Understanding Emerald Card Cash Advance Fees

The Emerald Card cash advance fee can be a bit confusing, but don't worry, I'm here to break it down for you. The fee is calculated as a percentage of the advance amount, and it's charged along with a flat fee.

The percentage of the advance amount is 3% to 36%, depending on your creditworthiness and other factors. The flat fee is $15 to $75, also depending on your creditworthiness.

To give you a better idea, let's say you take out a $100 cash advance. If the percentage is 3%, the fee would be $3, and if the flat fee is $15, the total fee would be $18. That's in addition to the $100 you borrowed.

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The Emerald Card is a prepaid debit card that gives you access to your settlement funds ahead of time.

It's issued by Meta Bank, a large financial company based in Iowa, and allows you to create your own image and customize the card design.

The Emerald Card can be used anywhere you can use a debit card, including online and by phone.

You can also use cash at any ATM with no fee when you use your Emerald Card.

Related reading: Emerald Card Cash Withdrawal

The Emerald Card is a prepaid debit card that gives you access to your settlement funds ahead of time. It's designed to help you avoid having to wait for a check in the mail or cash payment.

You can use the Emerald Card anywhere you can use a debit card, including online and by phone. It's also accepted at ATMs, but be aware that there's a fee of $3 per withdrawal.

There's a $4.95 monthly fee for "inactivity" that kicks in if you go 60 days without a transaction. This means you'll want to use your card regularly to avoid extra charges.

If you need to reload cash onto your card, you'll be charged up to $4.95, depending on the reload provider. This fee can add up quickly, so it's a good idea to plan ahead.

Here's a breakdown of the fees associated with the Emerald Card: