
Equifax is a leading provider of credit information and risk management services, with a stock symbol of EFX on the New York Stock Exchange (NYSE).
The company was founded in 1899 and has been publicly traded since 1975.
Equifax's stock is widely held by institutional investors, including FMR, LLC and BlackRock, Inc.
The stock's market capitalization is over $20 billion, indicating a large and established company.
Company Information
Equifax Inc. was founded in 1899, making it a long-standing company with a rich history.
The company is headquartered in Atlanta, Georgia.
Equifax operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International.
The company serves customers in various industries, including financial services, mortgage, retail, and healthcare.
Equifax operates in numerous countries, including the United States, Canada, Brazil, Mexico, and the United Kingdom.
About Inc
Equifax Inc is a data, analytics, and technology company that operates through three main segments: Workforce Solutions, U.S. Information Solutions (USIS), and International.
The company was founded in 1899 and is headquartered in Atlanta, Georgia.
Equifax serves customers in various industries, including financial services, mortgage, retail, telecommunications, utilities, automotive, brokerage, healthcare, and insurance, as well as government agencies.
The company operates in multiple countries, including Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States.
Management
Equifax's management team is comprised of experienced professionals with diverse backgrounds and expertise.
James M. Griggs serves as Chief Accounting Officer & Controller, overseeing the company's financial operations.
Sunil Bindal is the Chief Corporate Development Officer, responsible for driving the company's growth and development.
Harald Schneider holds the position of Chief Data & Analytics Officer, leading the company's data and analytics efforts.
The company's leadership is led by Mark W. Begor, who serves as Chief Executive Officer & Director.
John W. Gamble is the Chief Financial Officer, COO & Executive VP, overseeing the company's financial and operational functions.
Greg Creel is the Chief Financial Officer-Workforce Solutions, focusing on the company's workforce solutions business.
Carla J. Chaney serves as Chief Human Resources Officer, responsible for the company's human resources functions.
Cecilia H. Mao is the Chief Product Officer, leading the company's product development efforts.
Mark Luber is the Chief Product Officer-USIS, focusing on the company's USIS product development.
Julia A. Houston is the Chief Strategy & Marketing Officer, responsible for the company's strategy and marketing efforts.
Andrea Lawson serves as Chief Talent & Diversity Officer, Senior VP, focusing on the company's talent and diversity initiatives.
Jamil Farshchi is the Chief Technology & Information Security Officer, overseeing the company's technology and security functions.
Lisa M. Nelson is the EVP & President-International, leading the company's international operations.
Todd Michael Horvath serves as EVP & President-US Information Solutions, overseeing the company's US information solutions business.
Audrey Boone Tillman, Robert D. Marcus, G. Thomas Hough, Barbara A. Larson, Karen L Fichuk, Melissa D. Smith, John A. McKinley, Scott A. McGregor, and Mark L. Feidler serve as Independent Directors, providing guidance and oversight to the company's leadership.
Expand your knowledge: Moneygram International Inc News
John J. Kelley is the Secretary, Chief Legal Officer & Executive VP, responsible for the company's legal and compliance functions.
Trevor Burns serves as Senior Vice President-Investor Relations, managing the company's investor relations efforts.
Here is a list of Equifax's management team:
Financials
Equifax's financial health is a crucial aspect to consider when evaluating the company's stock quote. The company's cash-to-debt ratio is a meager 0.09, indicating a significant debt burden.
This is a red flag, as it suggests that Equifax may struggle to meet its financial obligations. On the other hand, the company's interest coverage ratio is a healthy 4.28, indicating that it has a robust ability to pay interest on its debt.
Equifax's debt-to-EBITDA ratio is a high 3.28, which may indicate that the company is taking on too much debt relative to its earnings. However, the company's Piotroski F-Score is a respectable 5/9, indicating that it has a relatively strong financial position.
Here's a summary of Equifax's key financial metrics:
Financial Strength
Having a strong financial foundation is crucial for achieving long-term financial stability. A good credit score can help you qualify for lower interest rates and better loan terms, making it easier to manage debt and make large purchases.
According to the article, a credit score of 700 or higher is considered good, while a score of 800 or higher is considered excellent. This can make a big difference in the amount of interest you pay over time.
Having a solid emergency fund in place can also provide peace of mind and financial security. The article suggests aiming to save 3-6 months' worth of living expenses in an easily accessible savings account.
By paying off high-interest debt and avoiding new debt, you can free up more money in your budget for savings and investments. This can help you build wealth over time and achieve your long-term financial goals.
A well-diversified investment portfolio can also help you grow your wealth and achieve financial stability. The article recommends allocating your investments across different asset classes, such as stocks, bonds, and real estate, to minimize risk and maximize returns.
Broaden your view: Credit Market News
Liabilities
Understanding a company's liabilities is crucial to gauging the riskiness of an investment. A lower debt ratio is generally better, with negative being a bad sign.
The debt ratio of EFX is 0.59, which suggests that the company has a manageable level of debt. However, this can vary depending on the industry and company.
A lower common equity to total assets ratio can suggest that an investment is riskier. For EFX, this ratio is 0.40, which indicates a relatively high level of risk.
Here's a quick summary of the liabilities ratios for EFX:
Frequently Asked Questions
Is Equifax a buy or sell?
Equifax is considered a Strong Buy by 15 Wall Street analysts, indicating a positive investment outlook. Check our latest information for the current analyst rating consensus.
What is the net worth of Equifax?
As of December 27, 2024, Equifax's net worth is approximately $31.73 billion. This valuation reflects a 6.43% increase in one year.
What is the annual revenue of Equifax?
Equifax's annual revenue is $5.265 billion, based on 2023 data. Check our latest updates for more information on Equifax's financial performance.
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