Does TD Cash Card Have Foreign Transaction Fee

The TD Cash Card is a popular choice for those who want a straightforward debit card with no annual fee. It's widely accepted, making it a great option for everyday purchases.

Some users may be concerned about foreign transactions, but fortunately, the TD Cash Card doesn't charge a foreign transaction fee. This means you can use your card abroad without incurring extra charges.

The TD Cash Card fees are an essential consideration when deciding whether to use this card for international transactions.

You'll be happy to know that TD Bank cards are accepted for payment anywhere in the world, with no foreign transaction fees on many of their products.

However, if you're using the TD Convenience Checking or TD Simple Checking account, you'll be charged a 3% international transaction fee on card purchases.

This fee is applied on top of the purchase amount, so if you buy something for $100, you'll be charged an additional $3.

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International ATM withdrawals also come with a 3% fee, plus any additional fees charged by the ATM operator.

You can avoid these fees by choosing a different account or using a different payment method.

TD Bank offers various checking account products, each with its own set of fees.

Here's a breakdown of the international transaction fees for the TD Convenience Checking and TD Simple Checking accounts:

TD Convenience Checking has a monthly maintenance fee of $15, but it's waived if you maintain a minimum balance of $100.

The international transaction fee on TD Convenience Checking is 3% on card purchases.

International ATM withdrawals on TD Convenience Checking come with a 3% fee on the amount withdrawn, plus any fees charged by the ATM operator.

Ordering foreign currency bank notes on TD Convenience Checking costs $17.50, but it's reduced to $7.50 if you order more than $250 in value.

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Receiving an international wire on TD Convenience Checking costs $15.

Sending an international wire on TD Convenience Checking costs $50, plus exchange rate, taxes, and correspondent fees.

TD Beyond Checking has a monthly maintenance fee of $25, but it's waived if you maintain a minimum balance of $2,500.

TD Beyond Checking does not charge an international transaction fee.

If you maintain a $2,500 minimum balance on TD Beyond Checking, there is no TD fee for international ATM withdrawals, although other fees may still be applied by the ATM operator.

The fee for ordering foreign currency bank notes on TD Beyond Checking is the same as TD Convenience Checking, at $17.50, reduced to $7.50 if you order more than $250 in value.

Receiving an international wire on TD Beyond Checking is free.

Sending an international wire on TD Beyond Checking is free for one payment per statement cycle, and then $50, plus exchange rate, taxes, and correspondent fees.

Here's a comparison of the fees for TD Convenience Checking and TD Beyond Checking:

Traveling with TD Cash Card is a breeze, thanks to the convenience of their cards. Your TD Bank cards are accepted for payment anywhere in the world.

You'll enjoy no foreign transaction fees with many of their products, making it even more convenient to travel. The cards are equipped with contactless and chip technology, making them more secure and easier to use.

You can track your spending wherever you are, thanks to the online and mobile banking tools that let you easily monitor your card transactions. This feature is especially helpful when traveling abroad.

If you're a TD Credit Card holder, you may be covered for lost luggage if you purchased tickets with your TD Visa Signature Credit Card. However, restrictions may apply, so be sure to check your TD Visa Guide to Benefits.

Here are some benefits of using a TD Cash Card for travel: