Can You Use Discover Card at Costco Stores?

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Discover card is a popular choice for many shoppers, but can you use it at Costco stores? The answer is a bit more complicated than a simple yes or no.

Costco does accept Discover card, but it's not the preferred payment method. According to Costco's payment policy, Discover card is accepted at all Costco locations, but cash and other payment methods are preferred.

Some Costco members have reported being able to use their Discover card for purchases, but others have been declined. This discrepancy may be due to the store's payment processing system or the card's terms and conditions.

In general, it's best to check with the specific Costco location before making a purchase with your Discover card to ensure that it will be accepted.

Does Costco Accept Discover Card?

Costco accepts Discover Card as a valid payment method at their warehouses and online.

Discover Card is accepted at all Costco locations worldwide, including the US, Canada, the UK, and other countries.

Credit: youtube.com, What Credit Cards Does Costco Accept? (Best Credit Cards to Use at Costco)

Costco's acceptance of Discover Card is a convenient option for cardholders who are already part of the Discover network.

Costco's payment policies are designed to be flexible and accommodating, allowing customers to choose from a variety of payment methods, including Discover Card.

You can use your Discover Card to make purchases at Costco's warehouses, online, or through the Costco mobile app.

Costco's Credit Card Policy

Costco's Credit Card Policy is quite straightforward. You can use any credit card, including Discover, to make purchases at Costco. However, if you're a Costco credit card holder, you'll get some extra benefits, such as 4% cashback on eligible gas purchases and 3% cashback on dining and travel.

One thing to note is that Costco doesn't charge interest on purchases if you pay your balance in full by the due date. This is a great perk, especially if you're someone who likes to pay off their credit card balance in full each month.

If you're not a Costco credit card holder, don't worry - you can still use your Discover card and earn rewards. Just keep in mind that you won't get the extra benefits that come with being a Costco credit card holder.

History of Acceptance Changes

A Woman Scanning Her Card
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In the early 1990s, Costco began accepting American Express cards for payment.

The company's acceptance policy has undergone significant changes over the years, with a notable shift in the early 2000s when Costco started to accept Visa cards.

By 2009, American Express was no longer accepted at Costco, a move that was reportedly due to a disagreement over fees.

Today, Costco's credit card policy is centered around the company's partnership with Citi, offering a co-branded card that rewards members with cashback and other benefits.

The company's focus on rewarding its loyal customer base has been a key factor in its success, driving sales and customer loyalty through its credit card program.

Accepted Cards

Costco accepts a variety of credit cards, including Visa, Mastercard, and American Express.

Visa and Mastercard are the most widely accepted cards, with over 90% of Costco locations accepting these brands.

American Express is also accepted, but with some limitations.

You can use your credit card to make purchases in-store and online, as well as for services like pharmacy and optical.

Some credit cards, like Visa and Mastercard, also offer rewards and cashback programs that can be redeemed at Costco.

Not Accepted Cards

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Costco's Credit Card Policy can be a bit confusing, especially when it comes to the types of cards they accept. They don't accept American Express cards, which is a common credit card type.

Costco also doesn't accept Discover cards, which can be a surprise for some customers. They prefer to work with more established credit card companies.

You can use your Visa or Mastercard at Costco, but be aware that they may not be accepted at all locations. Some Costco warehouses may have special rules about which credit cards they accept.

Frequently Asked Questions

Why is Costco no longer accepting Discover cards?

Costco is not rejecting Discover cards, but rather has a Visa-only policy for in-store purchases, allowing Discover for online purchases on Costco.com.

What places do not accept Discover cards?

Discover cards are not accepted at Costco warehouses, some local businesses, and most places abroad. If you're traveling or shopping abroad, it's best to check ahead of time to confirm Discover card acceptance.

Can I use Discover for Costco gas?

Discover cards are not accepted at Costco gas stations due to a partner contract with another major card carrier

Aaron Osinski

Writer

Aaron Osinski is a versatile writer with a passion for crafting engaging content across various topics. With a keen eye for detail and a knack for storytelling, he has established himself as a reliable voice in the online publishing world. Aaron's areas of expertise include financial journalism, with a focus on personal finance and consumer advocacy.

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