Discover the Benefits of Banking with Emprise Bank

Discovering the benefits of banking with Emprise Bank can be a game-changer for your financial well-being. Emprise Bank has been serving the community for over 100 years, providing a wide range of personal and business banking services.

Emprise Bank offers a variety of accounts to suit your needs, including checking, savings, and money market accounts, all designed to help you manage your finances effectively. With Emprise Bank, you can enjoy the convenience of online banking, mobile banking, and bill pay.

By banking with Emprise Bank, you can take advantage of their competitive rates and low fees, making it easier to reach your financial goals. Emprise Bank's commitment to community involvement and customer service sets them apart from other banks.

Emprise Bank boasts a substantial scale with total assets valued at $2,514,769k, showcasing its influential market presence.

The bank's financial structure and stability are nuanced, with total liabilities standing at $2,328,881k and total equity capital at $185,888k.

A closer look at operational metrics reveals total deposits of $2,272,930k and net loans and leases at $1,839,073k.

The Tier 1 Risk-Based Capital Ratio stands at 10.4486, indicating the bank's financial stability.

Emprise Bank's return on assets is 1.46, providing valuable insights into the bank's risk management strategies and overall profitability.

The bank's loan-to-deposit ratio is 80.91%, compared to industry averages typically ranging from 80% to 90%.

Emprise Bank has a network of 34 domestic offices, highlighting its strong community focus and local market presence.

The bank is FDIC insured, ensuring that deposits are protected up to the applicable limits, which underlines its commitment to maintaining customer trust and financial security.

Emprise Bank offers a range of financial products, including checking and savings accounts, loan products such as mortgages, personal and auto loans, and competitive rates on home equity loans.

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Emprise Bank offers a range of services that can help you take control of your finances and grow your business.

Whether you're looking for business or personal banking services, Emprise provides several benefits to help you achieve your financial goals.

You can earn cashback rewards by using your debit card and spending money from your checking account.

By opening an account with Emprise Bank, you can access high-yield savings accounts and borrow money at low rates.

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Emprise Bank offers a range of products that cater to both personal and business needs.

Their business banking services enable customers to take control of their finances and propel their businesses forward.

Emprise provides various banking options that allow customers to manage their finances effectively.

Emprise's personal banking services are designed to help customers transform their finances and achieve their financial goals.

Their products are tailored to meet the unique needs of their customers, whether it's for personal or business use.

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Emprise offers two types of checking accounts to suit your needs. The Cash Back Checking account gives you 2% cash back on all debit card purchases, up to a maximum of $6 monthly or $72 per year.

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This cashback can be a game-changer, enabling you to do more with your money. Plus, no minimum account balance is required, so you can enjoy these rewards even more.

The High-Interest Checking account allows you to earn a 1.75% APY on balances up to $10,000. Balances over $10,000 earn a lower rate, but it's still higher than what most other financial institutions offer.

Here's a breakdown of the interest rates:

Emprise Bank offers a range of personal financial services, including checking and savings accounts, home loans, and credit cards.

Their checking accounts come with free online banking, mobile banking, and bill pay, making it easy to manage your finances on the go.

Emprise Bank's home loans offer competitive interest rates and flexible repayment terms, allowing you to find a mortgage that fits your budget.

Their experienced loan officers will guide you through the process and answer any questions you may have.

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Emprise Bank offers a range of personal banking services to help you manage your finances effectively. They provide checking and savings accounts to keep your money organized and easily accessible.

Having a solid savings account can make a big difference in your financial stability. Emprise Bank's competitive rates on home equity loans can also help you tap into your home's value when you need it.

For those looking to invest in their future, Emprise Bank's mortgage and personal loan options are worth considering. These loan products can help you achieve your long-term financial goals.

By choosing the right loan product, you can save money on interest and pay off your debt faster.

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Emprise Bank offers business bank accounts and access to business financing to help you grow your business.

The bank has a strong community focus and local market presence, with a network of 34 domestic offices, allowing it to serve local communities effectively.

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Emprise Bank is a significant player in the financial sector with total assets valued at $2,514,769k.

FDIC insurance ensures that deposits are protected up to the applicable limits, giving customers peace of mind.

The loan-to-deposit ratio for Emprise Bank is 80.91%, which is within the typical industry range of 80% to 90%.

The percentage of non-performing loans is 0.2284, indicating a relatively low risk of loan defaults.

Emprise Bank's Tier 1 Risk-Based Capital Ratio is 10.4486, which is a key indicator of the bank's financial stability.

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Emprise Bank offers a variety of options to earn cash back and save, which makes it a good choice for those looking to maximize their financial rewards.

If you're someone who values flexibility in your financial products, Emprise Bank's range of cash back and savings options may be a good fit for you.

Emprise Bank may be a good option for individuals or families who want to earn cash back on their everyday purchases and save money in the long run.

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Emprise Bank stands out from the crowd when it comes to cashback rewards on checking accounts, offering a higher percentage than many other banks.

One of the standout benefits of Emprise Bank is its competitive APY on savings accounts, making it a great option for those looking to grow their savings.

Emprise Bank also offers a $100 minimum deposit, which is relatively low compared to other banks.

This makes it easy for new customers to get started and begin taking advantage of the bank's benefits.

The bank also reimburses members up to $25 per month for domestic ATM fees, which can add up to significant savings over time.

Signing up with the right bank can make a big difference in your finances. Emprise Bank offers competitive APY and cashback rewards, allowing you to save more money or receive cash back from your spending.

One of the best things about Emprise Bank is that there are no recurring monthly fees. This means you won't have to worry about minimum balance fees or other costs associated with banks.

Emprise Bank's refund policy for domestic ATM fees is also a major perk. You can get up to $25 back each month, so you won't have to worry about excessive fees when using other ATMs.

With 55,000 surcharge-free ATMs, you'll have plenty of options for withdrawing cash or making deposits. This convenience can save you time and money in the long run.

Here are the key benefits of signing up with Emprise Bank at a glance:

Emprise Bank stands out from the crowd when it comes to cashback rewards on checking accounts, offering a higher percentage than many other banks.

One of the key benefits of banking with Emprise is its competitive APY on savings accounts, which is a great way to earn interest on your hard-earned money.

Emprise Bank also offers a $100 minimum deposit, making it a more accessible option for those who want to start saving or investing.

Domestic ATM fees are reimbursed up to $25 per month, giving you more freedom to use your debit card without worrying about extra charges.

Emprise Bank has made banking incredibly convenient with its user-friendly apps. The bank's app is available on Android devices.

With the Emprise Bank app, customers can access their accounts from anywhere, at any time. This level of flexibility is a huge advantage for those who are always on the go.

The app is also accessible on iOS devices, making it a great option for iPhone users. This broad compatibility ensures that a wide range of customers can take advantage of the app's features.

Whether you're checking your balance, transferring funds, or paying bills, the Emprise Bank app makes it easy to manage your finances on the go.

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