
In 2007, Emirates Bank International (EBI) merged with National Bank of Dubai (NBD) to form Emirates NBD, a major banking group in the UAE.
The merged entity, Emirates NBD, became one of the largest banks in the UAE, with a combined network of over 140 branches and 250 ATMs.
This merger marked a significant shift in the banking landscape of the UAE, creating a more robust and competitive banking system.
By combining their resources and expertise, Emirates NBD was able to offer a wider range of financial services to its customers.
Our History
Emirates NBD was formed in 2007 after a strategic merger between the National Bank of Dubai (NBD) and Emirates Bank International (EBI).
The first national bank of the UAE, NBD, was established in 1963 by then Dubai's ruler Sheikh Rashid bin Saeed Al Maktoum.
Today, Emirates NBD serves over 9 million active customers in 13 countries across the UAE, Egypt, India, Türkiye, Saudi Arabia, Singapore, the UK, Austria, Germany, Russia, and Bahrain.

The bank operates Liv, the fastest-growing digital bank in the region, and has a significant retail banking franchise in the UAE.
As of 2024, Emirates NBD's total assets were AED 997 billion, with over 9,000 people from 70 nationalities employed by the Group.
The bank has made significant expansions, including the acquisition of Dubai Bank in 2012 and DenizBank, which has taken the Group to 13 countries.
Emirates NBD has a strong presence in the global digital banking industry, with 97% of all financial transactions and requests conducted outside of its branches.
The bank celebrated its 60th anniversary in 2023, marking its outstanding achievements and solid historical and financial foundations.
Banking Services
Emirates NBD offers a range of convenient banking services that make managing your finances on-the-go a breeze. With Emirates NBD's Chat Banking via WhatsApp, you can access your banking needs 24/7.
You can also send money to any Emirates NBD ATM, allowing the recipient to withdraw the funds even if they're not an Emirates NBD customer.
WhatsApp Banking
Emirates NBD offers a convenient way to manage your banking needs with its Chat Banking via WhatsApp service. This service is available 24/7, allowing you to access your banking needs at any time.
It's a secure way to bank, providing a simple and hassle-free experience. The service is designed to be user-friendly, making it easy to navigate and use.
Emirates NBD's Chat Banking via WhatsApp is a great option for those who want to manage their finances on the go.
Cardless Withdrawals
Cardless Withdrawals is a convenient service that allows you to send money to any Emirates NBD ATM.
You can withdraw the money even if the recipient isn't an Emirates NBD customer.
This means you don't need to worry about finding an ATM that's affiliated with the recipient's bank.
Frequently Asked Questions
Is Emirates NBD an international bank?
Yes, Emirates NBD is an international bank with a presence in 13 countries across the globe. We serve over 9 million active customers worldwide, offering a range of financial services and solutions.
Is Emirates NBD and Emirates Islamic Bank the same?
Emirates NBD and Emirates Islamic Bank are two separate entities within the Emirates NBD group, with Emirates Islamic Bank offering Sharia-compliant banking services. Emirates NBD is the parent company, providing a broader range of banking services.
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