Elan Business Credit Cards with Rewards and Management

Elan business credit cards offer a range of rewards and management features that can help small business owners save money and stay organized.

Elan business credit cards have no annual fee, making them a great option for business owners who want to avoid unnecessary expenses.

Elan business credit cards also offer competitive interest rates, with some cards offering rates as low as 8.99% APR.

Elan business credit cards have a credit limit of up to $100,000, providing business owners with a significant amount of purchasing power.

Elan Business Credit Cards offer a range of benefits and rewards, including cash back and travel perks.

Elan Business Credit Cards have no foreign transaction fees, making them a great option for business owners who travel internationally.

Elan Business Credit Cards also offer a sign-up bonus, which can be a great way to earn rewards quickly.

Elan Visa Consumer and Business Credit Cards offer a range of benefits to cardholders. You can use them at millions of locations worldwide for convenient and flexible purchasing power.

One of the standout features of these cards is their mobile purchasing capability, making it even easier to make purchases on the go. This feature is a great addition to the convenience of having a credit card.

Elan Visa Consumer and Business Credit Cards also offer zero fraud liability, so you won't be held liable for any unauthorized purchases. However, you do need to notify Elan Financial Services promptly if you notice any suspicious activity.

Cardmember Service is available 24/7, so you can get help whenever you need it. This service is a great resource for any questions or concerns you may have about your credit card.

Here are some of the key benefits of Elan Visa Consumer and Business Credit Cards at a glance:

Elan Business Credit Cards offer a range of options to suit your business needs, including low rate, cash back, and flexible rewards cards.

You can choose the card that best fits your business, and with features like free online expense reporting tools, you'll be able to track your expenses easily.

No fee is charged for additional employee cards, making it convenient to issue cards to your team members.

Mobile payment capability is also available, giving you added convenience when making payments.

With Zero Fraud Liability, you won't be held liable for fraudulent purchases if your card is lost or stolen.

Cardmember Service is available 24 hours a day, 365 days a year, so you can get help whenever you need it.

Here are some key features of Elan Business Credit Cards:

With Elan business credit cards, you get a range of convenient features to help you manage your finances and make the most of your card.

You can use your card at millions of locations worldwide, making it a great option for businesses with international clients or suppliers.

Mobile purchasing capability is also available, allowing you to make purchases on the go with added convenience.

Zero Fraud Liability is a key feature, protecting you from liability for fraudulent purchases when your card is lost or stolen.

Cardmember Service is available 24 hours a day, 365 days a year, so you can get help whenever you need it.

Here are some of the key features of Elan business credit cards:

Our Elan business credit cards offer robust security and protection features to safeguard your financial well-being.

You're protected from fraud with our sophisticated fraud-monitoring tools that quickly identify and address abnormal spending patterns.

If you notice any unauthorized charges, notify us promptly by calling the number on the back of your card. Certain conditions and limitations may apply.

In the event of loss or theft, Purchase Security will replace, repair, or reimburse items you purchased entirely with your credit card for up to 90 days from the date of purchase.

To make a claim, visit the website or call the Benefit Administrator at 1-800-848-1943 (call collect at 1-303-967-1096 outside the U.S.).

Extended Protection doubles the time of manufacturers' written U.S. warranties by up to 1 year on warranties of 3 years or less, and up to a maximum of $10,000 per claim when you buy eligible items with your credit card.

Claims must be reported within sixty (60) days of the failure.

Here's a quick summary of the protection features:

With an Elan business credit card, you can manage your business expenses with ease. Visa Spend Clarity is a powerful expense management solution that allows you to manage your cash flow, gain control, and save time.

You can earn rewards on your business purchases, with 2X points per $1 spent on your top two spend categories each month, and 1X point per $1 spent on all other eligible purchases. There are no caps on the number of points you can earn, so you can keep earning and redeeming rewards with no limits.

Having a credit card with great benefits can make all the difference in your financial life. You can earn rewards on your purchases, which is a great way to get something back for the money you're already spending.

Earning rewards is a breeze with this card. You'll earn 2X points per $1 spent on your top two spend categories each month, and 1X point per $1 spent on all other eligible purchases. That's a great way to rack up points quickly.

You can also earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center. This is a fantastic way to earn points on travel expenses, which can add up quickly.

One of the best things about this card is that there are no caps on the number of points you can earn. This means you can keep earning points as long as you keep making eligible purchases.

You can also take advantage of additional rewards by shopping online at 1,100+ stores through the Earn Mall program. This is a great way to earn even more points on your purchases.

Another perk of this card is the ability to instantly redeem rewards using your mobile device through the Real-Time Rewards program. This is a convenient way to turn your business purchases into rewards on the go.

The card also comes with a range of other benefits, including zero fraud liability and 24/7 cardmember service. This means you can shop with confidence, knowing that your purchases are protected and you have support whenever you need it.

Here are some of the key benefits of this card:

Business Management is a crucial aspect of running a successful business, and having the right tools can make all the difference. With Elan Business Credit Cards, you can manage your business in a more efficient way.

One of the key benefits of Elan Business Credit Cards is the free online expense reporting tools that come with them. This feature allows you to track and manage your business expenses easily. This can save you a significant amount of time and hassle.

Cardmember Service is available 24 hours a day, 365 days a year, so you can get help whenever you need it. This is especially useful if you have a question or concern about your account.

