Discover Card Union Pay in China: What You Need to Know

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Discover Card Union Pay in China is a relatively new development, with the first acceptance of UnionPay cards by Discover in 2014. This marked a significant milestone in the expansion of UnionPay's international presence.

In China, UnionPay is the dominant payment card brand, with over 7 billion cards issued as of 2020. This is due in part to the widespread adoption of mobile payments and contactless transactions in the country.

To use a Discover Card with UnionPay in China, you'll need to ensure your card is compatible with UnionPay's network. This typically requires a card with a chip and a PIN or contactless payment capabilities.

UnionPay's acceptance network in China is vast, with over 90% of ATMs and 70% of merchants accepting UnionPay cards. This makes it an attractive option for tourists and business travelers.

Discover Card in China

Discover Card in China is a relatively new phenomenon, launched in 2015 in partnership with UnionPay, the Chinese payment giant.

Senior couple using smartphone for online shopping with credit card indoors.
Credit: pexels.com, Senior couple using smartphone for online shopping with credit card indoors.

The Discover card in China is accepted at over 40 million merchants, including major retailers and restaurants.

To use the Discover card in China, you'll need to have a valid UnionPay card, which can be obtained at most Chinese banks.

The Discover card offers competitive interest rates and rewards programs, making it a popular choice among Chinese consumers.

However, it's worth noting that some merchants may not accept the Discover card, so it's always a good idea to check beforehand.

Frequently Asked Questions

Can I get a UnionPay card in the USA?

Yes, you can get a UnionPay card in the USA, specifically through ICBC USA, the sole issuer of UnionPay cards in the US. To learn more about the application process and benefits, visit ICBC USA's website.

What is a UnionPay credit card?

A UnionPay credit card is a credit line product that offers flexible payment options for daily purchases. It allows cardholders to "Purchase Now and Pay Later" with added convenience.

Angie Ernser

Senior Writer

Angie Ernser is a seasoned writer with a deep interest in financial markets. Her expertise lies in municipal bond investments, where she provides clear and insightful analysis to help readers understand the complexities of municipal bond markets. Ernser's articles are known for their clarity and practical advice, making them a valuable resource for both novice and experienced investors.

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