
There are several types of EC Karte Geräte available, each with its own unique features and benefits. The most common type is the EC Karte Reader, which allows users to easily scan and process EC Karte payments.
A key aspect to consider when choosing an EC Karte Gerät is the type of interface it offers. Some devices feature a touchscreen interface, making it simple for users to navigate and process transactions. Others have a more traditional keypad interface.
The EC Karte Gerät's compatibility with various operating systems is also an important factor. For example, some devices are specifically designed for use with Windows-based systems, while others can be used with both Windows and Android devices.
Kartenlesegerät Funktionen
A Kartenlesegerät can handle various payment methods, including EC-Karten, Debitkarten, Kreditkarten, and mobile payments like Apple or Google Pay.
Modern terminals are designed to process the most popular payment methods, but the specific payment options available depend on the Zahlungsdienstleistungsvertrag.
To operate a terminal, you need a stable Internet connection, which can be established through LAN, WLAN, or SIM-Karte.
Wie funktioniert ein Kartenleser?

A Kartenleser, or card reader, is a device that can handle various payment methods.
Modern Kartenlesegeräte, or card readers, are capable of processing all types of contactless payments.
The type of payments a specific card reader can process is determined by the Zahlungsdienstleistungsvertrag, or payment services agreement.
This agreement is necessary for a card reader to function, just like a mobile phone needs a mobile contract to make calls.
To operate a card reader, you need a stable internet connection through LAN, WLAN, or a SIM card.
Leistungsmerkmale Chip-/Pin-Verfahren:
The Chip-/Pin-Verfahren is a secure payment method that uses the EMV chip of your bank card.
This method accepts EC cards, allowing you to make online payments with ease.
You can also use Girocard, VPAY, Mastercard Debit, and other European chip and PIN-based bank cards.
Optional credit card acceptance includes Visa, Mastercard, Diners, American Express, and JCB, both online and offline.
The Chip-/Pin-Verfahren offers fast credit card processing, making transactions efficient and convenient.
You can even integrate your PinPads/Terminal devices with OPI-Schnittstelle for added functionality.
Belegdruck, or receipt printing, can be done through TopCash or Terminal-Bondrucker.
Zahlungsarten und Akzeptanz

The girocard, also known as the EC Karte, is the most widely used payment card in Germany, making it a must-have for your EC Karte Gerät.
In Germany, the girocard is the most common payment card, and it's often cheaper for merchants to process girocard transactions compared to international debit and credit cards.
To cater to all customers, your EC Karte Gerät should be able to process international credit and debit cards, especially Visa and Mastercard.
Contactless payments have become increasingly popular, and your EC Karte Gerät should be able to process these transactions, allowing customers to pay with their smartphones and smartwatches.
Zahlungsarten am Kartenlesegerät anbieten
To offer the most convenient payment options to your customers, it's essential to include various payment methods at your card reader.
The most widely used payment card in Germany is the girocard, also known as the EC card. This type of card should be included in your card reader's payment options, as it's often cheaper for merchants to process girocard transactions compared to international debit and credit cards.

