Everything You Need to Know About the Emirates Platinum Credit Card

The Emirates Platinum Credit Card is a premium credit card that offers a range of benefits and rewards to its cardholders.

You can earn 30,000 bonus Skywards miles after spending £3,000 within the first three months of card membership.

The card comes with an annual fee of £195, which may seem steep, but it's worth considering if you're a frequent Emirates flyer or have a large family to travel with.

With the Emirates Platinum Credit Card, you'll also enjoy complimentary travel insurance, which can be a huge cost-saver on your trips.

Related reading: American Express Travel Airport Lounges

The Emirates Platinum Credit Card offers a range of features and benefits that make it a premium choice for cardholders.

You can earn Etihad Guest Miles with every USD spent, and enjoy 5% cashback on Etihad Airways purchases until 31 December 2024.

Cardholders also have access to exclusive benefits at over 900 hotels worldwide and can enjoy substantial discounts at a wide array of restaurants, cafes, and bars, with up to 30% off at selected restaurants.

Here are some of the key features and benefits of the Emirates Platinum Credit Card:

The Emirates Skywards DIB Platinum Credit Card is enabled with the Visa payWave technology, allowing you to shop securely and safely.

With Visa payWave, transactions are processed quickly, taking just a few seconds to complete. This convenient feature makes it easy to make purchases on the go.

To use Visa payWave, simply hold your card in front of the card reader at the checkout counter. Your transaction will be processed instantly, without the need to insert your card or sign a receipt.

This technology provides an added layer of security, making it a great option for cardholders who want to make fast and secure payments.

Cardholders can enjoy substantial discounts at a wide array of restaurants, cafes, and bars.

Up to 30% Off at Selected Restaurants: Cardholders can receive up to 30% off their total bill at partnered establishments.

Exclusive Dining Experiences: The card also provides access to exclusive dining events, where cardholders can enjoy unique culinary experiences crafted by renowned chefs.

To get exclusive dining discounts, use the DIBEK- promo code at checkout when making online orders through Zomato in the UAE.

Airport lounge access is a game-changer for travelers. With the Emirates NBD Platinum Credit Card, you can access over 1,000 airport lounges around the world through the Priority Pass program.

This means you can escape the hustle and bustle of the terminals and enjoy a peaceful environment with complimentary refreshments, Wi-Fi, and comfortable seating.

See what others are reading: Platinum Card Delta Lounge

Skywards is the loyalty programme of Emirates and flydubai, which means you can earn rewards for using their airline and partners.

You can earn free Skywards miles by paying for everyday purchases with a co-branded credit or debit card, typically one mile for every $1 spent.

Emirates Skywards credit cards aren't just for frequent flyers, you can also use them to build your credit history.

You can use your Skywards miles to book tickets with Emirates airline, flydubai, and other airline partners, as well as hotel stays, rental cars, and more.

Expand your knowledge: Platinum Card Airline Lounges

You can earn extra points on hotel stays with some Emirates Skywards credit cards. These cards can offer a great way to boost your Skywards miles, especially if you're a frequent traveler.

There are 16 banks and financial partners that offer Emirates Skywards credit cards, so you have plenty of options to choose from. You can find a card that suits your needs, whether you're a high roller or just starting out.

Some credit cards allow you to convert the issuing bank's own loyalty points into Skywards miles, which can be a great perk. For example, HSBC and Commercial Bank of Dubai offer this feature.

Airport lounge access is another benefit that some Emirates Skywards credit cards offer. This can be a great way to relax and unwind before your flight.

You may need to pay down the entire balance before miles are credited or exchanged, so be sure to read the terms and conditions carefully. Don't get caught out by any hidden fees or restrictions.

The Emirates Platinum Credit Card is packed with rewards and offers that'll make your wallet smile. Card members can earn 1 Skyward Mile on all Emirates spends.

You can also earn Skyward Miles on foreign currency spends, with a rate of 0.75 Miles per dollar. Local currency spends earn 0.5 Miles per dollar.

One of the highlights of this card is the dining offers. You can get 25% off on online orders made through Zomato throughout the UAE, using the promo code DIBEK- at checkout.

The card also offers a comprehensive rewards program, where you can earn points on every transaction. These points can be redeemed for a variety of rewards, including flight tickets, hotel stays, shopping vouchers, and cash back.

Here are some specific rewards and offers you can look forward to:

Whether you're a foodie, a movie buff, or a music lover, this card has something for everyone. So, what are you waiting for? Apply for the Emirates Platinum Credit Card today and start enjoying the rewards!