Here are some additional benefits of Elan Business Credit Cards that can help with business management:

Visa Spend Clarity is another powerful expense management solution that can help you manage your business. It allows you to gain control and save time by managing your cash flow more efficiently.

AutoPay is a convenient feature that allows you to automatically pay your credit card bill from your checking or savings account.

It takes about 10 days to activate AutoPay, so be sure to pay the amount due on your most recent statement by mail, phone, or online.

To sign up for AutoPay, you'll need to follow the instructions provided by your credit card company.

AutoPay can save you time and eliminate potential mail delays, making it a great option for busy people.

It may take up to two billing cycles before AutoPay starts, so be patient and keep an eye on your account.

Cardmember Service is available to help you manage your account. You can reach them at 1-800-558-3424 for consumer cards or 1-866-552-8855 for business cards.

If you need to make changes to your account, Cardmember Service can assist you with setting up automatic payments, requesting credit limit increases, and making balance transfer and convenience check requests. They can also provide you with statement copies and help you update your account profile.

You can access other reporting tools, such as the Annual Account Summary, through Cardmember Service. This can be a helpful resource for keeping track of your account activity.

Employee Cardmembers also have access to Cardmember Service, where they can update their account profiles, request account service, or contact Cardmember Service.

The Authorized Representative is typically an office manager, controller, or someone in accounts payable who is given the authority to perform many administrative tasks on behalf of the Authorized Officer or company.

They can update company account information, add or close employee accounts, adjust employee credit limits, make payments, or request statements. The Authorized Representative is not required to be a cardmember.

Payment controls allow you to customize each employee's business card to control where, when, and how your employees use them. You can easily set controls that limit card use by time of day or day of week, geographical location, merchant type, transaction dollar amount limits, or transaction types.

Here are some specific payment controls you can set:

The Authorized Representative plays a crucial role in managing a company's business credit card account. They have the authority to perform various administrative tasks on behalf of the Authorized Officer or company.

Their responsibilities include updating company account information, adding or closing employee accounts, adjusting employee credit limits, and making payments or requesting statements.

While they have significant authority, the Authorized Representative is not required to be a cardmember, setting them apart from the Authorized Officer.

Payment controls are a crucial aspect of managing your company's credit card program. They allow you to customize each employee's card to control where, when, and how they use it.

You can set controls that limit card use by time of day or day of week, geographical location, merchant type, transaction dollar amount limits, and transaction types.

Geographical location controls can be set for both domestic and international locations, giving you peace of mind when your employees are traveling abroad. Merchant type controls can be specific, such as allowing only gas station purchases.

Transaction dollar amount limits can be set to prevent overspending, and transaction types can be restricted to prevent cash advances or cash withdrawals.

The sum of all employee spend limits may exceed the company credit limit, so it's essential to monitor and adjust these limits accordingly.

Here's a summary of the payment control options:

You can request a company credit line increase by calling the Cardmember Service number or filling out a form through the Services section of Credit Card Account Access.

Credit card access is a crucial aspect of authorized user management.

Primary cardholders can add authorized users to their credit card accounts, allowing them to access the account and make transactions.

This can be done online or by contacting the credit card issuer directly.

Authorized users typically receive their own credit card or a virtual credit card, and they can make purchases, pay bills, and check account balances.

However, authorized users are not responsible for paying the bill, and the primary cardholder is still liable for all charges.

The number of authorized users a primary cardholder can add varies by credit card issuer, with some allowing up to 5 additional users.

With Elan business credit cards, you can set employee spend limits to ensure that each team member only spends what they're authorized to. This feature helps prevent overspending and keeps your company's finances in check.

Elan allows you to assign different spend limits to each employee based on their role and responsibilities. For example, your marketing team might have a higher spend limit than your accounting team.

You can also set up approval hierarchies to ensure that certain purchases require multiple approvals before they're processed. This adds an extra layer of security and accountability to your company's spending.

Elan's online platform makes it easy to manage employee spend limits and access in real-time. You can view spending activity, track employee balances, and adjust limits as needed.

With an Elan business credit card, you can set up alerts to notify you of specific transactions. You can choose to receive notifications when a transaction is authorized when the card is not presented, such as a purchase made via the web or over the phone.

You can also set up alerts for other types of transactions, including credits and debits. For example, you can set up a Debit Posted alert to notify you when a debit is posted to your account, or a Transaction Notification alert to notify you when a transaction is authorized based on the criteria you specify.

Here are some examples of transaction alerts you can set up:

The Authorized Officer can visit the Account summary page to view and download up to 12 months of transaction activity for the entire account. This is a great way to keep track of all the transactions made on the account.

Employee Cardmembers can view transaction activity on their individual accounts, giving them a clear picture of their own spending habits.

Accounts are able to view transaction activity, and Authorized Officers can also download up to 12 months of transaction history.

With alerts, you can stay on top of your credit card account's activity. You can receive timely notification texts and emails about specific events.

You get to choose the type of notifications you want, and set the parameters for when and how you'll be contacted. This way, you can customize the alerts to fit your needs.

One alert type is Balance Alerts, which will notify you when your account balance exceeds a certain amount you specify.

Here are some examples of Transaction Alerts:

You can also set up alerts for Statement and Payment-related events. These include AutoPay Scheduled and AutoPay Processed, Online Statement Available, Payment Due, Payment Overdue, Payment Posted, and Payment Scheduled.

Fraud Alerts are another type of alert that allows for 2-way text messages, enabling the credit card company to contact you via text message regarding fraud alerts.