
Insurance coverage for gum contouring can be a bit of a mystery, but don't worry, we've got the scoop.
Most insurance plans consider gum contouring a cosmetic procedure, which means it's usually not covered. This is because insurance typically only covers procedures that are deemed medically necessary.
Some exceptions do exist, however. Certain insurance plans may cover gum contouring if it's deemed necessary for a medical reason, such as to correct a bite problem or alleviate TMJ pain. This is often the case with procedures like gum recontouring for orthodontic purposes.
The key is to check your insurance policy to see what's covered and what's not.
Insurance Coverage
Insurance coverage for gum contouring can be a bit tricky, but it's essential to understand your options. Most dental insurance plans do not cover gum contouring unless it's deemed medically necessary.
You should review your policy to see what's covered and what's not. Sometimes, a procedure that appears cosmetic can be considered medically necessary, like repairing a chipped tooth with bonding. This might be partly covered by your insurance.

If you're looking for supplemental insurance, some companies offer plans specifically designed to cover cosmetic procedures. However, it's crucial to check with your insurance provider to see if this is an option for you.
In some cases, gum contouring may be covered by insurance if it's related to a condition like periodontal disease. If you have advanced periodontal disease, gum contouring can help prevent infections, decay, and cavities.
Here are some steps to take when trying to maximize your dental insurance for gum contouring:
- Review your policy to understand what's covered and what's not.
- Ask about medically necessary coverage.
- Look for supplemental insurance.
- Consider in-house financing options.
Keep in mind that even if your insurance doesn't cover gum contouring, it's still possible to find financing options or membership plans that provide discounts on the procedure.
Gum Contouring Procedure
Gum contouring surgery is performed in the dentist's office, typically using scalpels, lasers, or radiosurgery.
Your dentist will explain the procedure and what they will be doing during the surgery, often by drawing a line with a pen to mark the new gum line.
A local anesthetic may be applied to numb the area, making the procedure painless.
Bone at the front of the tooth's root may also need to be removed to achieve the best long-term results.
Gum Contouring: What to Expect

Gum contouring is a surgical procedure that reshapes the gum tissue to create a more balanced and harmonious smile.
The procedure typically takes about an hour to an hour and a half to complete, depending on the complexity of the case.
You'll likely receive local anesthesia to numb the area, making the procedure relatively pain-free.
The dentist or oral surgeon will use specialized instruments to remove excess gum tissue and reshape the existing tissue to achieve the desired contours.
Recovery time is usually minimal, with most people able to return to their normal activities within a few days.
Dental Insurance and Options
Reviewing your dental insurance policy is essential to understand what's covered and what's not. This will help you determine if your gum contouring surgery is partially covered due to a medical necessity.
Typical insurance plans usually don't cover cosmetic procedures like gum contouring. However, if your surgery is related to a medical condition like periodontal disease, you might be able to get some coverage.

To get a better understanding of your options, consult with your dentist and dental insurance provider. They can help you determine if your surgery is covered and discuss a budget or payment plan.
Some insurance companies offer supplemental dental plans specifically designed to cover cosmetic procedures. If you're interested in exploring these options, be sure to ask your provider about them.
Here are some key things to keep in mind when considering dental insurance for gum contouring:
- Review your policy to understand what's covered
- Check if your surgery is related to a medical condition
- Consult with your dentist and insurance provider
- Consider supplemental insurance plans
- Discuss a budget or payment plan with your dentist
Frequently Asked Questions
How expensive is gum contouring?
Gum contouring costs range from $50 to $3,000, depending on the number of teeth treated and insurance coverage. Check with your dental insurance provider for details on what's covered.
Does insurance cover gum scaling?
Typically, dental insurance covers around 50% of the cost of gum scaling, but your dentist may need to provide proof of necessity to your insurance company
Sources
- https://creativedentistryofatlanta.com/blog/cosmetic-dental-procedures-are-they-covered-by-my-insurance
- https://2thdoc.org/top-7-questions-we-get-asked-about-gum-contouring/
- https://www.webmd.com/oral-health/gum-contouring-procedure
- https://sarahfrahmdds.com/cosmetic-dentistry/the-cost-of-gum-contouring-is-it-worth-the-investment/
- https://thechicagodentalstudio.com/gum-contouring-reshaping-surgery/
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