Erie Insurance Glass Claim Coverage and Options

Erie Insurance offers comprehensive glass claim coverage to protect your vehicle's windshield and windows. This coverage is included in most Erie Insurance policies, but it's essential to review your policy to confirm.

You can file a glass claim online or by calling Erie Insurance's claims hotline. The claims process typically starts with a phone call to report the damage, followed by a scheduled appointment for the repair or replacement.

Erie Insurance also offers a variety of glass claim options, including windshield repair and replacement, as well as glass repair for other vehicle parts. The type of coverage you have and the extent of the damage will determine which option is best for you.

You can start your Erie insurance glass claim by calling (800) 552-3743, which is available 24/7. If you have other damage to your car, contact your agent or call ERIE at (800) 367-3743.

You can also file your claim online by selecting "Start a Glass Claim" through the Erie Insurance Mobile App. This will get you started right away.

If you need to file a claim in person, you can schedule an appointment with your agent or contact ERIE to discuss your options.

To make a windshield replacement claim with Erie, you'll need to follow these steps:

Erie Insurance offers comprehensive coverage for glass claims, including windshield replacement and repair.

The deductible for glass claims is $100, which can be waived if you have Erie's optional windshield repair coverage.

You can file a glass claim online, by phone, or through the Erie Insurance mobile app.

You need to verify your coverage before making a windshield claim.

If you have comprehensive coverage, you won't have to pay your deductible for a repair, but a replacement will require it.

You must have full coverage car insurance to make a windshield claim with Erie.

If you only have liability insurance, you won't be able to make a claim for windshield repairs or replacements with Erie.

Contact your local Erie agent if you have any questions about the claims process or your insurance coverage.

Auto insurance coverage for chips or cracks can be a bit confusing, but I'm here to break it down for you.

In most states where Erie Insurance does business, comprehensive coverage will cover the cost to repair a cracked or chipped windshield without charging the deductible.

You'll only have to pay your deductible if a windshield replacement is needed. And even then, you can add the Zero Dollar Glass Deductible option to your ERIE auto policy for an affordable cost.

The type of coverage you have and the state you live in will determine what's covered and what's not. For example, in New York, you must purchase Full Window Glass coverage to have the repair feature without a deductible.

Here's a quick rundown of what's covered:

Erie Insurance offers different options for repairing and replacing windshields, and the process varies depending on the situation.

If your windshield is damaged in an accident and the other driver is at fault, you won't pay anything out of pocket for the repair or replacement. However, if you're at fault or the damage occurs outside of an accident, you'll need to make a claim through your Erie collision or comprehensive coverage.

You'll pay a deductible of around $250 for comprehensive coverage claims, but Erie will cover the rest of the costs. If your windshield can be repaired, Erie may waive your deductible altogether.

Here are the different scenarios and their corresponding deductibles:

Note that drivers in Florida, Kentucky, and South Carolina pay a $0 deductible for all windshield repairs and replacements, and drivers with full glass coverage also pay no deductible.

Erie Insurance covers windshield replacements if you have full coverage car insurance. This is a must-know for anyone who's ever had to deal with a cracked windshield.

Full coverage car insurance is optional in all states, but it includes collision coverage and comprehensive coverage. Most windshield repairs and replacements fall under comprehensive coverage.

You'll typically pay your deductible, which is around $250, and Erie will cover the rest. However, windshield replacements work a bit differently.

For windshield replacements, Erie charges the deductible and covers all remaining costs. This can range from $400 to $700, so it's a good idea to file a claim with Erie.

Erie will not raise your premiums after a comprehensive insurance claim, so you don't have to worry about that.

If your windshield only has small chips or cracks, you may be able to repair the damage. Erie will waive your deductible and cover the full cost of repairing the damage if a technician can fix it.

You pay your deductible for windshield replacement, but you don't pay your deductible for windshield repairs. Typically, it costs $400 to $700 to replace a windshield, so it's worth filing a claim with Erie.

For windshield replacements, you pay your comprehensive coverage deductible, and Erie covers all remaining costs of windshield replacement. This can be a significant cost savings, especially if you have a high deductible.

Here's a breakdown of the differences between repairs and replacements:

In some states, like Florida, Kentucky, and South Carolina, you pay a $0 deductible for all windshield repairs and replacements. In other states, like Arizona, Connecticut, Massachusetts, Minnesota, and New York, you can add full glass coverage to your policy for a few extra dollars per month and get a $0 deductible for windshield repairs and replacements.

Auto insurance coverage is a crucial aspect of filing a glass claim with Erie Insurance. You must have full coverage car insurance to make a windshield claim with Erie.

If you have liability-only or minimum liability insurance, you won't be able to make a claim for windshield repairs or replacements with Erie. This is because Erie only provides windshield coverage to drivers with collision coverage or comprehensive coverage, which are part of a full coverage car insurance policy.

Typically, full coverage car insurance includes collision coverage and comprehensive coverage, which covers most windshield repairs and replacements. With most comprehensive claims, you pay your deductible (usually around $250), and Erie covers the rest.

However, if you need a windshield replacement, Erie charges the deductible and covers all remaining costs. The cost of replacing a windshield is typically between $400 to $700, so it's in your best interest to file a claim with Erie.

You can choose to add the Zero Dollar Glass Deductible option to your ERIE auto policy for an affordable cost, which waives the deductible for windshield replacements. This option is available in most states, but coverage details may vary, so it's best to review your coverage with a licensed insurance agent.

Here's a breakdown of how your auto insurance can kick in for windshield repairs and replacements:

To contact Erie Insurance for a glass claim, you can reach out to their 24/7 claims hotline at 1-800-458-0811.

Erie Insurance's claims hotline is available 24/7, so you can call them at any time to report your claim.

Their claims representatives are available to help you through the process, from filing your claim to scheduling repairs.

Erie Insurance also offers online claims reporting, which can be found on their website.

You can also contact your local Erie Insurance agent or broker for assistance with your glass claim.

Your agent or broker can help guide you through the process and ensure that everything is taken care of.

You have the right to choose which auto glass shop you want to fix your windshield if it's done through an Erie insurance claim. You don't have to go to just one place.

Liberty AutoGlass is authorized to work with many different insurance companies, including Erie. We use state of the art technology to ensure that your auto glass is repaired or replaced quickly while prioritizing your safety.

The auto glass industry has a reputation for companies that use unethical business practices, but Liberty AutoGlass is proud to be one of the exceptions. We present a price right from the start and that price is what you will pay, with no hidden fees.

If another driver damages your vehicle in an accident, you make a claim through their insurance and they pay the deductible, not you. This is true even if you're not at fault.

If you damage your own windshield in a single-vehicle accident, you'll pay your collision coverage deductible, which is typically $500 to $1,000. Erie will cover the rest of the costs.

Here's a breakdown of how Erie covers windshield replacements:

Now that you've submitted your glass claim to Erie Insurance, the final steps are just around the corner.

You'll need to provide your vehicle to an authorized repair shop for assessment and repair. This is typically done within 24-48 hours of submitting your claim.

The repair shop will then inspect your vehicle to determine the extent of the damage and provide a detailed repair estimate. This estimate will outline the necessary repairs and the cost.

You'll receive a copy of the repair estimate, which you should review carefully to ensure everything is accurate. If you have any questions or concerns, be sure to ask the repair shop to clarify.

Once you've approved the repairs, the shop will get to work on fixing your vehicle. This may take several days, depending on the complexity of the repairs.

Your vehicle will be returned to you once the repairs are complete, and you'll need to inspect it to ensure everything is to your satisfaction.