
Verizon Wireless does report to credit bureaus, which can affect your credit score.
Verizon's reporting to credit bureaus is a common practice in the wireless industry.
Verizon reports payment history to all three major credit bureaus: Equifax, Experian, and TransUnion.
This means that making on-time payments with Verizon can help improve your credit score, while missed payments can negatively impact it.
Verizon Wireless and Credit Bureaus
Verizon Wireless reports delinquent accounts to all three credit bureaus: TransUnion, Equifax, and Experian, just like most other companies.
Verizon will mostly pull your credit score from Equifax to check your credit, but they can also pull information from the other two credit bureaus.
If your Verizon account goes into collections, you can expect Verizon to contact all three credit bureaus to report your status.
Which Bureau Uses Wireless?
Verizon Wireless primarily uses Equifax to check your credit score. However, they can technically pull information from all three credit bureaus.
The main credit bureau Verizon uses is Equifax, but they can also check Experian and TransUnion.
To Which Bureaus Do They Report?

Verizon reports delinquent accounts to all three major credit bureaus: TransUnion, Equifax, and Experian.
If you're concerned about the impact on your credit score, it's worth noting that Verizon will contact all three credit bureaus if your account goes into collections.
You can expect the credit bureaus to be notified, just like most other companies do, so it's essential to take action to dispute any inaccuracies.
The three major credit bureaus are Transunion, Equifax, and Experian.
You can report your Verizon Wireless Collections dispute to each of these bureaus using the following links: Transunion, Experian, and Equifax.
In most cases, the credit bureaus will send you an outcome of their investigation within 30 days of your submission.
Checking and Managing Reports
To check if Verizon has reported you to the credit bureaus, you can get a copy of your yearly free credit report. This will show if any Verizon collections are on there.
You can request a copy of your credit report from each of the three major credit bureaus: Experian, TransUnion, and Equifax. Each bureau may have different information about your accounts with Verizon.
Getting your credit report is free, and you can do it once a year. This way, you can keep an eye on what's being reported about you.
Who Is Collections?

Verizon Collections is one of the largest collectors in the country, operating on behalf of numerous creditors.
They collect overdue bills under the name "Verizon Collections" and are under contract with Verizon Wireless.
Many customers first come in contact with this company due to unpaid Verizon bills.
Verizon Collections also collects debts for other institutions and companies.
Contacting Credit Bureaus
Contacting the credit bureaus is a crucial step in disputing Verizon Wireless collections. You can report your dispute to Transunion, Equifax, and Experian, the three major credit bureaus.
Transunion, Equifax, and Experian have customer service links where you can report your dispute: Transunion customer service click here, Experian customer service dispute click here, and Equifax customer service dispute click here.
The credit bureaus will investigate your dispute by reporting it to the original company, which is Verizon Wireless in this case.
Sources
- https://querysprout.com/does-verizon-report-to-credit-bureaus/
- https://www.bankrate.com/personal-finance/credit/can-cell-phone-bill-build-credit-score/
- https://fairshake.com/verizon-wireless/collections-dispute/
- https://www.creditglory.com/collections/verizon-collections
- https://www.fcra.com/blog/verizon-collections
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