The Emirates Platinum Credit Card offers robust security features to safeguard your financial information. With an embedded micro chip, you'll enjoy an extra layer of security against card duplication. This chip technology is more secure than traditional magnetic stripe cards.

For more insights, see: Secured Credit Card Bad Credit with No Security Deposit

The Emirates NBD Platinum Credit Card also boasts EMV Chip Technology, making it difficult for fraudsters to clone your card. This advanced security feature is designed to protect your financial information.

You can rest assured that Emirates NBD monitors transactions for unusual activity and offers a zero liability policy for unauthorized charges, ensuring that you're not held responsible for fraudulent transactions.

Having an extra layer of security on your credit card can give you peace of mind when making transactions.

The Emirates Skywards DIB Platinum Credit Card comes with an embedded micro chip that provides an extra layer of security against card duplication.

This chip technology is also used in the Emirates NBD Platinum Credit Card, which offers a higher level of security compared to traditional magnetic stripe cards.

The chip technology makes it difficult for fraudsters to clone your card, giving you an added layer of protection.

Emirates NBD monitors transactions for unusual activity and offers a zero liability policy for unauthorized charges, ensuring that cardholders are not held responsible for fraudulent transactions.

With this chip technology and fraud protection, you can feel confident in using your credit card for contactless payments at various retailers.

Here are some key features of chip and PIN security:

The Emirates Skywards DIB Platinum Credit Card offers a 365-Day Purchase Protection plan that safeguards your purchases against theft or accidental damage.

This plan provides coverage for up to 1 year, giving you peace of mind when making purchases on your card.

You can rest easy knowing that your card is protected against unexpected events, and you can focus on enjoying your new purchases without worrying about their safety.

Emirates Skywards DIB Platinum Credit Card offers a range of GCAS services that provide peace of mind for cardholders. These services include reporting of lost or stolen cards, emergency card replacement, and emergency cash disbursement for up to US$5,000.

Having experienced a situation where my card was stolen, I can attest to the importance of having a quick and efficient way to report it. Reporting lost or stolen cards is a breeze with the Emirates Skywards DIB Platinum Credit Card, and it's essential to take advantage of this service to minimize any potential damage.

Here are the GCAS services offered by the Emirates Skywards DIB Platinum Credit Card:

These services are designed to provide cardholders with a sense of security and protection, even in unexpected situations. With the Emirates Skywards DIB Platinum Credit Card, you can travel with confidence, knowing that you have a safety net in place.

Emirates Skywards DIB Platinum Credit Card members can get one additional Roadside Assistance service on the charge of an upgrade fee, but this service is capped at 3 times in 1 year.

If you're a credit card holder, you'll want to know that this benefit can be a lifesaver in an emergency situation.

The upgrade fee for this additional service is not specified in the text, but it's worth noting that this service is only available to DIB Platinum Credit Card members.

Having roadside assistance can give you peace of mind while traveling, especially if you're not familiar with the area or have a vehicle that's prone to breaking down.

This service is capped at 3 times in 1 year, so it's essential to plan ahead and make the most of it.

The Emirates Platinum Credit Card comes with a variety of fees and charges that you should be aware of. The annual membership charge is AED 525, which may seem steep but is a small price to pay for the benefits and rewards that come with the card.

Some other notable fees include a cash advance charge of AED 94.50, a late payment charge of AED 236.25, and a card replacement or reissuance charge of AED 52.50. If you're planning to use your card for international transactions, be aware that you'll be charged a foreign transaction fee of 2.09% or 2.26% depending on the currency.

Here's a breakdown of the fees and charges associated with the Emirates Platinum Credit Card:

You can enjoy a 0% Easy Payment Plan (EPP) with Emirates, where you can buy tickets to any destination through Emirates.com and convert the transaction into monthly instalments at 0% profit rate.

This means you can travel without worrying about high interest rates or fees.

Expand your knowledge: 0 Apr Visa Credit Cards

The annual fee is an important consideration when choosing a credit card. For the Emirates Skywards DIB Platinum Credit Card, the annual membership charges are AED 525.

Some credit cards come with a higher annual fee, but it's essential to weigh this against the benefits provided. The Emirates NBD Platinum Credit Card, for example, has an annual fee of AED 700, but many cardholders find that the perks and rewards make it worthwhile.

To give you a better idea, here's a comparison of the annual fees for some popular credit cards:

It's worth noting that while a higher annual fee may seem daunting, it's essential to consider the benefits and rewards that come with the card. If you use the card regularly and take advantage of the perks, the annual fee may be a worthwhile investment.

Consider reading: American Express Platinum Card Yearly Fee