed for individuals with low incomes, covering 100% of the Federal Poverty Level. This plan provides a range of benefits, including zero copayments for essential health benefits.
With Essential Plan 4, you get comprehensive care, including full coverage for preventive care, hospital services, and doctor visits. This means you can receive the medical attention you need without worrying about surprise costs.
Prescription drug coverage is also included, allowing you to access generic and brand-name medications without co-pays. This can be a huge relief for those on a tight budget.
In addition to medical coverage, Essential Plan 4 also includes dental and vision benefits, such as routine cleanings, exams, and eyeglasses.
Fidelis Care Overview
Fidelis Care is a not-for-profit health insurance company that serves over 1.7 million people in New York State.
They offer a range of health insurance plans, including Medicaid, Child Health Plus, and Essential Plan, as well as commercial health insurance plans.
Fidelis Care's Medicaid plans cover essential health benefits, including doctor visits, hospital stays, and prescription medications.
Their Child Health Plus plans provide comprehensive coverage for children, including dental and vision care.
Fidelis Care's Essential Plan is designed for low-income individuals who don't qualify for Medicaid, offering affordable coverage for essential health benefits.
Their commercial health insurance plans offer a range of coverage options, including HMO, EPO, and PPO plans.
Fidelis Care has a network of over 60,000 healthcare providers, including doctors, hospitals, and pharmacies.
Company Information
Fidelis Care New York is a not-for-profit health insurance company that offers a range of health insurance plans to individuals, families, and small businesses.
Fidelis Care New York was formed in 1993 as a result of the merger between Catholic Health Care System and Health Insurance Plan of Greater New York.
The company is headquartered in Albany, New York, and serves over 1.5 million members across the state.
Fidelis Care New York is a subsidiary of the Catholic Health Initiatives, a national health system.
Frequently Asked Questions
What kind of insurance is Fidelis Care?
Fidelis Care offers a range of health insurance plans, including Medicaid Managed Care and Medicare Advantage. Learn more about our coverage options and find the plan that's right for you.
Is Fidelis Healthier Life Medicaid?
Fidelis Healthier Life is a Medicaid program for qualifying members, offering a Health and Recovery Plan (HARP) through Fidelis Care. It provides a range of health services and support for eligible individuals.
Do you have to pay for Fidelis Care?
No, you don't have to pay a deductible for Fidelis Care, but you may have copays for medical services and prescription drugs. Copays range from $0 to $35, depending on the service.
Sources
- https://www.nyhealthinsurer.com/fidelis-essential-plan/
- https://en.wikipedia.org/wiki/Fidelis_Care
- https://gomohealth.com/client/fidelis-care-new-york/
- https://www.amcp.org/resource-center/group-resources/residents-fellows/non-accredited-residencies/fidelis-care-new-york
- https://nyspta.org/every-child-healthy/
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