The EPFO E-KYC portal is a must-know for anyone with an EPFO account, as it allows for easy Aadhaar linking.
You can link your Aadhaar card on the EPFO E-KYC portal online or offline, depending on your preference.
The online process is straightforward and can be completed in a few minutes.
To begin, you'll need your Aadhaar card number and the UAN (Universal Account Number) of your EPFO account.
The offline process requires a visit to the EPFO office, where you'll need to submit your Aadhaar card and UAN.
This process is a bit more time-consuming, but it's still a viable option if you're not comfortable with online transactions.
Steps to ..
To link your Aadhaar with your EPF account using the EPFO e-KYC portal, you can follow these steps:
You can link your Aadhaar with your EPF account using the EPFO e-KYC portal by visiting the official portal of EPFO website https://unifiedportal-mem.epfindia.gov.in/memberinterface/.
To start the process, you need to log in to your account using your UAN and password.
Once you're logged in, click on the "Manage" section and then select the "KYC" option.
You will be redirected to a new page where you can select "Aadhaar" to link with your EPF account.
Now, click on "Aadhaar" and enter your Aadhaar number and your name as per your Aadhaar card and click on the save option.
Once you have saved your Aadhaar details, your Aadhaar will be verified from UIDAI's data.
You can also link your Aadhaar with your EPF account using the UMANG app by following these steps:
- Get the UMANG app from the Google Play Store or the Apple App Store.
- Enter your registered mobile number and click "Continue".
- Enter the OTP that is sent to your registered phone number and click "Submit".
- Once logged in, navigate to the “All Services Tab” and choose “EPFO”.
- In the EPFO section, select “e-KYC services” and then select the "Aadhaar Seeding" option.
- Now input your UAN and press the “Get OTP” button.
- An OTP will be sent to the phone number that is registered with your EPF Account.
- Enter the OTP and your Aadhaar information. Click "Continue".
- You will receive an OTP on your registered phone number and email address once again. After completing the OTP verification, your Aadhaar will be connected to your UAN.
Here are the steps to link Aadhaar with EPF account using biometric credentials:
1. Go to https://iwu.epfindia.gov.in/eKYC/
2. Click on the “Link UAN Aadhaar” option under the “EPFO Members”
3. Enter your UAN and registered mobile number to generate OTP
4. Enter the OTP received on your mobile number in the “Confirm OTP” box
5. Select your Gender
6. Enter your Aadhaar number
7. For Aadhaar Verification, select the “Using Biometrics” option
8. Your biometrics will be captured via a registered biometric device
9. Enter “Captcha” from the box given below
10. Click on the “Submit” button
11. After the verification, your Aadhaar will be linked to your EPF account using OTP Verification on e-KYC Portal of EPFO.
Offline Process
If you're not comfortable with online processes, don't worry, there's a way to link your Aadhaar with your EPF account offline.
You can visit the EPFO office in person and complete the application form.
To do this, you'll need to fill up the form with your UAN and Aadhaar number, as well as any other relevant information.
Make sure to enclose self-attested copies of your Universal Account Number, PAN, and Aadhaar with the form.
Submit the form to the executive at any EPFO field office or Common Service Centre (CSC) location.
After verification, your Aadhaar will be linked to your EPF account.
Checking Status Online
To check the status of your Aadhaar EPF link online, you can visit the UAN portal. Enter your Universal Account Number and password to log in.
You can also use the EPFO e-KYC Portal to link your UAN with Aadhaar online. This process is simple and time-saving.
To check the status of your KYC document, you can follow these steps:
1. Log in to your EPF account with your UAN and password.
2. Click on the "KYC" option from the drop-down menu.
3. You will be redirected to a new page that contains a list of your KYC documents.
4. Check the status of your documents, which will be shown in the "KYC Pending for Approval" or "Digitally Approved KYC" column.
Alternatively, you can check the status of your KYC document through the UAN card, documents approved under the KYC tab, or by checking on the EPF India website.
Benefits of
Linking your Aadhaar number to your EPF account comes with numerous benefits. It reduces the risk of data mistakes and conflicts by ensuring your information is consistent with your Aadhaar card details.
With Aadhaar linked to your EPF account, you can eliminate the possibility of having multiple accounts. This is a major advantage, as it prevents confusion and ensures your funds are secure.
You can also withdraw your PF online without needing your employer's signature. This makes the process much simpler and more convenient.
Linking your UAN with your Aadhaar card has several benefits, including easy access to your EPF account. You can view your EPF balance, download your passbook, and make online claims with ease.
Having a linked UAN with your Aadhaar card also ensures the security of your EPF account and prevents fraudulent activities. This provides peace of mind, knowing your account is protected.
To take full advantage of the benefits, it's essential to keep your KYC records up to date and connected to your UAN. This allows for seamless online claim withdrawals and ensures you receive SMS updates about your monthly PF balance and account operation.
If you're considering withdrawing your PF before completing five years of service, be aware that a 10% tax will be deducted from the total. You'll also need to update your PAN information in your EPF account to avoid a higher TDS rate of 34.608%.
How to Use EPFO E-KYC Portal
To access the EPFO e-KYC Portal, start by visiting the official EPFO website and logging in with your UAN and password.
The e-KYC Portal is a convenient way to link your Aadhaar with your EPF account online. You can access it by clicking on the "Link UAN Aadhaar" option under the "EPFO Members" tab.
To link your Aadhaar with your EPF account, you'll need to enter your UAN and registered mobile number to generate an OTP. This OTP will be sent to your mobile number, which you'll need to enter on the e-KYC Portal.
Once you've entered the OTP, you'll be asked to select your gender and enter your Aadhaar number. For Aadhaar verification, you can choose the "Using Biometrics" option, which will capture your biometrics via a registered biometric device.
After verifying your biometrics, you'll need to enter a Captcha from the box provided and click on the "Submit" button. This will complete the process of linking your Aadhaar with your EPF account using OTP verification on the e-KYC Portal.
To check if your Aadhaar number is linked to your PF account, visit the EPFO website and login with your UAN and password. On the Member homepage, find the Aadhaar details mentioned, and if you see "Verified (DEMOGRAPHIC)" against your Aadhaar Number, it means your Aadhaar is linked to your EPF account and verified by UIDAI.
Here are the steps to link UAN with Aadhaar using the e-KYC Portal:
- Go to https://iwu.epfindia.gov.in/eKYC/
- Click on the "Link UAN Aadhaar" option under the "EPFO Members" tab
- Enter your UAN and registered mobile number to generate an OTP
- Enter the OTP, select your gender, and enter your Aadhaar number
- Choose the "Using Biometrics" option for Aadhaar verification
- Enter a Captcha from the box provided and click on the "Submit" button
Sources
- https://groww.in/p/aadhaar-card/how-to-link-aadhar-with-epf-account
- https://moneyview.in/insights/steps-to-link-uan-with-aadhar-card
- https://arghaa.com/news/how-to-link-aadhaar-with-eff-account/730
- https://groww.in/p/savings-schemes/steps-to-upload-kyc-for-epf-uan
- https://www.livemint.com/money/personal-finance/how-to-link-aadhaar-with-uan-a-step-by-step-guide-151692959563181.html
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