Dreyfus Money Market Funds Investment Performance and Fees

Dreyfus Money Market Fund has a 7-day yield of 1.42% and a 30-day yield of 1.44% as of the last available data, making it a competitive option in the market.

The fund has a net expense ratio of 0.25%, which is relatively low compared to other money market funds.

Dreyfus Money Market Fund has a low minimum investment requirement of $2,500, making it accessible to a wide range of investors.

The fund invests in a diversified portfolio of high-quality, short-term debt securities, providing a stable source of income.

Dreyfus money market funds offer a range of yield and return data that can help investors make informed decisions.

The 1-day yield for the Dreyfus Treasury and Agency Liquidity Money Market Fund is 4.25% as of January 17, 2025, and 3.96% as of February 21, 2025.

The 7-day yield for the Dreyfus Treasury and Agency Liquidity Money Market Fund is 4.25% as of January 17, 2025, and 3.93% as of February 21, 2025.

The 30-day yield for the Dreyfus Treasury and Agency Liquidity Money Market Fund is 4.25% as of January 17, 2025, and 3.96% as of February 21, 2025.

Here's a summary of the yields for the Dreyfus Treasury and Agency Liquidity Money Market Fund:

The investment adviser may contractually agree to waive or reimburse certain fees and expenses until a specified date, which can increase the fund's yield and total returns.

Yields are a crucial aspect of any investment, and understanding them can make a big difference in your financial decisions. The 1-day yield for subsidized and unsubsidized investments can range from 3.78% to 3.98% as of February 21, 2025.

To give you a better idea, here are some specific yield rates:

The investment adviser may also contractually agree to waive or reimburse certain fees and expenses until a specified date, which can impact the fund's operating expenses and yield.

YTD returns can fluctuate, but let's take a look at some specific numbers. As of February 21st, 25, the YTD return was 0.59%.

The YTD return is not the only metric to consider, but it's a good starting point. For example, as of January 31st, 25, the YTD return was 0.34%.

Past performance is no guarantee of future results, but it's interesting to note the change in YTD return over time. In fact, as of December 31st, 24, the YTD return was 4.87%.

Here's a summary of the YTD returns:

Keep in mind that a 7-day yield is a better measure of current income, but YTD return can still give us an idea of the investment's performance.

Dreyfus money market funds have received top ratings from reputable organizations. They have a 4-star overall rating from Morningstar, indicating a strong performance track record.

Their funds are also designated as "Low Risk" by Morningstar, which means they are suitable for conservative investors looking for a low-risk investment option.

Dreyfus money market funds are designed to provide liquidity and preserve capital, making them a great choice for short-term investments or as a cash reserve.

In the world of ratings and designations, agencies play a crucial role in evaluating and accrediting organizations. The most well-known agency ratings include those from Moody's, Standard & Poor's, and Fitch.

These agencies use complex algorithms to determine credit ratings, which can impact an organization's reputation and financial stability.

Moody's, for instance, assigns credit ratings from Aaa (the highest) to C (the lowest). Standard & Poor's uses a similar system, with ratings ranging from AAA to D. Fitch also assigns credit ratings from AAA to D.

The most prestigious designation is the "Triple-A" rating, held by only a handful of organizations worldwide.

Monthly Ratios (Annualized) are a crucial aspect of understanding the performance and efficiency of a fund.

The Management Fee is 0.20% of the fund's value, as of January 31, 2025.

Service Fees can add up, with a rate of 0.25% of the fund's value, also as of January 31, 2025.

Other Expenses, such as administrative costs, are relatively low, at 0.02% of the fund's value, as of January 31, 2025.

The Total Expenses for the fund are 0.47% of the fund's value, as of January 31, 2025.

But don't worry, some of these expenses are reimbursed, bringing the Net Expenses down to 0.44% of the fund's value, as of January 31, 2025.

Here's a breakdown of the fund's Monthly Expense Ratios (Annualized):

These Monthly Expense Ratios are annualized, meaning they reflect the total annual operating expenses for the fund, and may fluctuate daily due to voluntary expense limitations.