In addition to girocards, your card reader should also be able to process international credit and debit cards, particularly Visa and Mastercard. This will allow you to cater to a wider range of customers.
To stay ahead of the curve, consider adding contactless payment capabilities to your card reader. This feature is now available in most modern card readers and allows customers to make payments using their smartphones or smartwatches.
In fact, many card readers can process contactless payments, including those from Apple Pay and Google Pay. This feature is particularly useful in today's digital age, where customers are increasingly relying on mobile payments.
Not all card readers are created equal, and some may only support specific payment methods. Be sure to check the capabilities of your card reader and negotiate the best deal with your provider.
Nichts dabei? Entdecken Sie PAYONE CLASSIC
If you're not satisfied with your current payment options, it's time to discover PAYONE CLASSIC. This customizable payment package allows you to configure the payment methods that matter most to your business.
PAYONE CLASSIC is an extension of your existing EC card reader or a new device from PAYONE. You can easily integrate it into your existing setup.
In Germany, the most widely accepted payment card is the girocard, also known as the EC card. It's essential to include girocard acceptance in your payment options, as processing these transactions is often cheaper for merchants.
To cater to all customers, your EC card reader should also be able to process international credit and debit cards, especially Visa and Mastercard. This will ensure that you can serve customers from diverse backgrounds.
Modern EC card readers can handle contactless payments, enabling customers to make transactions using their smartphones or smartwatches. This feature is usually available in most contemporary card readers.
For another approach, see: Bezahlen Mit Ec Karte Im Ausland
Kartenlesegerät Arten
We offer various types of card readers, each with its own unique features.
One type is the mobile terminal, which is compact, lightweight, and easy to carry around. The Ingenico Move 3500 is a great example of this, available as a GPRS variant.
Another type is the EC device with a touchscreen, like the CCV mobile premium, which comes with a color display and a signature pad. This device is also available as a GPRS or WLAN variant.
We also have compact terminals like the Ingenico Move 5000, which can communicate via WLAN or GPRS. This device is already available on the market.
Here are some of the card reader types we offer, summarized in a table:
Stationäres Kartenlesegerät
A stationäre EC Kartenlesegerät is a great choice for those who want a simple and affordable option for processing card payments at the counter.
This type of terminal is often the most straightforward and cost-effective solution, perfect for businesses with a fixed checkout area.
Stationäre EC Kartenlesegeräte are usually connected to the internet and power supply via a cable, making them reliable and easy to use.
They require a stable power supply and a nearby router or LAN port to function properly, which is a good thing to consider when choosing a location for the terminal.
The most basic stationäre EC Kartenlesegeräte come with two cables, one for power and one for internet, making them a great option for businesses with a fixed setup.
These terminals are perfect for businesses with a fixed checkout area and access to a nearby power outlet and router.
In general, stationäre EC Kartenlesegeräte are a great choice for businesses that want a hassle-free and cost-effective way to process card payments.
Mobiles Kartenlesegerät
Mobiles Kartenlesegerät ist ideal für Berufsgruppen, die auf Flexibilität angewiesen sind, wie Restaurantbesitzer, Taxifahrer oder Handwerker. Diese Geräte sind tragbar und können ortsunabhängig eingesetzt werden.
Ein mobiles EC Kartenlesegerät kann mit WLAN, Bluetooth und/oder Sim-Karte (Handynetz) ausgestattet sein. Es gibt auch neuartige Geräte, die mit einem Smartphone oder Tablet gekoppelt werden können. Diese Geräte können zwischen WLAN und Handynetz umschalten und gewährleisten somit immer die beste Verbindung.
Die portablen Terminals verfügen über leistungsstarke, aufladbare Akkus, die meist mehrere Tage halten. Ein Beispiel für ein solches Gerät ist das "Ingenico Move 3500 als GPRS Variante".
Hier sind einige Beispiele für mobile EC Kartenlesegeräte:
- Das "Ingenico Move 3500 als GPRS Variante" ist ein kompakt, leichtes und tragbares Terminal.
- Das "CCV mobile premium" ist ein EC Gerät mit Touchscreen und Farbdisplay, das auch als GPRS oder WLAN Variante verfügbar ist.
- Das "Ingenico Move 5000" ist ein kompaktes Terminal, das kommuniziert kann per WLAN oder GPRS.
- Das "CCV mobile Premium WLAN" ist ein mobiles Gerät mit integriertem kontaktlosen Leser, das nur im WLAN Betrieb möglich ist.
Die Gebühren für mobile EC Kartenlesegeräte können variieren. Zum Beispiel kostet das SumUp Solo Lite 1,39 % Gebühren pro Transaktion, während das SumUp 3G und das SumUp Solo nur 0,79 % pro Zahlung berechnen, wenn man den Bezahlservice für 19 Euro im Monat abonniert.
Vergleich und Auswahl
When choosing an EC card device, it's essential to consider your needs and preferences. If you need a device that's compact and portable, the Ingenico Move 3500 as a GPRS variant is a great option.
You can also opt for an EC device with a touchscreen from CCV, which features a color display and signature pad. This device is available in GPRS or WLAN variants, making it a versatile choice.
If you're looking for a compact terminal, the Ingenico Move 5000 is already available and can communicate via WLAN or GPRS.
Im Vergleich: Stationäre vs. Mobile
Stationäre EC Kartenlesegeräte sind fest am Kassenplatz montiert und per Kabel mit Internet und Strom verbunden.

Mobile EC Terminals sind tragbar und können ortsunabhängig eingesetzt werden, das funktioniert über einen Akku und Kommunikation über WLAN oder SIM-Karte.
Die Auswahl zwischen stationären und mobilen EC Kartenlesegeräten hängt von den Anforderungen Ihres Geschäfts ab. Stationäre Geräte sind ideal für Betriebe mit festem Standort, während mobile Geräte für Berufsgruppen mit Flexibilitätsbedarf geeignet sind.
Hier sind die wichtigsten Unterschiede zwischen stationären und mobilen EC Kartenlesegeräten:
- Stationäre Geräte: müssen mit Strom verbunden werden, nur im Kassenbereich nutzbar, Internetverbindung über WLAN oder Kabel
- Mobile Geräte: Stromversorgung über Akku, beweglich und flexibel einsetzbar, Internetverbindung über WLAN oder SIM-Karte
Die Entscheidung zwischen stationären und mobilen EC Kartenlesegeräten hängt auch von der Größe Ihres Geschäfts und den erwarteten Einnahmen ab. Wenn Sie pro Monat nur Einnahmen bis 1.500 – 2.000 Euro generieren, liegen Sie bei den EC Kartenlesegeräten ohne Grundgebühr richtig.
Terminal Trade Hat Vergleich
In the world of terminal trade hats, there are several options to consider. The Terminal Trade Hat Vergleich is a crucial step in selecting the right hat for your needs.
The Terminal Trade Hat Vergleich involves comparing different models, such as the Terminal Trade Hat A, which has a unique design, and the Terminal Trade Hat B, which offers more durability.

The Terminal Trade Hat A is known for its lightweight materials, making it ideal for long periods of wear. Its price point is also relatively low, starting at around 50 euros.
The Terminal Trade Hat B, on the other hand, is designed for heavy-duty use and features a more robust construction. Its price point is higher, starting at around 80 euros.
Ultimately, the choice between the Terminal Trade Hat A and the Terminal Trade Hat B depends on your specific needs and preferences.
Recommended Periphery
When choosing the right periphery for your payment system, you have several options to consider.
One of the key things to think about is the type of EC-terminal devices you need. Examples of devices available from various manufacturers include Verifone, Artema, and Ingenico.
If you're looking to integrate PayPal into your system, you'll need a customer display to show the payment code. Alternatively, you can print the code on paper for the customer to scan.
You can choose from a range of devices that fit your needs, depending on the specific requirements of your payment system.
Überblick über Unterschiede
Let's take a closer look at the differences between EC kartenlesegeräte. One key difference is the type of internet connection they use. Some terminals require a direct connection to the internet via a cable, while others can connect via Wi-Fi or even a SIM card.
You can choose between terminals that need to be plugged into a power outlet and those that run on batteries, giving you more flexibility in where you can use them. Some terminals are designed to be used only in a fixed location, like a cash register, while others are portable and can be taken anywhere.
The cost of renting a terminal can also vary. Some terminals come with a fixed monthly fee, while others charge a fee per transaction. For example, BE Bezahlexperten charges 9 cents per transaction for up to 100 transactions, and then 8 cents per transaction for 101-250 transactions, and 7 cents per transaction for over 250 transactions.
Here's a quick summary of the differences:
- niedrigste Gerätemiete
- muss mit Strom verbunden werden
- nur im Kassenbereich nutzbar
- Internetverbindung über WLAN oder Kabel
- etwas höhere Gerätemiete
- Stromversorgung über Akku
- beweglich bzw. flexibel einsetzbar
li>Internetverbindung über WLAN oder SIM-Karte
Technische Details
The ec karte gerät has a compact design, perfect for fitting into a wallet or purse. Its small size makes it easy to carry around.
It uses a contactless technology, allowing for fast and secure transactions. This technology is based on a radio frequency identification (RFID) system.
The ec karte gerät has a memory capacity of 32 kilobytes, which is sufficient for storing various payment information and settings. This memory capacity ensures smooth and efficient transactions.
The device has a battery life of up to 3 years, depending on usage. This long battery life eliminates the need for frequent recharging or replacements.
The ec karte gerät is compatible with various payment systems, including online and offline transactions. This compatibility makes it a versatile and convenient payment solution.
Nutzung und Einrichtung
You can choose between a stationäre or mobile EC Kartenlesegerät for your business.
Stationäre EC Kartenlesegeräte are fixed to the cash desk and connected via cable to the internet and power. Mobile EC Terminals, on the other hand, are portable and can be used anywhere, relying on a battery and Wi-Fi or SIM card for communication.
To select the right EC Kartenlesegerät for your business, make sure the device's functions match your needs.

A good EC-Kartenlesegerät can handle all types of contactless payments, including EC-Karten, debit cards like the German girocard, credit cards, and mobile payments like Apple or Google Pay.
The specific payment methods a terminal can process are determined by the Zahlungsdienstleistungsvertrag, which is always required for terminal operation.
To operate a terminal, you'll need a stable internet connection via LAN, Wi-Fi, or SIM card.
Frequently Asked Questions
What does EC Karte stand for?
EC Karte stands for "Eurocheque" or "electronic cash," a debit card specific to Germany. It's connected to your bank account, allowing you to make cashless payments and withdrawals
Is girocard the same as EC card?
Yes, girocard is the same as the previously known EC card, with the name change occurring in 2007. The girocard is still widely used as Germany's primary payment card.
Sources
- https://www.terminal-trade.de/ec-cash-geraet
- https://www.edv-ermtraud.de/produkte/topcash2/elpay
- https://praxistipps.chip.de/mobiles-ec-kartenlesegeraet-diese-moeglichkeiten-gibts_112054
- https://www.payone.com/DE-de/bezahlloesungen/kartenlesegeraete
- https://www.ratgeber-kartenzahlung.de/ec-kartenlesegeraet/
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