Does Apple Card Charge Foreign Transaction Fees and How to Avoid Them

The Apple Card is a great option for those who already use Apple devices, but it's essential to understand its foreign transaction fees before making any international purchases.

Apple Card does charge foreign transaction fees, which can add up quickly.

If you're planning to use your Apple Card abroad, you can avoid these fees by using a different card or a service like Apple Pay, which doesn't charge foreign transaction fees.

However, if you do need to use your Apple Card, the fee is 3% of the transaction amount, according to Apple's terms.

The Apple Card is a great option for international travel, as it doesn't charge a foreign transaction fee. This means you won't be subject to an additional charge whenever you use the Apple Card outside of the United States.

You can use the Apple Card for purchases at physical locations in foreign countries or online transactions through internationally-based merchants without paying extra.

The foreign transaction fee for the Apple Card is 0%, making it a convenient choice for travelers.

The Apple Card's foreign transaction fee policy is a major perk for international travelers and online shoppers. The Apple Card has a 0% foreign transaction fee, which means you won't be charged extra when making purchases abroad.

This fee waiver applies to both physical transactions and online purchases through internationally-based merchants. You can use your Apple Card with confidence, knowing you won't be hit with an additional charge.

To put this in perspective, many other credit cards come with foreign transaction fees ranging from 1-3%. The Apple Card's fee-free policy can save you money on international transactions, making it a great option for frequent travelers.

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The Apple Card's foreign transaction fee policy is a major plus in my book. The Apple Card has no foreign transaction fees, which means you won't be charged extra for using your card outside of the US.

One of the most significant benefits of the Apple Card is that it has no fees whatsoever. This includes no annual fees, foreign transaction fees, or late payment fees.

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The Apple Card's APR is a bit steep, ranging from 19.24% to 29.49% based on your creditworthiness. This is in line with other popular cashback cards on the market.

You also get access to Apple Card Monthly Installments, which allows you to pay for new Apple products via monthly interest-free installments. These payments will automatically be added to the minimum payment due on your Apple Card.

Apple Card's Foreign Transaction Fee Policy is designed to help you save money on international transactions.

The card doesn't charge a foreign transaction fee for purchases made abroad, as long as you're using the card to make the transaction.

This means you can shop online or in-store at merchants outside the US without incurring extra fees.

Purchases made in foreign currencies are converted to US dollars at the wholesale exchange rate, with no markup or fee added by Apple Card.

If you're planning international travel and don't want to pay foreign transaction fees, consider the Citi Premier Card, which has no foreign transaction fees.

This card also offers 3x points on travel purchased through the Citi Travel site, which can be a great perk for frequent travelers.

Another option is the Chase Sapphire Preferred Card, which has a $95 annual fee but no foreign transaction fees.

Its sign-up bonus of 60,000 points after spending $4,000 in the first 3 months can be a great incentive for new cardholders.

The Capital One Venture Rewards Credit Card is also a solid choice, with no foreign transaction fees and a sign-up bonus of 50,000 miles after spending $3,000 in the first 3 months.

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The Apple Card may not be the best option for international travel due to its high variable APR of 19.24% to 29.49%, which is in line with other popular cashback cards on the market.

One of the benefits of the Apple Card is its lack of fees, including foreign transaction fees, which is a major plus for international travelers.

The Apple Card also offers Apple Card Monthly Installments, allowing users to pay for new Apple products via monthly interest-free installments, which is a convenient feature for those who frequently purchase Apple products.

If you're looking for alternatives to Apple Card for international travel, there are several other cards with no foreign transaction fees.

The Chase Sapphire Preferred Card has no foreign transaction fees and offers a 60,000-point bonus after spending $4,000 in the first 3 months.

The Citi Premier Card also has no foreign transaction fees and offers a 60,000-point bonus after spending $4,000 in the first 3 months.

The Capital One VentureOne Rewards Credit Card has no foreign transaction fees and offers a one-time 20,000-mile bonus after spending $1,000 in the first 3 months.

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The Bank of America Travel Rewards credit card has no foreign transaction fees and offers a 25,000-point bonus after spending $1,000 in the first 90 days.

The Discover it Miles credit card has no foreign transaction fees and matches all the miles you've earned at the end of your first year.

If you're looking to minimize fees while traveling internationally, consider using a credit card with no foreign transaction fees, such as the Capital One Quicksilver Cash Rewards Credit Card.

Avoiding dynamic currency conversion can save you up to 3% on each transaction. This is because many merchants charge a higher exchange rate for converting currencies using a dynamic currency conversion service.

The Citi Premier Card, for example, offers 3x points on travel, including gas stations, and has no foreign transaction fees. This can be a great option for those who want to earn rewards on their travel expenses.

Take a look at this: Currency Conversion Fee vs Foreign Transaction Fee

Be sure to check your credit card's terms and conditions to see if it charges any foreign transaction fees or has any specific travel-related benefits. The Chase Sapphire Preferred Card, for instance, has a 60,000-point bonus after spending $4,000 in the first 3 months, but it also charges a 3% foreign transaction fee.

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