The fees and expenses associated with Dreyfus money market funds are an important consideration for investors.

The management fee for some funds can be as high as 0.20% of the fund's average daily net assets.

BNY Mellon Investment Adviser, Inc. has contractually agreed to waive receipt of its fees and/or assume the direct expenses of certain fund shares, ensuring that direct expenses do not exceed a certain threshold.

For example, the fund's Service shares have a direct expense limit of 1.00% excluding taxes, brokerage commissions, and extraordinary expenses.

Other expenses, such as service fees and administrative services fees, can also be significant, ranging from 0.15% to 0.25% of the fund's average daily net assets.

The total annual operating expense ratio for some funds can be as high as 0.61%, before any contractual fee waivers or expense reimbursements.

However, BNY Mellon Investment Adviser, Inc. has agreed to waive receipt of a portion of its management fee, reducing the net expenses for some funds to 0.09% or 0.44%.

Here are some examples of the fee descriptions and expense ratios for Dreyfus money market funds:

Keep in mind that these fees and expenses are subject to change and may be affected by contractual agreements and waivers.

The performance of Dreyfus money market funds is a key aspect to consider when evaluating their suitability for your investment needs. The funds have consistently delivered returns over the years, with the Dreyfus Treasury and Agency Liquidity Money Market Fund boasting a 12.45% return over the past 3 years.

The Dreyfus Government Securities Cash Management fund has also shown strong performance, with a 10.73% return over the past 3 years as of December 31, 2024. This fund has been in operation since February 27, 1998, and has a 14.98% return over the past 10 years.

Here are some key performance metrics for Dreyfus money market funds:

The yields ratio is a crucial metric to understand when evaluating the performance of a fund. In the context of the Dreyfus Treasury Securities Cash Management fund, the 1-day yield as of 02/21/25 is 3.78% for subsidized and 3.77% for unsubsidized.

The 7-day yield as of 02/21/25 is also noteworthy, coming in at 3.78% for subsidized and 3.77% for unsubsidized. This suggests a relatively stable performance over a short period.

One of the key factors affecting the yields ratio is the contractual fee waiver end date. As of 05/31/25, the contractual fee waiver end date is in place for the fund, which means that the investment adviser has agreed to waive or reimburse certain fees and expenses until this date.

Here's a breakdown of the yields ratio for the Dreyfus Treasury Securities Cash Management fund:

The investment adviser may also voluntarily waive certain fees and expenses, which can impact the yields ratio. However, such voluntary waivers may be discontinued or modified at any time without notice.

The yields ratio represents past performance, which does not guarantee future results. Current performance may be lower or higher than the performance quoted above.

Cumulative returns are a key performance metric that shows the total return of an investment over a specific period of time.

The Dreyfus Treasury and Agency Liquidity Money Market Fund, for example, has a cumulative return of 17.36% since its inception on December 18, 2017.

The Dreyfus Government Securities Cash Management fund has a staggering cumulative return of 60.49% since its inception on February 27, 1998.

The Dreyfus Money Market Fund has a cumulative return of 349.28% since its inception on February 8, 1982.

Here are some specific cumulative returns for the Dreyfus funds:

These numbers give you an idea of how well each fund has performed over time.

Dreyfus money market funds are designed to provide liquidity and low risk, with the goal of preserving principal.

They are not designed to keep pace with inflation, and returns may be lower than those of stocks or bonds.

Dreyfus money market funds invest in high-quality, short-term debt securities, such as commercial paper and treasury bills.

These investments typically have maturities of less than a year, which helps minimize risk.

The funds are actively managed to maximize returns while maintaining a high level of liquidity.

Dreyfus money market funds are subject to market fluctuations, but are generally less volatile than other types of investments.

Investors can redeem shares at any time, but may be subject to a fee for early redemptions.

The funds are suitable for investors seeking a low-risk investment option, such as retirees or those with a conservative investment strategy.