
Insurance coverage for veneers varies greatly depending on the type of plan you have.
Some dental insurance plans may cover a portion of the cost of veneers, typically up to 50% off the total price.
However, many plans do not cover veneers at all, considering them an elective cosmetic procedure.
To get affordable options, consider looking into dental savings plans, which can offer discounts on veneer procedures.
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Does Insurance Cover Veneers?
Does insurance cover veneers? It depends on the reason for the procedure. If there's a medical reason for the veneer, such as a dental restoration after an injury, insurance may cover it.
Insurance companies typically require a medical history, photographs, and x-rays to approve coverage. They may also consider the procedure medically necessary if it's used to restore a correct bite or replace teeth.
Some dental insurance plans offer partial coverage for restorative procedures, including veneers, implants, and dentures. These plans may include coverage for crowns, surgical tooth extractions, and root canal cleanings.
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However, if veneers are installed solely for cosmetic reasons, insurance will not cover their cost. This is because cosmetic procedures are considered elective and don't impact the way teeth function.
In some cases, insurance may cover the cost of replacement veneers if ignoring the situation could cause decay. But this ultimately depends on the insurance company and their list of allowable services.
Here are some key points to consider:
- If there's a medical reason for the procedure, insurance may cover it.
- Insurance companies require medical history, photographs, and x-rays for approval.
- Some dental insurance plans offer partial coverage for restorative procedures.
- Cosmetic procedures, like veneers, are not typically covered by insurance.
- Insurance may cover replacement veneers if they're medically necessary.
Cost and Financing
Most dental insurance plans don't cover cosmetic procedures like veneers, but you might get partial coverage depending on the reason for your procedure. We'll work with your insurance to get the most out of your plan.
CareCredit offers some great benefits if you need dental financing, including zero or low APR introductory plans and multiple payback schedules to fit your budget. You can choose the plan that works best with your lifestyle and budget.
If you're getting both restorative and cosmetic procedures done at the same time, your insurance will likely cover at least part of your restorative procedure. We'll work out how much your insurance will cover and help you apply for financing for any costs not covered.
Here are some benefits of using CareCredit for dental financing:
- Zero or low APR introductory plans
- Multiple payback schedules to fit your budget
- Choose the plan that works best with your lifestyle and budget
- Allows you to get all of the dental work you need done at once
Factors to Consider

To get a clear picture of the cost and financing options for veneers, there are several factors to consider.
Insurance coverage is a crucial factor, with some insurance plans covering a portion of the cost of veneers.
The type of veneer you choose can also impact the overall cost, with porcelain veneers being more expensive than composite veneers.
The extent of the dental work required will also affect the cost, with more extensive work driving up the price.
The dentist's fees and location can also play a significant role in determining the final cost of veneers.
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Types of Veneers
Porcelain veneers change the shape and appearance of the teeth, but they are always considered cosmetic, making it difficult to gain dental insurance coverage.
Composite resin veneers are a more affordable option, with the final result achieved in just one dental appointment.
Composite resin treatments are still cheaper compared to porcelain veneers, making them a more accessible option for those looking for veneer solutions.
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Dental Prices
Dental prices can vary depending on the location, with costs differing from one region to another.
The cost of dental veneers is high, especially when compared to composite resin veneers, with a single porcelain veneer costing more at the practice installation.
The overall health of your teeth and the degree of restorations needed to bring them to a proper shape and condition can add up to the price.
Insurance can also play a significant role in the final cost of your dental veneer treatment, but this is not mentioned here.
Cosmetic Dental Financing
Most dental insurance plans don't cover cosmetic procedures like veneers, teeth whitening, or dental implants. However, you may be able to get partial coverage depending on the reason for your procedure.
We'll work with your insurance to make sure you get the full value out of your plan. If you're having both restorative and cosmetic procedures done at the same time, your insurance will likely cover part of your restorative procedure.
Broaden your view: What Dental Procedures Are Covered by Medical Insurance
CareCredit offers benefits like zero or low APR introductory plans, multiple payback schedules, and the ability to choose a plan that fits your lifestyle and budget. This allows you to get all the dental work you need done at once.
Here are some benefits of using CareCredit for dental financing:
- Zero or low APR introductory plans
- Multiple payback schedules to fit your budget
- Choose the plan that works best with your lifestyle and budget
- Allows you to get all of the dental work you need done at once
We'll do our best to work with your insurance, but we're also passionate about making sure you get the best dental care.
Sources
- https://www.soladentalspa.com/blog/are-veneers-covered-by-insurance
- https://encinodentalsmile.com/does-insurance-cover-veneers/
- https://www.divinesmiles.com/blog/does-dental-insurance-cover-cosmetic-dentistry/
- https://www.dentistofowingsmills.com/2024/01/15/does-insurance-cover-cosmetic-dentistry-owings-mills-md/
- https://www.lasvegas-cosmetic-dentistry.com/blog/are-veneers-covered-by-insurance/
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